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Original filing (PDF)20250827101625NAL0009443953001
EMPLOY SOURCE, INC
Form 5500
FILING_RECEIVED
EMPLOY SOURCE INC. 401(K) PLAN
401(k) retirement plan
Active participants
470
Accounts w/ balance
271
Plan assets (EOY)
$10.0M
Net assets (EOY)
$10.0M
How this plan invests
This plan
67 pooled trusts
Schedule D
85 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 56 bps in Schedule C fees — 92% above peer band of 29 bps.
- 58% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMPLOY SOURCE, INC.
Plan sponsor
Name
EMPLOY SOURCE, INC
EIN
27-0477134
Address
1770 PARK STREET · SUITE 208 · NAPERVILLE, IL · 60563
Phone
(630) 554-7305
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-27
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2V · PEO multiple-employer plan
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA FINANCIAL LIFE INS CO | 36-6071399 | — | RECORDKEEPER | $56K | — |
Investments
24 direct securities · 67 pooled funds· $11.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$9.5M
67 holdings
Uncategorized
$1.5M
24 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TRANSAMERICA OT 2050 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 692 | Pooled Separate Account | — | — | $974K | 9.7% | |
| TRANSAMERICA OT 2035 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 689 | Pooled Separate Account | — | — | $881K | 8.8% | |
| TRANSAMERICA OT 2030 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 688 | Pooled Separate Account | — | — | $856K | 8.6% | |
| TRANSAMERICA OT 2025 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 687 | Pooled Separate Account | — | — | $668K | 6.7% | |
| TRANSAMERICA OT 2055 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 693 | Pooled Separate Account | — | — | $612K | 6.1% | |
| TRANSAMERICA OT 2045 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 691 | Pooled Separate Account | — | — | $566K | 5.7% | |
| TRANSAMERICA OT 2040 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 690 | Pooled Separate Account | — | — | $534K | 5.3% | |
| TA VANGUARD TTL STOCK MKT IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 166 | Pooled Separate Account | — | — | $495K | 4.9% | |
| TRANSAMERICA OT 2020 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 686 | Pooled Separate Account | — | — | $482K | 4.8% | |
| TRANSAMERICA OT 2060 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 817 | Pooled Separate Account | — | — | $464K | 4.6% | |
| MORGAN STANLEY GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 305 | Pooled Separate Account | — | — | $298K | 3.0% | |
| General account * Transamerica Partners Transamerica Stable Value Option Fund | — | — | — | $288K | 2.9% | |
| BLACKROCK HEALTH SCIENCES OPS RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 365 | Pooled Separate Account | — | — | $217K | 2.2% | |
| BLACKROCK EQ DIVIDEND RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 236 | Pooled Separate Account | — | — | $189K | 1.9% | |
| Participants Notes Receivable with interest rates of 4.25% to 9.50% | — | — | — | $147K | 1.5% | |
| Participant loans 4.25 - 9.50% interest, maturing through 2036 -0- | — | — | — | $147K | 1.5% | |
| TA VANGUARD SMALL-CAP IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 132 | Pooled Separate Account | — | — | $143K | 1.4% | |
| TRANSAMERICA PRTNR STCK IDX RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 139 | Pooled Separate Account | — | — | $141K | 1.4% | |
| Transamerica Financial Life Ins Co JPMorgan Lg Cap Gr Ret Acct | — | — | — | $141K | 1.4% | |
| JPMORGAN LG CAP GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 580 | Pooled Separate Account | — | — | $141K | 1.4% | |
| PIMCO LOW DURATION RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 472 | Pooled Separate Account | — | — | $127K | 1.3% | |
| Transamerica Financial Life Insurance Company State Street Russell Small Cap Value Index Fund | — | — | — | $120K | 1.2% | |
| STATE ST RUSS SM CP VAL IDX RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 355 | Pooled Separate Account | — | — | $120K | 1.2% | |
| MACQUARIE IVY SCIENCE & TECH RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 267 | Pooled Separate Account | — | — | $119K | 1.2% | |
