Back to filter
Original filing (PDF)20250707121100NAL0001591619001
PBF HOLDING COMPANY LLC
Form 5500
FILING_RECEIVED
PBF ENERGY RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,863
Accounts w/ balance
4,776
Plan assets (EOY)
$1.0B
Net assets (EOY)
$1.0B
How this plan invests
This plan
13 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PBF HOLDING COMPANY LLC.
Plan sponsor
Name
PBF HOLDING COMPANY LLC
EIN
27-2198168
Address
1 SYLVAN WAY · 2ND FLOOR · PARSIPPANY, NJ · 07054
Phone
(973) 455-7575
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ROSENBERG RICH BAKER BERMAN, P.A.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VANGUARD ADVISERS INC. | 23-2811930 | — | NONE | $201K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $193K | — |
Investments
16 direct securities · 13 pooled funds· $1.0B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$524.7M
14 holdings
Common Collective Trust
$467.0M
13 holdings
Common Stocks
$13.1M
1 holding
Mutual Funds
$407K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| The Vanguard Group Vanguard Institutional Index Fund Institutional Shares | — | — | — | $151.8M | 15.1% | |
| VFTC TARGET RET 2040 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | — | $70.6M | 7.0% | |
| VFTC TARGET RET 2035 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001 | Common Collective Trust | — | — | $70.3M | 7.0% | |
| VFTC TARGET RET 2045 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | — | $68.4M | 6.8% | |
| VFTC TARGET RET 2030 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001 | Common Collective Trust | — | — | $67.9M | 6.7% | |
| VFTC TARGET RET 2050 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | — | $58.8M | 5.8% | |
| The Vanguard Group Vanguard U.S. Growth Fund Admiral Shares | — | — | — | $55.2M | 5.5% | |
| The Vanguard Group Vanguard Small-Cap Index Fund Institutional Shares | — | — | — | $52.8M | 5.2% | |
| The Vanguard Group Vanguard Total Bond Market Index Fund Admiral Shares | — | — | — | $47.7M | 4.7% | |
| Vanguard Total International Stock Index Fund * The Vanguard Group Institutional Shares | — | — | — | $46.6M | 4.6% | |
| VFTC TARGET RET 2055 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001 | Common Collective Trust | — | — | $42.1M | 4.2% | |
| VFTC TARGET RET 2025 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001 | Common Collective Trust | — | — | $39.3M | 3.9% | |
| The Vanguard Group Vanguard Federal Money Market Fund | — | — | — | $35.1M | 3.5% | |
| The Vanguard Group Vanguard Mid-Cap Growth Index Fund Admiral Shares | — | — | — | $29.7M | 2.9% | |
| The Vanguard Group Vanguard Wellington Fund Admiral Shares | — | — | — | $27.7M | 2.7% | |
| The Vanguard Group Vanguard International Growth Fund Admiral Shares | — | — | — | $27.2M | 2.7% | |
| The Vanguard Group Vanguard Windsor II Fund Admiral Shares | — | — | — | $24.1M | 2.4% | |
| Participant loans maturing 2025 to 2034 at interest rates * Participants of 4.25% - 9.50% | — | — | — | $20.3M | 2.0% | |
| VFTC TARGET RET 2060 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | — | $20.3M | 2.0% | |
| VFTC TARGET RET 2020 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001 | Common Collective Trust | — | — | $13.6M | 1.4% | |
| * PBF Energy Inc. Class A Common Stock | Common Stocks | — | — | $13.1M | 1.3% | |
| VFTC TARGET RET INCOME TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001 | Common Collective Trust | — | — | $9.0M | 0.9% | |
| VFTC TARGET RET 2065 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | — | $5.4M | 0.5% | |
| PIMCO Income Fund; Institutional Class | — | — | — | $3.1M | 0.3% | |
| The Vanguard Group Vanguard Mid-Cap Index Fund Admiral Shares | — | — | — | $1.9M | 0.2% | |
| The Vanguard Group Victory Sycamore Est Value Fund, Cl R6 | — | — | — | $1.5M | 0.1% | |
| VFTC TARGET RET INC & GROWTH TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-6420194 / PN 001 | Common Collective Trust | — | — | $588K | <0.1% | |
| VFTC TARGET RET 2070 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7039453 / PN 001 | Common Collective Trust | — | — | $541K | <0.1% | |
| Metropolitan West Asset * Management LLC Metropolitan West Total Return Bond Fund; Class M | Mutual Funds | — | — | $407K | <0.1% |