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Original filing (PDF)20251015125552NAL0004602001001
WATERTON ASSOCIATES
Form 5500
FILING_RECEIVED
WATERTON 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
815
Accounts w/ balance
1,044
Plan assets (EOY)
$53.6M
Net assets (EOY)
$53.6M
How this plan invests
This plan
15 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 38 bps in Schedule C fees — 141% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WATERTON ASSOCIATES.
Plan sponsor
Name
WATERTON ASSOCIATES
EIN
36-4020229
Address
222 S. RIVERSIDE PLAZA · 20TH FLOOR · CHICAGO, IL · 60606
Phone
(312) 948-4500
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2E · Profit-sharing
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SIKICH CPA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $115K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | 84-4519624 | — | ADVISOR | $83K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SIKICH LLP | 36-3168081 | — | ACCOUNTANT/AUDITOR | $8K | — |
Investments
14 direct securities · 15 pooled funds· $53.0M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$35.9M
15 holdings
Uncategorized
$16.5M
13 holdings
Mutual Funds
$657K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TRP RETIRE 2035 A T. ROWE PRICE TRUST COMPANY · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $6.5M | 12.2% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $6.1M | 11.4% | |
| TRP RETIRE 2030 A T. ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $5.9M | 11.1% | |
| TRP RETIRE 2045 A T. ROWE PRICE TRUST COMPANY · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $5.5M | 10.3% | |
| TRP RETIRE 2040 A T. ROWE PRICE TRUST COMPANY · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $5.1M | 9.5% | |
| TRP RETIRE 2050 A T. ROWE PRICE TRUST COMPANY · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $4.5M | 8.4% | |
| JPMorgan Large Cap Growth Fund R6 | — | — | — | $3.3M | 6.2% | |
| TRP RETIRE 2055 A T. ROWE PRICE TRUST COMPANY · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $3.2M | 5.9% | |
| TRP RETIRE 2025 A T. ROWE PRICE TRUST COMPANY · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $2.3M | 4.4% | |
| MassMutual Mass Mutual Mid Cap Growth Fund | — | — | — | $1.4M | 2.7% | |
| TRP RETIRE 2060 A T. ROWE PRICE TRUST COMPANY · EIN 35-6785642 / PN 018 | Common Collective Trust | — | — | $1.3M | 2.4% | |
| JPMorgan Equity Income Fund R6 | — | — | — | $1.1M | 2.1% | |
| John Hancock John Hancock Disciplined Value Mid Cap Fund | — | — | — | $1.0M | 1.9% | |
| TRP RETIRE 2020 A T. ROWE PRICE TRUST COMPANY · EIN 36-7594871 / PN 001 | Common Collective Trust | — | — | $762K | 1.4% | |
| Fidelity Investments Fidelity Extended Market Index Fund | — | — | — | $699K | 1.3% | |
| MFS Investment Management MFS International Diversification Fund R6 | — | — | — | $685K | 1.3% | |
| Columbia Small Cap Value Fund II | Mutual Funds | — | — | $657K | 1.2% | |
| Vanguard Federal Money Market Fund | — | — | — | $526K | 1.0% | |
| Fidelity Investments Fidelity International Index Fund | — | — | — | $448K | 0.8% | |
| Invesco Discovery Fund | — | — | — | $413K | 0.8% | |
| TRP RETIRE 2015 A T. ROWE PRICE TRUST COMPANY · EIN 35-6941654 / PN 001 | Common Collective Trust | — | — | $348K | 0.6% | |
| John Hancock John Hancock Bond R6 | — | — | — | $310K | 0.6% | |
| TRP RETIRE 2065 A T. ROWE PRICE TRUST COMPANY · EIN 85-1763138 / PN 001 | Common Collective Trust | — | — | $225K | 0.4% | |
| Fidelity Investments Fidelity US Bond Index Fund | — | — | — | $210K | 0.4% | |
| American Funds American Funds New World Fund R6 | — | — | — | $156K | 0.3% | |
| TRP RETIRE 2005 A T. ROWE PRICE TRUST COMPANY · EIN 61-6434302 / PN 001 | Common Collective Trust | — | — | $65K | 0.1% | |
| C&S US REALTY RS SEI TRUST COMPANY · EIN 46-3411346 / PN 064 | Common Collective Trust | — | — | $52K | <0.1% | |
| TRP RETIRE 2010 A T. ROWE PRICE TRUST COMPANY · EIN 32-6199795 / PN 001 | Common Collective Trust | — | — | $12K | <0.1% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $0 | <0.1% |