Back to filter
Original filing (PDF)20250814071916NAL0008900531001
COMPUTER AND ENGINEERING SERVICES, INC.
Form 5500
FILING_RECEIVED
TECHNICAL SERVICES RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~149 bps in Sched C fees
Active participants
2,593
Accounts w/ balance
1,176
Plan assets (EOY)
$29.2M
Net assets (EOY)
$29.2M
How this plan invests
This plan
2 pooled trusts
Schedule D
89 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 149 bps in Schedule C fees — 413% above peer band of 29 bps.
- Only 45% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMPUTER AND ENGINEERING SERVICES, INC..
Plan sponsor
Name
COMPUTER AND ENGINEERING SERVICES, INC.
EIN
38-2512681
Address
5555 GULL ROAD · KALAMAZOO, MI · 49048
Phone
(269) 345-0150
Industry
Professional & Technical Servicessee all
Plan administrator
Name
COMPUTER AND ENGINEERING SERVICES, INC.
EIN
38-2512681
City
KALAMAZOO, MI
Phone
(269) 345-0150
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| REHMANN FINANCIAL GROUP | — | GRAND RAPIDS, MI | RECORDKEEPER | $102K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PROACCOUNT | — | COLUMBUS, OH | ADVISORY | $84K | — |
| SIGMA FINANCIAL CORPORATION | — | ANN ARBOR, MI | ADVISOR | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BDO | — | KALAMAZOO, MI | AUDITOR | $25K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE | — | COLUMBUS, OH | INVESTMENT CO. | $223K | — |
Investments
88 direct securities · 2 pooled funds· $29.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$26.6M
85 holdings
Mutual Funds
$2.3M
3 holdings
Common Collective Trust
$570K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | Mutual Funds | — | — | $2.1M | 7.3% | |
| JP Morgan Equity Income R5 Fund | — | — | — | $1.3M | 4.5% | |
| Nationwide S&P 500 Index Fund | — | — | — | $1.3M | 4.3% | |
| Fidelity International Index Fund | — | — | — | $1.1M | 3.7% | |
| Fidelity United States Bond Index Fund | — | — | — | $1.1M | 3.6% | |
| Goldman Sachs GQG Partners International Opportunities Fund R6 | — | — | — | $1.1M | 3.6% | |
| Dodgecox International Stock Fund | — | — | — | $1.1M | 3.6% | |
| Nationwide Loomis All Cap Growth Fund | — | — | — | $991K | 3.4% | |
| PGIM Total Return Bond R6 | — | — | — | $985K | 3.4% | |
| Avient United States LargeCap Value Fund | — | — | — | $918K | 3.1% | |
| Dimension Fund Advisors Emerging Markets Core Equity Fund | — | — | — | $879K | 3.0% | |
| American Funds New Prospect R6 Fund | — | — | — | $874K | 3.0% | |
| JP Morgan Large Cap Growth Fund R6 | — | — | — | $858K | 2.9% | |
| JP Morgan Growth Advantage Fund R6 | — | — | — | $799K | 2.7% | |
| Nationwide Investor Destinations Moderately Aggressive R6 Fund | — | — | — | $749K | 2.6% | |
| Janus Henderson Forty T Fund | — | — | — | $718K | 2.5% | |
| Pimco Real Return Institutional Fund | — | — | — | $650K | 2.2% | |
| various maturities | — | — | — | $562K | 1.9% | |
| Fidelity Puritan Fund | — | — | — | $544K | 1.9% | |
| American Funds Growth Fund of America R6 Fund | — | — | — | $519K | 1.8% | |
| MFS MidCap Growth Fund R6 | — | — | — | $516K | 1.8% | |
| Black Rock High Yield Bond Inst Fund | — | — | — | $512K | 1.8% | |
| Diamond Hill Midcap I | — | — | — | $511K | 1.8% | |
| Principal Global Real Estate Investment Fund | — | — | — | $502K | 1.7% | |
| T. Rowe Price New Horizons Fund | — | — | — | $437K | 1.5% | |
| Money Market Account * Nationwide Money Market Account | — | — | — | $428K | 1.5% | |
| Black Rock Total Return Investment Fund | — | — | — | $428K | 1.5% | |
| Pimco CommodityRealReturn Strategy Fund | — | — | — | $423K | 1.5% | |
| Principal Mid Cap Institutional Fund | — | — | — | $394K | 1.4% | |
| American Funds Growth Fund of America R6 Fund | — | — | — | $370K | 1.3% | |
| MFS International Intrinsic Value A Fund | — | — | — | $349K | 1.2% | |
| Nationwide Investor Destinations Moderate R6 Fund | — | — | — | $327K | 1.1% | |
| Parnassus Value Equity Fund Investor Shares | — | — | — | $323K | 1.1% | |
| HB&T METLIFE STABLE VALUE FUND HAND BENEFITS & TRUST COMPANY · EIN 74-2008758 / PN 044 | Common Collective Trust | — | — | $313K | 1.1% | |
| Vanguard Explorer Admiral Fund | — | — | — | $304K | 1.0% | |
| Avient United States SmallCap Value Fund | — | — | — | $275K | 0.9% | |
