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Original filing (PDF)20250930143429NAL0011794641001
ASSOCIATES RESOURCES LLC
Form 5500
FILING_RECEIVED
ASSOCIATES RESOURCES LLC 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~82 bps in Sched C fees
Active participants
155
Accounts w/ balance
224
Plan assets (EOY)
$6.7M
Net assets (EOY)
$6.7M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 82 bps in Schedule C fees — 59% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ASSOCIATES RESOURCES LLC.
Plan sponsor
Name
ASSOCIATES RESOURCES LLC
EIN
26-3647432
Address
4607 44TH STREET SE · GRAND RAPIDS, MI · 49512
Phone
(616) 554-5351
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
PLANTE & MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CPI QUALIFIED PLAN CONSULTANTS, INC | 48-1205033 | — | RECORDKEEPER | $7K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STIFEL, NICOLAUS & COMPANY, INC | — | ST LOUIS, MO | INVESTMENT ADVISORY-PLAN | $42K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TDM RETIREMENT SERVICES, LLC | 26-0682871 | — | TPA | $6K | — |
Investments
31 direct securities· $6.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds The Growth Fund of America R6 | — | — | — | $844K | 12.5% | |
| American Funds 2050 Target Date R6 | — | — | — | $580K | 8.6% | |
| American Funds 2030 Target Date R6 | — | — | — | $558K | 8.3% | |
| American Funds 2035 Target Date R6 | — | — | — | $543K | 8.1% | |
| American Funds 2040 Target Date R6 | — | — | — | $521K | 7.7% | |
| Matrix Trust Company American Funds Balance Fund R6 | — | — | — | $511K | 7.6% | |
| American Funds Fundamental Investors R6 | — | — | — | $364K | 5.4% | |
| American Funds 2045 Target Date R6 | — | — | — | $264K | 3.9% | |
| Vanguard Total International Stock Index Fund | — | — | — | $250K | 3.7% | |
| American Funds 2055 Target Date R6 | — | — | — | $243K | 3.6% | |
| American Funds 2060 Target Date R6 | — | — | — | $196K | 2.9% | |
| Vanguard 500 Index Fund Admiral | — | — | — | $194K | 2.9% | |
| American Funds 2025 Target Date R6 | — | — | — | $177K | 2.6% | |
| William Blair Small-Mid Cap Growth Fund Class I | — | — | — | $150K | 2.2% | |
| Allspring Special Mid Cap Value R6 | — | — | — | $137K | 2.0% | |
| American Funds Washington Mutual Investors Fund R6 | — | — | — | $130K | 1.9% | |
| American Funds SMALLCAP World Fund R6 | — | — | — | $129K | 1.9% | |
| Macquarie Diversified Income | — | — | — | $128K | 1.9% | |
| Participants Participant notes receivable - Bearing interest at rates ranging from 4.25 to 9.50 percent - | — | — | — | $102K | 1.5% | |
| American Funds 2020 Target Date R6 | — | — | — | $94K | 1.4% | |
| Janus Henderson Global Equity Income Fund Class I * 489 MFS Mid Cap Growth Fund R6 | — | — | — | $93K | 1.4% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $91K | 1.4% | |
| BlackRock High Yield Bond Portfolio Class K | — | — | — | $89K | 1.3% | |
| Vanguard Small Cap Value Index Fund Admiral | — | — | — | $84K | 1.3% | |
| Matrix Trust Company Money market funds - Vanguard Federal Money Market Investor * 25 Matrix Trust Company Fully benefit-responsive investment contracts - CMFG Life Stable Value Fund | — | — | — | $77K | 1.1% | |
| American Funds Euro Pacific Growth Fund R6 | — | — | — | $45K | 0.7% | |
| MassMutual Inflation Protected and Income Fund R5 | — | — | — | $41K | 0.6% | |
| American Funds 2010 Target Date R6 | — | — | — | $24K | 0.4% | |
| American Funds New World Fund R6 | — | — | — | $22K | 0.3% | |
| Vanguard Small Cap Index Fund Admiral | — | — | — | $18K | 0.3% | |
| American Funds 2015 Target Date R6 | — | — | — | $15K | 0.2% |