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Original filing (PDF)20250904073538NAL0027125408001
PFCU
Form 5500
FILING_RECEIVED
PFCU 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
182
Accounts w/ balance
207
Plan assets (EOY)
$21.1M
Net assets (EOY)
$21.1M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PFCU.
Plan sponsor
Name
PFCU
EIN
38-1379433
Address
9077 CHARLOTTE HWY · PORTLAND, MI · 48875
Phone
(517) 647-7571
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-04
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PLANTE & MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK | 01-0233346 | BOSTON, MA | RECORDKEEPER | $57K | — |
Investments
27 direct securities · 1 pooled fund· $21.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$20.6M
27 holdings
Common Collective Trust
$545K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| John Hancock 2030 Lifetime Blend R6 | — | — | — | $3.5M | 16.7% | |
| John Hancock 2045 Lifetime Blend R6 | — | — | — | $3.5M | 16.5% | |
| John Hancock 2040 Lifetime Blend R6 | — | — | — | $3.4M | 16.2% | |
| John Hancock 2035 Lifetime Blend R6 | — | — | — | $3.2M | 14.9% | |
| John Hancock 2050 Lifetime Blend R6 | — | — | — | $2.4M | 11.3% | |
| John Hancock 2055 Lifetime Blend R6 | — | — | — | $1.4M | 6.5% | |
| John Hancock 2025 Lifetime Blend R6 | — | — | — | $990K | 4.7% | |
| John Hancock 2060 Lifetime Blend R6 | — | — | — | $664K | 3.1% | |
| JH STABLE VAL FD R6 GLOBAL TRUST COMPANY - JOHN HANCOCK · EIN 80-6136981 / PN 001 | Common Collective Trust | — | — | $545K | 2.6% | |
| Vanguard 500 Index Fund Admiral | — | — | — | $455K | 2.2% | |
| Participants Participant notes receivable bearing interest at rates ranging from 4.25 to 9.50 percent - | — | — | — | $331K | 1.6% | |
| John Hancock 2015 Lifetime Blend R6 | — | — | — | $269K | 1.3% | |
| John Hancock 2065 Lifetime Blend R6 | — | — | — | $265K | 1.3% | |
| John Hancock Trust Company American Funds EuroPacific Growth Fund R6 * 756 American Funds Growth Fund of America R6 | — | — | — | $67K | 0.3% | |
| John Hancock Mid Cap Growth R6 | — | — | — | $47K | 0.2% | |
| Vanguard Mid Cap Index Admiral | — | — | — | $40K | 0.2% | |
| T. Rowe Price Blue Chip Growth Fund I | — | — | — | $37K | 0.2% | |
| John Hancock Multimanager Lifestyle Aggressive R6 * 70 John Hancock Real Estate Securities Fund Class R6 | — | — | — | $10K | <0.1% | |
| Vanguard Total Stock Market Index Admiral | — | — | — | $9K | <0.1% | |
| JPMorgan US Equity Fund R6 | — | — | — | $6K | <0.1% | |
| Vanguard Total Bond Market Index Fund Admiral | — | — | — | $5K | <0.1% | |
| Vanguard Small Growth Admiral | — | — | — | $5K | <0.1% | |
| Oakmark Fund Institutional | — | — | — | $5K | <0.1% | |
| T. Rowe Price Equity Income Fund I | — | — | — | $5K | <0.1% | |
| Vanguard Mid Cap Value Index Admiral | — | — | — | $5K | <0.1% | |
| DFA US Targeted Value Prt I | — | — | — | $5K | <0.1% | |
| DFA International Value Portfolio Institutional | — | — | — | $3K | <0.1% | |
| JPMorgan US Government Money Market Fund - Capital | — | — | — | $2K | <0.1% |
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