| MFS UTILITIES RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 519 | Pooled Separate Account | — | — | $108K | 1.1% | |
| ALLSPRING PRECIOUS METALS RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 272 | Pooled Separate Account | — | — | $108K | 1.1% | |
| TRANSAMERICA PARTNERS MD VL RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 495 | Pooled Separate Account | — | — | $105K | 1.1% | |
| Transamerica Financial Life Insurance Company State Street S&P Mid Cap Index Fund | — | — | — | $86K | 0.9% | |
| STATE STREET S&P MD CP IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 438 | Pooled Separate Account | — | — | $86K | 0.9% | |
| Transamerica Financial Life Ins Co State Street Russ Lg Cp Val Idx Rt | — | — | — | $80K | 0.8% | |
| STATE STREET RUSS LG CP VAL IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 171 | Pooled Separate Account | — | — | $80K | 0.8% | |
| MORGAN STANLEY GR OPP RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 306 | Pooled Separate Account | — | — | $79K | 0.8% | |
| Transamerica Financial Life Insurance Company Blackrock Global Allocation Fund | — | — | — | $70K | 0.7% | |
| BLACKROCK GLBL ALLOC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 277 | Pooled Separate Account | — | — | $70K | 0.7% | |
| Transamerica Financial Life Ins Co State Street Russ Lg Cp Gr Idx Ret | — | — | — | $63K | 0.6% | |
| STATE STREET RUSS LG CP GR IDX RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 173 | Pooled Separate Account | — | — | $63K | 0.6% | |
| STATE STREET U.S. BD IDX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 416 | Pooled Separate Account | — | — | $59K | 0.6% | |
| Transamerica Financial Life Insurance Company American Funds Growth Fund of America | — | — | — | $57K | 0.6% | |
| AMERICAN FDS GR FD OF AMER RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 246 | Pooled Separate Account | — | — | $57K | 0.6% | |
| Transamerica Financial Life Insurance Company Vanguard International Value Fund | — | — | — | $56K | 0.6% | |
| TA VANGUARD INTL VAL RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 128 | Pooled Separate Account | — | — | $56K | 0.6% | |
| TRANS PARTNERS HI YIELD BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 102 | Pooled Separate Account | — | — | $56K | 0.6% | |
| TRANSAMERICA SMALL CAP GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 254 | Pooled Separate Account | — | — | $52K | 0.5% | |
| Transamerica Financial Life Insurance Company American Funds Washington Mutual Investors Retirement Account | — | — | — | $49K | 0.5% | |
| AMERICAN FDS WA MTL INVS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 231 | Pooled Separate Account | — | — | $49K | 0.5% | |
| LOOMIS SAYLES INV GRD BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 094 | Pooled Separate Account | — | — | $44K | 0.4% | |
| AMERICAN CENTURY VAL RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 511 | Pooled Separate Account | — | — | $31K | 0.3% | |
| Transamerica Financial Life Insurance Company American Funds New Perspective Retirement Account | — | — | — | $29K | 0.3% | |
| AMERICAN FDS NEW PERSP RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 255 | Pooled Separate Account | — | — | $29K | 0.3% | |
| TRANSAMERICA OT 2065 AMER FD TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 402 | Pooled Separate Account | — | — | $28K | 0.3% | |
| Transamerica Financial Life Insurance Company Blackrock Strategic Opportunity Retirement Fund | — | — | — | $27K | 0.3% | |
| BLACKROCK STG INC OPP PF ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 626 | Pooled Separate Account | — | — | $27K | 0.3% | |
| ALGER HEALTH SCIENCES RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 411 | Pooled Separate Account | — | — | $25K | 0.2% | |
| Transamerica Financial Life Insurance Company American Funds Fundamental Investors Fund | — | — | — | $23K | 0.2% | |
| AMERICAN FDS FDMNTL INVS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 232 | Pooled Separate Account | — | — | $23K | 0.2% | |
| INVESCO MID CAP CORE EQ RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 241 | Pooled Separate Account | — | — | $23K | 0.2% | |
| FIRST EAGLE OVERSEAS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 328 | Pooled Separate Account | — | — | $21K | 0.2% | |
| Transamerica Financial Life Insurance Company Prudential Jennsion Equity Income Fund | — | — | — | $21K | 0.2% | |
