Back to filter
Original filing (PDF)20251001075845NAL0031145442001
NORTH CENTRAL MECHANICAL INC.
Form 5500-SF
FILING_RECEIVED
NCMI 401K PLAN
401(k) retirement plan
Active participants
28
Accounts w/ balance
17
Plan assets (EOY)
$1.4M
Net assets (EOY)
$1.4M
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
75
Vendor stack
100
Participation health
80
Knocking points off
- 61% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTH CENTRAL MECHANICAL INC..
Plan sponsor
Name
NORTH CENTRAL MECHANICAL INC.
EIN
35-1713877
Address
1721 NORTH CEDAR STREET · MISHAWAKA, IN · 46545
Phone
(574) 255-0577
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Small plan (5500-SF) — Schedule H data not available.
Service providers (Schedule C)
Small plans don't disclose service providersRelated plans
Similar-size Plumbing, Heating, AC Contractors plans
BLUEWATER PLUMBING COMPANY
BLUEWATER PLUMBING 401(K) PLAN
$1.4M · 10 participants
ASC HEATING & AIR, INC.
ASC HEATING & AIR, INC. 401(K) PLAN
$1.4M · 9 participants
MERRITT PIPING & FABRICATION, INC.
MERRITT PIPING & FABRICATION, INC. 401(K) PLAN
$1.4M · 40 participants
WAGGONER MANUFACTURING CO., INC.
WAGGONER MANUFACTURING RETIREMENT PLAN
$1.4M · 15 participants
ADKINS & KIMBROUGH MECHANICAL
ADKINS & KIMBROUGH MECHANICAL, LLC 401(K) PROFIT SHARING PLAN AND TRUST
$1.4M · 90 participants
METZLER ELECTRIC INC.
METZLER ELECTRIC INC.
$1.4M · 14 participants
Large plans in Indiana
ELI LILLY AND COMPANY
LILLY SAVINGS PLAN MASTER TRUST FUND B
$13.5B
ELI LILLY AND COMPANY
THE LILLY EMPLOYEE 401(K) PLAN
$13.1B · 21,803 participants
ELI LILLY AND COMPANY
THE LILLY RETIREMENT PLAN MASTER TRUST
$12.1B
ATH HOLDING COMPANY, LLC
ELEVANCE HEALTH 401(K) PLAN
$12.1B · 71,880 participants
ATH HOLDING COMPANY, LLC
ELEVANCE HEALTH DEFINED CONTRIBUTION MASTER TRUST
$11.9B
ELI LILLY AND COMPANY
THE LILLY RETIREMENT PLAN
$11.8B · 21,629 participants