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Original filing (PDF)20251014175553NAL0001729779001
AC JOHNSTON LTD.
Form 5500
FILING_RECEIVED
AC JOHNSTON 401K PLAN
401(k) retirement plan
Active participants
103
Accounts w/ balance
102
Plan assets (EOY)
$23.3M
Net assets (EOY)
$23.3M
How this plan invests
This plan
1 pooled trust
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (11 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AC JOHNSTON LTD..
Plan sponsor
Name
AC JOHNSTON LTD.
EIN
36-3156433
Address
1401 N SECOND ST · ROCKFORD, IL · 61107
Phone
(815) 963-7400
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SMITH HOWARD PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $25K | — |
Investments
23 direct securities · 1 pooled fund· $24.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$23.3M
23 holdings
Common Collective Trust
$1.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Growth Index | — | — | — | $4.8M | 20.6% | |
| Dimensional Fund Advisors US Large Cap Value III | — | — | — | $3.1M | 13.5% | |
| Fidelity 500 Index | — | — | — | $3.1M | 13.2% | |
| Vanguard Small Cap Value | — | — | — | $2.9M | 12.3% | |
| American Funds Europacific Growth | — | — | — | $1.8M | 7.7% | |
| Fidelity Managed Income Portfolio | — | — | — | $1.6M | 7.1% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $1.6M | 7.1% | |
| Allspring Core Bond | — | — | — | $1.4M | 6.2% | |
| Vanguard Small Cap Growth Index | — | — | — | $1.3M | 5.6% | |
| Vanguard Target Retirement 2035 | — | — | — | $572K | 2.5% | |
| Vanguard Target Retirement 2040 | — | — | — | $525K | 2.3% | |
| JP Morgan Emerging Markets | — | — | — | $442K | 1.9% | |
| Vanguard Target Retirement 2025 | — | — | — | $378K | 1.6% | |
| Fidelity Real Estate | — | — | — | $325K | 1.4% | |
| PIMCO International Bond | — | — | — | $286K | 1.2% | |
| Vanguard Target Retirement 2030 | — | — | — | $217K | 0.9% | |
| Vanguard Target Retirement Income | — | — | — | $163K | 0.7% | |
| Vanguard Target Retirement 2050 | — | — | — | $106K | 0.5% | |
| Vanguard Target Retirement 2045 | — | — | — | $102K | 0.4% | |
| Vanguard Target Retirement 2020 | — | — | — | $40K | 0.2% | |
| Vanguard Inflation Protected | — | — | — | $29K | 0.1% | |
| Vanguard Target Retirement 2055 | — | — | — | $21K | <0.1% | |
| Dimensional Fund Advisors Small Cap Value | — | — | — | $10K | <0.1% | |
| Participant loans Interest rate of 7.50% - | — | — | — | $7K | <0.1% |
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