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Original filing (PDF)20250721090143NAL0000954865001
DON E. BOWER, INC.
Form 5500
FILING_RECEIVED
DON E. BOWER, INC. 401(K) PLAN
401(k) retirement plan
Signals · 2
35% in single holding6 service providers
Active participants
74
Accounts w/ balance
114
Plan assets (EOY)
$5.4M
Net assets (EOY)
$5.4M
How this plan invests
This plan
11 pooled trusts
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "T. Rowe Price Retirement Blend Select Trust 2025 N/R" is 35% of plan.
- 68 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DON E. BOWER, INC..
Plan sponsor
Name
DON E. BOWER, INC.
EIN
23-2132575
Address
1206 SALEM BLVD. · BERWICK, PA · 18603
Phone
(570) 759-1362
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-21
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO OF AME | 84-0467907 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $35K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PARK AVENUE SECURITIES LLC | — | BETHLEHEM, PA | BROKER/ADVISOR | $0 | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MML INVESTORS SERVICES LLC | — | SPRINFIELD, MA | BROKER/ADVISER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE RETIREMENT SYSTEMS INC. | 31-1299207 | CINCINNATI, OH | TPA | $780 | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INC | — | CHICAGO, IL | OTHER | $1K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $37 | — |
Investments
10 direct securities · 11 pooled funds· $5.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$4.6M
11 holdings
Uncategorized
$749K
8 holdings
Mutual Funds
$27K
1 holding
Guaranteed Income / GIC
$7K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271343 / PN 737 | Common Collective Trust | — | — | $1.9M | 35.4% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271344 / PN 738 | Common Collective Trust | — | — | $904K | 16.7% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271348 / PN 742 | Common Collective Trust | — | — | $564K | 10.4% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271345 / PN 739 | Common Collective Trust | — | — | $512K | 9.4% | |
| JPMorgan Mid Cap Growth R6 N/R 77 PIMCO International Bond (USD-Hedged) Inst N/R 664 Putnam Large Cap Value R6 N/R | — | — | — | $324K | 6.0% | |
| Janus Henderson Global Equity Income N N/R 886 JPMorgan Large Cap Growth R6 N/R | — | — | — | $241K | 4.4% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271342 / PN 736 | Common Collective Trust | — | — | $234K | 4.3% | |
| TROWE PRICE RET BLEND SELCT TRST 20 GREAT GRAY · EIN 38-7271347 / PN 741 | Common Collective Trust | — | — | $222K | 4.1% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271346 / PN 740 | Common Collective Trust | — | — | $121K | 2.2% | |
| Fidelity 500 Index N/R | — | — | — | $94K | 1.7% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271351 / PN 745 | Common Collective Trust | — | — | $64K | 1.2% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271350 / PN 744 | Common Collective Trust | — | — | $59K | 1.1% | |
| American Funds American Hi Inc Tr R6 N/R 157 American Funds Inflation Linked Bd R6 N/R 725 American Funds New Perspective R6 N/R | — | — | — | $34K | 0.6% | |
| American Century Small Cap Growth R6 N/R | — | — | — | $32K | 0.6% | |
| American Century Global Real Estate R6 N/R 156 American Century Mid Cap Value R6 N/R | Mutual Funds | — | — | $27K | 0.5% | |
| Fidelity Advisor Focused Emerging Market Z N/R | — | — | — | $22K | 0.4% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271349 / PN 743 | Common Collective Trust | — | — | $21K | 0.4% | |
| T ROWE PRICE RET BLEND SELCT TRST 2 GREAT GRAY · EIN 38-7271341 / PN 735 | Common Collective Trust | — | — | $20K | 0.4% | |
| * Empower EI Fixed Account - Series Class I N/R | Guaranteed Income / GIC | — | — | $7K | 0.1% | |
| DFA Commodity Strategy I N/R 311 DFA US Small Cap Value I N/R | — | — | — | $1K | <0.1% | |
| Fidelity Advisor Investment Grade Bond Z N/R 234 Hartford Schroders International Stock Sdr N/R | — | — | — | $1K | <0.1% |
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