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Original filing (PDF)20250605132003NAL0020221584001
GENISYS CREDIT UNION
Form 5500
FILING_RECEIVED
GENISYS CREDIT UNION 401(K) PLAN
401(k) retirement plan
Active participants
559
Accounts w/ balance
647
Plan assets (EOY)
$71.6M
Net assets (EOY)
$71.6M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GENISYS CREDIT UNION.
Plan sponsor
Name
GENISYS CREDIT UNION
EIN
38-1445060
Address
2100 EXECUTIVE HILLS BLVD · AUBURN HILLS, MI · 48326
Phone
(248) 322-9800
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-05
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
PLANTE & MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $67K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONE DIGITAL INVESTMENT ADVISORS LL | 82-1434504 | — | CONSULTANT | $40K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $9K | — |
Investments
34 direct securities· $71.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Contrafund | — | — | — | $6.5M | 9.0% | |
| Fidelity 500 Index | — | — | — | $5.7M | 7.9% | |
| Vanguard Equity Income Fund Admiral Shares | — | — | — | $4.7M | 6.6% | |
| Fidelity Freedom Index 2030 Fund Investor Class | — | — | — | $4.4M | 6.1% | |
| Fidelity Freedom Index 2040 Fund Investor Class | — | — | — | $3.5M | 4.9% | |
| Fidelity Freedom Index 2070 Fund Investor Class * 491 Fidelity Government Money Market Fund Class K6 | — | — | — | $3.5M | 4.9% | |
| Vanguard GL Wellington Fund Admiral Shares | — | — | — | $3.4M | 4.8% | |
| Fidelity Freedom Index 2045 Fund Investor Class | — | — | — | $3.4M | 4.7% | |
| PIMCO Income Fund Institutional Class | — | — | — | $3.2M | 4.5% | |
| Vanguard Wellesley Income Fund Admiral Shares | — | — | — | $2.9M | 4.0% | |
| Fidelity Freedom Index 2055 Fund Investor Class | — | — | — | $2.8M | 4.0% | |
| American Funds New Perspective Fund Class R-6 | — | — | — | $2.5M | 3.5% | |
| Fidelity Freedom Index 2060 Fund Investor Class | — | — | — | $2.2M | 3.0% | |
| Vanguard Small Cap Index Fund Admiral Shares | — | — | — | $2.1M | 2.9% | |
| Fidelity Total Bond | — | — | — | $2.1M | 2.9% | |
| American Funds American Balanced Fund Class R-6 | — | — | — | $2.0M | 2.8% | |
| Fidelity Freedom Index 2050 Fund Investor Class | — | — | — | $2.0M | 2.8% | |
| Vanguard International Growth Fund Admiral Shares | — | — | — | $1.8M | 2.6% | |
| Fidelity Freedom Index 2035 Fund Investor Class | — | — | — | $1.8M | 2.5% | |
| PRIMECAP Odyssey Aggressive Growth | — | — | — | $1.7M | 2.3% | |
| Fidelity Freedom Index 2025 Fund Investor Class | — | — | — | $1.6M | 2.3% | |
| Participants Participant notes receivable bearing interest at rates ranging from 4.25 to 9.50 percent - | — | — | — | $1.6M | 2.2% | |
| Vanguard Mid-Cap Index Fund Admiral Shares | — | — | — | $1.4M | 2.0% | |
| Fidelity Freedom Index 2020 Fund Investor Class | — | — | — | $1.2M | 1.6% | |
| American Funds New World Class R-6 | — | — | — | $788K | 1.1% | |
| Fidelity Freedom Index 2065 Fund Investor Class | — | — | — | $665K | 0.9% | |
| Fidelity Management Trust Company American Funds Small Cap World Class Fund Class R-6 | — | — | — | $546K | 0.8% | |
| DFA International Sustainability Core 1 | — | — | — | $430K | 0.6% | |
| DFA Inflation-Protected Securities Portfolio Institutional Class | — | — | — | $401K | 0.6% | |
| Vanguard Total International Bond Index Fund Admiral Shares | — | — | — | $321K | 0.4% | |
| Fidelity U.S. Sustainability Index Fund | — | — | — | $206K | 0.3% | |
| Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $202K | 0.3% | |
| Fidelity Freedom Index Income IPR | — | — | — | $103K | 0.1% | |
| Fidelity Freedom Index 2015 Fund Investor Class | — | — | — | $33K | <0.1% |