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Original filing (PDF)20251014152822NAL0003162753004
UNIVERSAL DEDICATED, INC.
Form 5500
FILING_RECEIVED
UNIVERSAL DEDICATED, INC. UNION 401(K) PLAN
401(k) retirement plan
Active participants
1,008
Accounts w/ balance
506
Plan assets (EOY)
$12.2M
Net assets (EOY)
$12.2M
How this plan invests
This plan
1 pooled trust
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 50% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (9 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNIVERSAL DEDICATED, INC..
Plan sponsor
Name
UNIVERSAL DEDICATED, INC.
EIN
38-2564759
Address
12755 E. NINE MILE ROAD · WARREN, MI · 480892010
Phone
(586) 939-7000
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
Audit & trust (Schedule H)
Auditor
MRPR GROUP P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $10K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $2K | — |
Investments
34 direct securities · 1 pooled fund· $11.4M(93% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$11.4M
34 holdings
Pooled Separate Account
$9K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Management Trust Company Government Money Market Fund | — | — | — | $1.1M | 9.3% | |
| Fidelity Management Trust Company Dividend Growth Fund | — | — | — | $875K | 7.2% | |
| Fidelity Management Trust Company Mid-Cap Stock Fund | — | — | — | $807K | 6.6% | |
| Fidelity Management Trust Company Freedom 2035 Fund | — | — | — | $732K | 6.0% | |
| Fidelity Management Trust Company 500 Index Fund | — | — | — | $720K | 5.9% | |
| Fidelity Management Trust Company Large Cap Growth Index Fund | — | — | — | $715K | 5.9% | |
| Fidelity Management Trust Company Freedom 2030 Fund | — | — | — | $636K | 5.2% | |
| Fidelity Management Trust Company Freedom 2040 Fund | — | — | — | $631K | 5.2% | |
| Participant loans Interest rates at 7% with varying maturity dates through December 2029 | — | — | — | $631K | 5.2% | |
| Fidelity Management Trust Company Freedom 2045 Fund | — | — | — | $610K | 5.0% | |
| Fidelity Management Trust Company Freedom 2025 Fund | — | — | — | $549K | 4.5% | |
| Fidelity Management Trust Company Contra Fund | — | — | — | $546K | 4.5% | |
| Fidelity Management Trust Company Puritan Fund | — | — | — | $509K | 4.2% | |
| Fidelity Management Trust Company Freedom 2050 Fund | — | — | — | $263K | 2.2% | |
| Fidelity Management Trust Company Diversified International Fund | — | — | — | $252K | 2.1% | |
| Fidelity Management Trust Company Stock Select Small Cap Fund | — | — | — | $244K | 2.0% | |
| Fidelity Management Trust Company Freedom 2055 Fund | — | — | — | $226K | 1.9% | |
| Fidelity Management Trust Company US Bond Index Fund | — | — | — | $170K | 1.4% | |
| Fidelity Management Trust Company Freedom 2020 Fund | — | — | — | $148K | 1.2% | |
| Fidelity Management Trust Company International Index Fund | — | — | — | $140K | 1.1% | |
| Fidelity Management Trust Company Inflation Protected Bond fund | — | — | — | $124K | 1.0% | |
| Fidelity Management Trust Company Low Priced Stock Fund | — | — | — | $113K | 0.9% | |
| Fidelity Management Trust Company Freedom 2060 Fund | — | — | — | $86K | 0.7% | |
| Fidelity Management Trust Company Freedom Income Fund | — | — | — | $82K | 0.7% | |
| Fidelity Management Trust Company Freedom 2015 Fund | — | — | — | $68K | 0.6% | |
| Fidelity Management Trust Company Extended Market Index Fund | — | — | — | $67K | 0.5% | |
| Fidelity Management Trust Company Small Cap Value Fund | — | — | — | $65K | 0.5% | |
| Fidelity Management Trust Company Freedom 2065 Fund | — | — | — | $63K | 0.5% | |
| Fidelity Management Trust Company Total Market Index Fund | — | — | — | $49K | 0.4% | |
| Fidelity Management Trust Company Intermediate Treasury Bond Index Fund | — | — | — | $40K | 0.3% | |
| Fidelity Management Trust Company Small Cap Value Fund | — | — | — | $23K | 0.2% | |
| Fidelity Management Trust Company iShares Total U.S. Stock Market Index Fund | — | — | — | $19K | 0.2% | |
| Fidelity Management Trust Company Freedom 2010 Fund | — | — | — | $19K | 0.2% | |
| Fidelity Management Trust Company Large Cap Value Index Fund 122 * Fidelity Management Trust Company Managed Income Portfolio I | — | — | — | $9K | <0.1% | |
| FID MGD INC PORT FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Pooled Separate Account | — | — | $9K | <0.1% |
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