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Original filing (PDF)20251015200130NAL0005531441001
PAYCARGO LLC
Form 5500
FILING_RECEIVED
PAYCARGO LLC 401(K) PROFIT SHARING PLAN TRUST
401(k) retirement plan
Signals · 1
~99 bps in Sched C fees
Active participants
140
Accounts w/ balance
153
Plan assets (EOY)
$6.7M
Net assets (EOY)
$6.7M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 99 bps in Schedule C fees — 91% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PAYCARGO LLC.
Plan sponsor
Name
PAYCARGO LLC
EIN
26-3699697
Address
201 ALHAMBRA CIRCLE SUITE 711 · CORAL GABLES, FL · 33134
Phone
(305) 444-6088
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Name
ADMINISTRATIVE GROUP, LLC DBA TAG RESOURCES
EIN
42-1484983
City
KNOXVILLE, TN
Phone
(865) 670-1844
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DE LA HOZ PEREZ & BARBEITO PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $43K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| 401K GENERATION INC | 26-4477125 | — | INVESTMENT/FINANCIAL ADVI | $23K | — |
Investments
30 direct securities · 1 pooled fund· $6.6M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$6.3M
30 holdings
Common Collective Trust
$341K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VAN TARGET RETIRE 2035 | Registered Investment Companies | — | — | $1.3M | 19.2% | |
| VAN TARGET RETIRE 2025 | Registered Investment Companies | — | — | $556K | 8.3% | |
| VAN TARGET RETIRE 2055 | Registered Investment Companies | — | — | $489K | 7.4% | |
| VAN TARGET RETIRE 2050 | Registered Investment Companies | — | — | $488K | 7.3% | |
| VAN TARGET RETIRE 2045 | Registered Investment Companies | — | — | $416K | 6.3% | |
| STATE ST EQUITY 500 INDEX K | Registered Investment Companies | — | — | $374K | 5.6% | |
| VAN TARGET RETIRE 2040 | Registered Investment Companies | — | — | $360K | 5.4% | |
| INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $341K | 5.1% | |
| VAN TARGET RETIRE 2030 | Registered Investment Companies | — | — | $317K | 4.8% | |
| AMERICAN FUNDS WAMU - R6 | Registered Investment Companies | — | — | $266K | 4.0% | |
| VAN TARGET RETIRE 2020 | Registered Investment Companies | — | — | $255K | 3.8% | |
| VAN TARG RETIRE 2060 | Registered Investment Companies | — | — | $236K | 3.5% | |
| VAN TARG RETIRE 2065 | Registered Investment Companies | — | — | $219K | 3.3% | |
| PIONEER FUNDAMENTAL GROWTH K | Registered Investment Companies | — | — | $150K | 2.3% | |
| ISHARES RUSSELL MIDCAP INDEX K | Registered Investment Companies | — | — | $118K | 1.8% | |
| VANGUARD SM CAP VAL INDEX ADM | Registered Investment Companies | — | — | $108K | 1.6% | |
| JPMORGAN EQUITY INCOME FUND R6 | Registered Investment Companies | — | — | $97K | 1.5% | |
| VAN TARGET RETIRE INC | Registered Investment Companies | — | — | $93K | 1.4% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $91K | 1.4% | |
| AMF INFL LINKED BOND R6 | Registered Investment Companies | — | — | $80K | 1.2% | |
| T ROWE PRICE SMALL CAP VALUE I | Registered Investment Companies | — | — | $52K | 0.8% | |
| T ROWE PRICE OVERSEAS STOCK | Registered Investment Companies | — | — | $39K | 0.6% | |
| T. ROWE PRICE DIVIDEND GR I | Registered Investment Companies | — | — | $38K | 0.6% | |
| ISHARES US AGGREGATE BD IDX K | Registered Investment Companies | — | — | $34K | 0.5% | |
| ISHARES MSCI EAFE INTL INDEX K | Registered Investment Companies | — | — | $27K | 0.4% | |
| PGIM HIGH YIELD FUND R6 | Registered Investment Companies | — | — | $25K | 0.4% | |
| AMC EMERGING MKTS - R6 | Registered Investment Companies | — | — | $20K | 0.3% | |
| DFA COMMODITY STRAT PORT INST | Registered Investment Companies | — | — | $19K | 0.3% | |
| AMERFUNDS AMER BALANCED - R6 139 REGISTERED INVESTMENT COMPANY BLACKROCK TOTAL RETURN K | Registered Investment Companies | — | — | $18K | 0.3% | |
| JANUS HENDERSON TRITON FUND N | Registered Investment Companies | — | — | $8K | 0.1% | |
| VAN TARG RETIRE 2070 403 REGISTERED INVESTMENT COMPANY AMC REAL ESTATE FUND - R6 | Registered Investment Companies | — | — | $6K | <0.1% |
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