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Original filing (PDF)20251013132901NAL0000652419001
SAVE ON SP LLC
Form 5500
FILING_RECEIVED
SAVE ON SP CASH BALANCE PLAN
Defined-benefit pension plan
Signals · 2
65% in single holdingNo recordkeeper disclosed
Active participants
219
Accounts w/ balance
—
Plan assets (EOY)
$6.7M
Net assets (EOY)
$6.7M
How this plan invests
This plan
9 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "US Government Securities Detail attached, pages 14-15" is 65% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (22 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SAVE ON SP LLC.
Plan sponsor
Name
SAVE ON SP LLC
EIN
47-3603390
Address
40 LA RIVIERE DRIVE - SUITE 310 · BUFFALO, NY · 14202
Phone
(716) 800-3061
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
JEFFREY L. OFFHAUS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY | 36-3145972 | WILLIAMSVILLE, NY | FINANCIAL ADVISOR | $15K | — |
Investments
9 direct securities· $5.8M(87% of reported assets)
Uncategorized
$4.9M
8 holdings
Mutual Funds
$975K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| US Government Securities Detail attached, pages 14-15 | — | — | $3.8M | $3.8M | 56.5% | |
| Detail attached, pages 17-18 | Mutual Funds | — | $767K | $975K | 14.6% | |
| Bank deposits Detail attached, page 13 | — | — | $347K | $347K | 5.2% | |
| Certificates of deposit Detail attached, page 13 | — | — | $300K | $302K | 4.5% | |
| Exchange-traded & closed-end funds Detail attached, page 16 | — | — | $233K | $297K | 4.4% | |
| Corporate Debt Securities Detail attached, page 16 | — | — | $98K | $100K | 1.5% | |
| Accrued income not settled - | — | — | — | $38K | 0.6% | |
| Accrued income not settled - | — | — | — | $2K | <0.1% | |
| Accrued income not settled - | — | — | — | $1K | <0.1% |
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