| PGIM JENNISON GLBL EQ INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 596 | Pooled Separate Account | — | — | $21K | 0.2% | |
| Transamerica Financial Life Insurance Company Oppenheimer Developing Markets Fund | — | — | — | $19K | 0.2% | |
| INVESCO DEVELOPING MKTS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 471 | Pooled Separate Account | — | — | $19K | 0.2% | |
| PIMCO REAL RETURN RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 473 | Pooled Separate Account | — | — | $19K | 0.2% | |
| Transamerica Financial Life Insurance Company Blackrock Capital Appreciation Retirement Account | — | — | — | $17K | 0.2% | |
| BLACKROCK CAPITAL APPR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 248 | Pooled Separate Account | — | — | $17K | 0.2% | |
| STATE STREET RUSS SM CAP GR IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 172 | Pooled Separate Account | — | — | $16K | 0.2% | |
| TA VANGUARD REIT INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 130 | Pooled Separate Account | — | — | $15K | 0.2% | |
| Transamerica Financial Life Insurance Company Transamerica Partners Small/Mid Cap Value Fund | — | — | — | $14K | 0.1% | |
| TRANSAMERICA SM/MD CP VAL RT ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 124 | Pooled Separate Account | — | — | $14K | 0.1% | |
| Transamerica Financial Life Insurance Company Templeton Global Bond Retirement Fund | — | — | — | $12K | 0.1% | |
| TEMPLETON GLBL BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 350 | Pooled Separate Account | — | — | $12K | 0.1% | |
| Transamerica Financial Life Ins Co Janus Henderson Balanced Ret Acct | — | — | — | $11K | 0.1% | |
| JANUS HENDERSON BALANCED RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 227 | Pooled Separate Account | — | — | $11K | 0.1% | |
| Transamerica Financial Life Insurance Company Oakmark International Fund | — | — | — | $10K | <0.1% | |
| TRANSAMERICA INTL STOCK RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 539 | Pooled Separate Account | — | — | $10K | <0.1% | |
| Transamerica Financial Life Insurance Company American Funds Smallcap World Retirement Fund | — | — | — | $9K | <0.1% | |
| AMERICAN FDS SMALLCAP WRLD RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 077 | Pooled Separate Account | — | — | $9K | <0.1% | |
| Transamerica Financial Life Insurance Company Thornburg International Growth Fund | — | — | — | $7K | <0.1% | |
| TRANSAMERICA INTL GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 602 | Pooled Separate Account | — | — | $7K | <0.1% | |
| LORD ABBETT FUNDAMENTAL EQ RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 383 | Pooled Separate Account | — | — | $7K | <0.1% | |
| INVESCO AMERICAN VAL RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 575 | Pooled Separate Account | — | — | $6K | <0.1% | |
| AMERICAN FDS EUROPACIFIC GR RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 076 | Pooled Separate Account | — | — | $6K | <0.1% | |
| INVESCO CHARTER RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 376 | Pooled Separate Account | — | — | $5K | <0.1% | |
| STATE STREET RUSSELL SM CP IDX RT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 437 | Pooled Separate Account | — | — | $4K | <0.1% | |
| TRANSAMERICA LG 2035 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 019 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA LG 2040 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 164 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA LG 2045 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 295 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA LG 2050 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 165 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA LG 2055 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 505 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA LG 2060 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 607 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA LG 2030 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 163 | Pooled Separate Account | — | — | $0 | <0.1% | |
| TRANSAMERICA LG 2025 BLACKRCK ACT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 018 | Pooled Separate Account | — | — | $0 | <0.1% |
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