Original filing (PDF)20251010095123NAL0012766192001

First Merchants Corporation

Name: First Merchants Corporation — First Merchants, Form 5500 (2024)
Creator: First Merchants Corporation
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

First Merchants Corporation Retirement Pension Plan

Defined-benefit pension plan · First Merchants Corporation's First Merchants Corporation Retirement Pension Plan held $80.4M in plan assets for 83 participants in 2024.

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$80.4M

Net assets (EOY)

$80.4M

How this plan invests

This plan

100 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 80% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

Plan health

n/a

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (8th percentile).

Helping the score

Plan health not scored — no comparable participation/contribution data.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FIRST MERCHANTS CORPORATION.

Plan sponsor

Name

FIRST MERCHANTS CORPORATION

EIN

35-1544218all filings

Address

200 E. JACKSON STREET · MUNCIE, IN · 473052800

Phone

(765) 378-8720

Industry

Commercial Banking· Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

1A · Pay-related DB formula

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

FORVIS MAZARS

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Actuary

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERCER	35-0508403	—	ACTUARY	$517K	—

Investments

100 direct securities· $73.3M(91% of reported assets)

Bonds / Notes

$28.6M

66 holdings

Other securities

$16.6M

11 holdings

Mutual Funds

$15.9M

10 holdings

Common Collective Trusts

$4.2M

2 holdings

U.S. Treasuries

$4.1M

6 holdings

Common Stocks

$2.4M

1 holding

Corporate Bonds

$1.4M

3 holdings

Cash / Money Market

$65K

1 holding

Fund families in this plan

Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.

Vanguard$16.7M BlackRock / iShares$5.3M Fidelity$2.8M Schwab$1.6M JPMorgan$792K Wells Fargo / Allspring$408K Dodge & Cox$324K Northern Trust$248K

Related plans

Other plans using Mercer

JPMorgan Chase Bank, National Association

JPMorgan Chase 401(k) Savings Plan

$52.9B · 185,310 participants

Walmart Inc.

Walmart 401(k) Plan

$50.8B · 1,670,732 participants

The Committee of the UAW Retiree Medical Benefits Trust

UAW GM Retirees Medical Benefits Plan

$30.6B

General Electric Company, Operating AS GE Aerospace

General Electric Pension Trust

$24.9B

Citigroup Inc.

CITI Retirement Savings Plan

$23.2B · 74,487 participants

Researching more plans? Run a Form 5500 search by company name, EIN, or plan name.

