Original filing (PDF)20250903110626NAL0015123329001

QNB CORP.

Name: QNB CORP. — QNB RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: QNB CORP.

Form 5500

FILING_RECEIVED

QNB RETIREMENT SAVINGS PLAN

401(k) retirement plan

Signals · 1

25% in single holding

Active participants

201

Accounts w/ balance

256

Plan assets (EOY)

$37.1M

Net assets (EOY)

$37.1M

How this plan invests

This plan

1 pooled trust

Schedule D

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Fidelity Investments Fidelity® Blue Chip Growth Fund N/R" is 25% of plan.

Helping the score

No Schedule C compensation disclosed — likely a small plan or unbundled.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for QNB CORP..

Plan sponsor

Name

QNB CORP.

EIN

23-2318082

Address

PO BOX 9005 · QUAKERTOWN, PA · 18951

Phone

(215) 538-5600

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-03

Pension benefit codes

2E · Profit-sharing

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

2F · ERISA section 404(c)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

BAKER TILLY US, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	-$2K	—

Investments

34 direct securities · 1 pooled fund· $39.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$36.6M

33 holdings

Common Collective Trust

$2.1M

1 holding

Mutual Funds

$522K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Investments Fidelity® Blue Chip Growth Fund N/R	—	—	—	$9.3M	25.0%
American Funds American Funds Target Date 2030 Class R5S N/R	—	—	—	$4.2M	11.2%
Fidelity Investments Fidelity® Large Cap Stock Fund N/R	—	—	—	$2.8M	7.6%
Fidelity Investments Fidelity® Puritan® Fund N/R	—	—	—	$2.1M	5.8%
Common Collective Trust Federated Capital Federated Capital Preservation (ISP) N/R	—	—	—	$2.1M	5.5%
FH CAP PRESRVN ISP FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 001	Common Collective Trust	—	—	$2.1M	5.5%
Vanguard Group, Inc. Vanguard Value Index Fund Admiral Shares N/R	—	—	—	$2.0M	5.4%
American Funds American Funds Target Date 2035 Class R5S N/R	—	—	—	$1.8M	4.9%
American Funds American Funds Target Date 2040 Class R5S N/R	—	—	—	$1.4M	3.7%
American Funds American Funds Target Date 2050 Class R5S N/R	—	—	—	$1.3M	3.6%
American Funds American Funds Target Date 2045 Class R5S N/R	—	—	—	$1.3M	3.4%
American Funds American Funds Target Date 2025 Class R5S N/R	—	—	—	$1.0M	2.8%
PGIM High Yield Fund R6 N/R	—	—	—	$1.0M	2.7%
American Beacon American Beacon Small Cap Value Fund Investor Class N/R	—	—	—	$1.0M	2.7%
American Funds American Funds Target Date 2055 Class R5S N/R	—	—	—	$924K	2.5%
Fidelity Investments Fidelity® 500 Index Fund N/R	—	—	—	$712K	1.9%
Vanguard Group, Inc. Vanguard Growth Index Fund Admiral Shares N/R	—	—	—	$602K	1.6%
American Funds American Funds EuroPacific Growth Fund® Class R-5 N/R	—	—	—	$596K	1.6%
Pioneer Bond Fund Class Y N/R	Mutual Funds	—	—	$522K	1.4%
Vanguard Group, Inc. Vanguard Total Bond Market Index Fund Admiral Shares N/R	—	—	—	$459K	1.2%
American Funds American Funds Capital World Growth and Income Fund® N/R	—	—	—	$389K	1.0%
Fidelity Investments Fidelity® Mid-Cap Stock Fund N/R	—	—	—	$303K	0.8%
Participant Loans Interest rates: 4.25% to 9.50% $0	—	—	—	$249K	0.7%
American Funds American Funds Target Date 2020 Class R5S N/R	—	—	—	$185K	0.5%
Fidelity Investments Fidelity® International Discovery Fund N/R	—	—	—	$147K	0.4%
Fidelity Investments Fidelity® Small Cap Index Fund N/R	—	—	—	$144K	0.4%
American Funds American Funds Target Date 2065 Class R5S N/R	—	—	—	$137K	0.4%
American Funds American Funds Target Date 2060 Class R5S N/R	—	—	—	$122K	0.3%
American Funds American Funds Target Date 2015 Class R5S N/R	—	—	—	$79K	0.2%
Fidelity Investments Fidelity® International Index Fund N/R	—	—	—	$77K	0.2%
Fidelity Investments Fidelity® Total Market Index Fund N/R	—	—	—	$53K	0.1%
Fidelity Investments Fidelity® Real Estate Investment Portfolio N/R	—	—	—	$28K	<0.1%
Fidelity Investments Fidelity® Emerging Markets Index Fund N/R	—	—	—	$20K	<0.1%
Franklin Templeton Franklin Income Fund Class A N/R	—	—	—	$14K	<0.1%
Money Market Fund * Fidelity Investments Fidelity® Government Money Market Fund N/R	—	—	—	$12K	<0.1%