Original filing (PDF)20251014072902NAL0001076035001

FIRST FINANCIAL BANCORP

Name: FIRST FINANCIAL BANCORP — FIRST FINANCIAL BANCORP EMPLOYEES' PENSION PLAN AND TRUST, Form 5500 (2024)
Creator: FIRST FINANCIAL BANCORP

Form 5500

FILING_RECEIVED

FIRST FINANCIAL BANCORP EMPLOYEES' PENSION PLAN AND TRUST

Defined-benefit pension plan

Signals · 2

26% in single holdingNo recordkeeper disclosed

Active participants

2,091

Accounts w/ balance

—

Plan assets (EOY)

$150.2M

Net assets (EOY)

$149.8M

How this plan invests

This plan

2 pooled trusts

Schedule D

20 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

Participation health

100

Knocking points off

Top holding "SEI Core Fixed Income Fund" is 26% of plan.
68 bps in Schedule C fees — 582% above peer band of 10 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST FINANCIAL BANCORP.

Plan sponsor

Name

FIRST FINANCIAL BANCORP

EIN

31-1042001

Address

255 EAST FIFTH STREET · SUITE 700 · CINCINNATI, OH · 45202

Phone

(513) 979-5768

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Name

PLAN COMMITTEE

EIN

31-1042001

City

CINCINNATI, OH

Phone

(513) 979-5768

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

1A · Pay-related DB formula

1C · Cash balance or similar hybrid DB

Audit & trust (Schedule H)

Auditor

CROWE LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Trustee

Name	EIN	Location	Relation	Direct comp	Indirect comp
SEI INVESTMENTS	23-1707341	—	TRUSTEE	$628K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH	13-5674085	—	NONE	$250K	—
CROWE LLP	35-0921680	—	NONE	$83K	—
WILLIS TOWERS WATSON US LLC	53-0181291	—	NONE	$63K	—

Investments

18 direct securities · 2 pooled funds· $149.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$134.5M

18 holdings

Common Collective Trust

$15.4M

2 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
SEI Core Fixed Income Fund	—	—	$44.5M	$39.4M	26.2%
SEI World Select Equity Fund A	—	—	$23.5M	$27.3M	18.2%
SEI Intermediate Dur Credit-A	—	—	$15.7M	$14.1M	9.4%
SEI SPECIAL SITUATIONS COLLECTIVE SEI TRUST COMPANY · EIN 27-0977453 / PN 038	Common Collective Trust	—	$8.1M	$10.0M	6.7%
SEI US Equity Factor Allocation Fund	—	—	$7.9M	$9.7M	6.5%
SSGA State St GL Eq Ex-US Ind-K	—	—	$8.5M	$8.9M	6.0%
SEI Inst Inv S&P 500	—	—	$6.6M	$8.3M	5.5%
SEI Dynamic Asset Alloc Fund	—	—	$7.4M	$7.1M	4.7%
SEI CORE PROPERTY COLLECTIVE INV TR SEI TRUST COMPANY · EIN 27-3224429 / PN 045	Common Collective Trust	—	$4.8M	$5.4M	3.6%
SEI High Yield Bond Fund	—	—	$5.4M	$4.7M	3.1%
SEI Emerging Mrkts Debt Fund	—	—	$5.1M	$4.5M	3.0%
SEI Extended Mkt Index	—	—	$3.3M	$3.9M	2.6%
SEI Long Dur Credit Fund A	—	—	$2.7M	$2.6M	1.7%
U.S. Treasury Strips-Z-Cpn bond 11/15/27	—	—	$1.0M	$1.1M	0.7%
U.S. Treasury Strips-Z-Cpn bond 11/15/29	—	—	$900K	$886K	0.6%
U.S. Treasury Strips-Z-Cpn bond 11/15/34	—	—	$646K	$636K	0.4%
U.S. Treasury Strips-Z-Cpn bond 11/15/39	—	—	$650K	$624K	0.4%
U.S. Treasury Strips-Z-Cpn bond 11/15/30	—	—	$604K	$609K	0.4%
U.S. Treasury Strips-Z-Cpn bond 11/15/44	—	—	$173K	$165K	0.1%
U.S. Treasury Strips-Z-Cpn bond 8/15/53	—	—	$131K	$118K	<0.1%