					% of plan
Federated Total Return Bond shares	Other securities	—	$3.7M	$3.5M	4.4%
Barclays Aggregate Bond ETF Ishares shares	Other securities	—	$3.5M	$3.4M	4.3%
Vanguard 500 Index Admiral Class shares	Common Collective Trusts	—	$1.0M	$3.1M	3.8%
Vanguard Total Bond Market shares	Mutual Funds	—	$3.1M	$3.0M	3.8%
s (continued) Fidelity Contrafund shares	Mutual Funds	—	$1.1M	$2.8M	3.5%
Federated Government Obligation PR Fund #117 shares	Other securities	—	$2.5M	$2.5M	3.2%
Vanguard Equity Income Fund Admiral Class shares	Mutual Funds	—	$1.5M	$2.5M	3.1%
First Merchants Corporation Common Stock shares	Common Stocks	—	$666K	$2.4M	3.0%
Federated Sh-Interm Total Return Bond Fund IS shares	Other securities	—	$2.5M	$2.4M	3.0%
Vanguard Intermediate Term Admiral shares	Mutual Funds	—	$1.8M	$1.8M	2.3%
Northern Ultra-Short Fixed shares	Other securities	—	$1.4M	$1.4M	1.7%
Vanguard Primecap Admiral Class shares	Mutual Funds	—	$616K	$1.3M	1.7%
Vanguard S/C Index Admiral shares	Mutual Funds	—	$455K	$1.3M	1.6%
Vanguard International Growth Admiral Shares	Mutual Funds	—	$719K	$1.2M	1.5%
Schwab Fundamental International shares	Mutual Funds	—	$1.2M	$1.1M	1.4%
Vanguard Midcap Index Fund Admiral Class shares	Common Collective Trusts	—	$322K	$1.1M	1.4%
Federal Home Loan Bank $1,000,000, 5.000%, due 03/01/38	Bonds / Notes	—	$1.0M	$996K	1.2%
Northern Midcap Index shares	Other securities	—	$870K	$958K	1.2%
U.S. Treasury Note $1,000,000, 4.500%, due 02/15/44	U.S. Treasuries	—	$1.0M	$955K	1.2%
U.S. Treasury Note $1,000,000, 4.375%, due 08/15/43	U.S. Treasuries	—	$993K	$942K	1.2%
U.S. Treasury Note $1,000,000, 4.000%, due 11/15/42	U.S. Treasuries	—	$949K	$901K	1.1%
Microsoft Corporation $750,000, 4.200%, due 11/03/35	Bonds / Notes	—	$727K	$717K	0.9%
and Notes (continued) Walmart Inc $750,000, 4.100%, due 04/15/33	Corporate Bonds	—	$718K	$715K	0.9%
Lockheed Martin Corp $750,000, 4.500%, due 05/15/36	Bonds / Notes	—	$711K	$704K	0.9%
S&P Midcap 400 Growth ETF IShares shares	Other securities	—	$156K	$682K	0.8%
S&P Midcap 400 Value ETF IShares shares	Other securities	—	$190K	$650K	0.8%
McDonalds Corp $500,000, 6.300%, due 03/01/38	Bonds / Notes	—	$543K	$538K	0.7%
Bristol Myers Squibb $500,000, 5.750%, due 02/01/31	Bonds / Notes	—	$523K	$520K	0.6%
Federal Home Loan Bank $500,000, 4.875%, due 09/12/31	Bonds / Notes	—	$490K	$507K	0.6%
Federal Home Loan Bank $500,000, 4.875%, due 09/12/31	Bonds / Notes	—	$500K	$501K	0.6%
Shell International $500,000, 5.500%, due 03/25/40	Bonds / Notes	—	$515K	$499K	0.6%
JPMorgan Chase & Co $500,000, 5.500%, due10/15/40	Bonds / Notes	—	$514K	$498K	0.6%
Amgen Inc $500,000, 3.125%, due 05/01/25	Bonds / Notes	—	$499K	$497K	0.6%
McDonald's Corp $500,000, 3.700%, due 01/30/26	Bonds / Notes	—	$500K	$496K	0.6%
U.S. Treasury Bonds and Notes U.S. Treasury Note $500,000, 3.000%, due 10/31/25	U.S. Treasuries	—	$496K	$495K	0.6%
Visa Inc $500,000, 3.150%, due 12/14/25	Bonds / Notes	—	$504K	$494K	0.6%
Conoco Phillips Company $500,000, 5.050%, due 09/15/33	Bonds / Notes	—	$504K	$494K	0.6%
Federal Home Loan Bank $500,000, 4.050%, due 02/02/28	Bonds / Notes	—	$500K	$493K	0.6%
Lowe's Cos Inc $500,000, 4.500%, due 04/15/30	Bonds / Notes	—	$494K	$490K	0.6%
Amphenol Corp $500,000, 4.350%, due 06/01/29	Bonds / Notes	—	$488K	$490K	0.6%
Applied Materials Sr Notes $500,000, 3.300%, due 04/01/27	Bonds / Notes	—	$488K	$487K	0.6%
Union Pacific Corp $500,000, 3.950%, due 09/10/28	Bonds / Notes	—	$518K	$487K	0.6%
Abbott Laboratories $500,000, 4.750%, due 11/30/36	Bonds / Notes	—	$508K	$483K	0.6%
Comcast Corp $500,000, 4.250%, due 10/15/30	Bonds / Notes	—	$493K	$482K	0.6%
Honeywell International $500,000, 4.500%, due 01/15/34	Bonds / Notes	—	$495K	$477K	0.6%
U.S. Treasury Note $500,000, 4.375%, due 05/15/41	U.S. Treasuries	—	$491K	$477K	0.6%
Halliburton Co $500,000, 4.850%, due 11/15/35	Bonds / Notes	—	$494K	$475K	0.6%
Toronto-Dominion Bank $500,000, 4.456%, due 06/08/32	Bonds / Notes	—	$478K	$474K	0.6%
Waste Management Inc $500,000, 4.150%, due 04/15/32	Bonds / Notes	—	$476K	$473K	0.6%
United Health Group Inc $500,000, 4.200%, due 05/15/32	Bonds / Notes	—	$487K	$471K	0.6%

1–50 of 100

1 / 2