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Original filing (PDF)20250922173654NAL0012968130001
D & M CONTRACTING, INC.
Form 5500
FILING_RECEIVED
D & M CONTRACTING, INC. DAVIS BACON 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
120
Accounts w/ balance
113
Plan assets (EOY)
$9.0M
Net assets (EOY)
$9.0M
How this plan invests
This plan
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 70 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for D & M CONTRACTING, INC..
Plan sponsor
Name
D & M CONTRACTING, INC.
EIN
25-1803176
Address
1868 LIONS CLUB ROAD · NEW ALEXANDRIA, PA · 156703085
Phone
(724) 668-8775
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSENALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS | 11-3665754 | — | RECORDKEEPER | $16K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMONWEALTH FINANCIAL NETWORK | — | WALTHAM, MA | INVESTMENT ADVISOR | $41K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| M2B RETIREMENT CONSULTING LLC | 81-3989034 | WEXFORD, PA | THIRD PARTY ADMIN | $5K | — |
Investments
19 direct securities· $9.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard LifeStrategy Moderate Gr Inv | — | — | — | $2.2M | 24.4% | |
| Vanguard LifeStrategy Growth Inv | — | — | — | $1.3M | 14.2% | |
| Vanguard 500 Index Adm | — | — | — | $1.2M | 13.2% | |
| Vanguard Interm-Term Invst Grade Adm | — | — | — | $588K | 6.5% | |
| TCW Core Fixed Income I | — | — | — | $566K | 6.3% | |
| Vanguard Windsor II Adm | — | — | — | $521K | 5.8% | |
| Victory Pioneer Fundamental Growth R6 | — | — | — | $396K | 4.4% | |
| . Vanguard Developed Mkts Index Adm | — | — | — | $314K | 3.5% | |
| PIMCO Real Return Instl | — | — | — | $298K | 3.3% | |
| Vanguard Cash Reserves Federal MM Inv | — | — | — | $231K | 2.6% | |
| Participants Participant Loans Rates from 4.50% to 10.50% | — | — | — | $205K | 2.3% | |
| Vanguard Short-Term Federal Adm | — | — | — | $186K | 2.1% | |
| Vanguard Mid Cap Index Adm | — | — | — | $179K | 2.0% | |
| Victory Capital Victory Sycamore Small Comp Opport I | — | — | — | $179K | 2.0% | |
| Cohen & Steers Cohen & Steers Instl Realty Shares Instl | — | — | — | $153K | 1.7% | |
| Vanguard Small-Cap Index Adm | — | — | — | $144K | 1.6% | |
| Vanguard LifeStrategy Consv Growth Inv | — | — | — | $135K | 1.5% | |
| Nicholas Limited Edition I | — | — | — | $127K | 1.4% | |
| MFS Research International R6 | — | — | — | $110K | 1.2% |
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