| MID CAP GROWTH FUND R1 GREAT GREY TRUST COMPANY · EIN 38-4126247 / PN 630 | Common Collective Trust | — | — | $258K | 0.9% | |
| Great Gray MFS Midcap Growth R1 Fund | — | — | — | $258K | 0.9% | |
| Pimco Income Institutional Fund | — | — | — | $251K | 0.9% | |
| Vanguard Mid Cap Value Index Admiral Fund | — | — | — | $249K | 0.9% | |
| Fixed Account Investment Contract | — | — | — | $232K | 0.8% | |
| American Beacon Global Bond Fund | — | — | — | $215K | 0.7% | |
| American Funds Small Cap World Fund R6 | — | — | — | $212K | 0.7% | |
| Vanguard 500 Index Fund Admiral Shares | — | — | — | $209K | 0.7% | |
| Baird Core Plus Bond Fund | — | — | — | $189K | 0.6% | |
| s (continued) * Nationwide Destination 2030 Fund | Mutual Funds | — | — | $173K | 0.6% | |
| JP Morgan Small Cap Equity R5 Fund | — | — | — | $170K | 0.6% | |
| American Funds US Government Securities Fund R6 | — | — | — | $164K | 0.6% | |
| Principal Equity Income Fund | — | — | — | $135K | 0.5% | |
| American Century Small Cap Value R6 Fund | — | — | — | $128K | 0.4% | |
| Nationwide Investor Destinations Moderate R6 Fund | — | — | — | $119K | 0.4% | |
| Vanguard Strategic Equity Fund | — | — | — | $104K | 0.4% | |
| Franklin Small Mid-Cap Growth Fund | — | — | — | $92K | 0.3% | |
| Cohen & Steers Real Estate Securities Z Fund | — | — | — | $83K | 0.3% | |
| Dimension Fund Advisors US Large Cap Value Inst Fund | — | — | — | $55K | 0.2% | |
| Dimension Fund Advisors Inflation Protected Securities Fund | — | — | — | $55K | 0.2% | |
| Vanguard Total International Stock Index Admiral Fund | — | — | — | $52K | 0.2% | |
| Nationwide Investor Destinations Moderately Conservative Fund | — | — | — | $51K | 0.2% | |
| Columbia Large Cap Growth Fund | — | — | — | $50K | 0.2% | |
| Black Rock Strategic Income Opportunities Fund | — | — | — | $40K | 0.1% | |
| TIAA-CREF Large Cap Growth Index Fund | — | — | — | $40K | 0.1% | |
| Vanguard Total Stock Market Index Fund Admiral Shares | — | — | — | $36K | 0.1% | |
| Vanguard Short-Term Investment-Grade Fund Admiral Shares | — | — | — | $33K | 0.1% | |
| Lord Abbett Floating Rate R4 Fund | — | — | — | $31K | 0.1% | |
| Ishares Short-Term TIPS Bond Index Fund Class K | — | — | — | $30K | 0.1% | |
| Vanguard Extended Market Index Admiral Fund | — | — | — | $26K | <0.1% | |
| Nationwide Investor Destinations Conservative R6 Fund | — | — | — | $24K | <0.1% | |
| Pimco Income Institutional Fund | — | — | — | $23K | <0.1% | |
| Vanguard Total Bond Market Index Fund Admiral | — | — | — | $23K | <0.1% | |
| American Beacon International Equity Fund | — | — | — | $22K | <0.1% | |
| Dimension Fund Advisors US Small Cap Inst Fund | — | — | — | $21K | <0.1% | |
| Neuberger Berman Genesis Trust Fund | — | — | — | $17K | <0.1% | |
| Nationwide Bailard Technology & Science Fund | — | — | — | $14K | <0.1% | |
| Black Rock Mid Cap Growth Equity Portfolio Investor A Shares | — | — | — | $14K | <0.1% | |
| Dimension Fund Advisors US Targeted Value Portfolio Instl | — | — | — | $14K | <0.1% | |
| Nuveen High Yield Municipal Bond Fund Class A | — | — | — | $13K | <0.1% | |
| Dimension Fund Advisors Global Real Estate Securities Inst Fund | — | — | — | $11K | <0.1% | |
| Vanguard Mid-Cap Growth Index Fund Admiral Shares | — | — | — | $11K | <0.1% | |
| American Century Inflation Adjs Bond R5 | — | — | — | $10K | <0.1% | |
| Dimension Fund Advisors US Large Cap Intl Fund | — | — | — | $10K | <0.1% | |
| Principal Real Estate Securities Inst Fund | — | — | — | $8K | <0.1% | |
| Franklin Templeton Foreign Fund | — | — | — | $4K | <0.1% | |
| Victorian Nasdaq 100 Index | — | — | — | $2K | <0.1% | |
| Vanguard Short Term Bond Index Fund Admiral Shares | — | — | — | $2K | <0.1% | |
| Dimension Fund Advisors US Large Cap Value Growth Fund | — | — | — | $2K | <0.1% | |
| Meeder Global Allocation Fund | — | — | — | $2K | <0.1% | |
| Vanguard Dividend Growth Investment Fund | — | — | — | $1K | <0.1% | |
| Vanguard Large Cap Index Admiral Fund | — | — | — | $1K | <0.1% | |
| Vanguard Mid Cap Value Index Admiral Fund | — | — | — | $1K | <0.1% | |
| s (continued) Vanguard Small Cap Growth Index Admiral Fund | Mutual Funds | — | — | $1K | <0.1% |