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Original filing (PDF)20251008144354NAL0009627328001
ESSENTIAL UTILITIES, INC.
Form 5500
FILING_RECEIVED
ESSENTIAL UTILITIES, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
6 service providers
Active participants
3,448
Accounts w/ balance
3,990
Plan assets (EOY)
$623.8M
Net assets (EOY)
$623.5M
How this plan invests
This plan
3 pooled trusts
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 11 bps in Schedule C fees — 88% above peer band of 6 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ESSENTIAL UTILITIES, INC..
Plan sponsor
Name
ESSENTIAL UTILITIES, INC.
EIN
23-1702594
Address
762 W. LANCASTER AVENUE · BRYN MAWR, PA · 19010
Phone
(610) 645-4221
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2J · 401(k) feature
2K · 401(m) arrangement
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
SCHNEIDER DOWNS & CO., INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $222K | — |
Advisor / Consultant
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT CAPITAL GROUP, LLC | 37-6572947 | — | INVESTMENT ADVISOR | $264K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $96K | — |
| GLOBAL RETIREMENT PARNERS | 47-1411118 | — | CONSULTANT | $87K | — |
Legal counsel
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FAEGRE DRINKER BIDDLE & REATH LLP | 41-0244008 | — | ATTORNEY/LEGAL | $19K | — |
| HOLLAND & KNIGHT LLP | 59-0663819 | — | ATTORNEY/LEGAL | $16K | — |
Investments
33 direct securities · 3 pooled funds· $618.3M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Mutual Funds
$543.7M
30 holdings
Common Stocks
$39.8M
1 holding
Common Collective Trust
$21.0M
3 holdings
Uncategorized
$13.7M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2030 Fund N/A | Mutual Funds | — | — | $85.7M | 13.7% | |
| T. Rowe Price Retirement 2035 Fund N/A | Mutual Funds | — | — | $68.8M | 11.0% | |
| T. Rowe Price Retirement 2040 Fund N/A | Mutual Funds | — | — | $49.1M | 7.9% | |
| T. Rowe Price Retirement 2050 Fund N/A | Mutual Funds | — | — | $47.9M | 7.7% | |
| T. Rowe Price Retirement 2045 Fund N/A | Mutual Funds | — | — | $46.1M | 7.4% | |
| T. Rowe Price Retirement 2025 Fund N/A | Mutual Funds | — | — | $45.1M | 7.2% | |
| Essential Utilities, Inc. common stock N/A | Common Stocks | — | — | $39.8M | 6.4% | |
| T. Rowe Price Retirement 2055 Fund N/A | Mutual Funds | — | — | $35.2M | 5.6% | |
| Vanguard 500 Index Fund, Admiral N/A | Mutual Funds | — | — | $31.1M | 5.0% | |
| T. Rowe Price Retirement 2020 Fund N/A | Mutual Funds | — | — | $22.0M | 3.5% | |
| TRP STABLE VALUE P T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 003 | Common Collective Trust | — | — | $21.0M | 3.4% | |
| T. Rowe Price Retirement 2060 Fund N/A | Mutual Funds | — | — | $17.4M | 2.8% | |
| JP Morgan US Equity Fund R6 N/A | Mutual Funds | — | — | $13.9M | 2.2% | |
| Participant Loans** Interest rates 4.25% to 8.50% (maturity date - | — | — | — | $11.0M | 1.8% | |
| PGIM Total Return Bond R6 N/A | Mutual Funds | — | — | $10.7M | 1.7% | |
| MFS Massachusetts Inv Gr Stk N/A | Mutual Funds | — | — | $8.4M | 1.3% | |
| Vanguard Windsor II Fund, Admiral N/A | Mutual Funds | — | — | $6.7M | 1.1% | |
| T. Rowe Price Retirement 2065 Fund N/A | Mutual Funds | — | — | $6.2M | 1.0% | |
| Fidelity Balanced K Fund N/A | Mutual Funds | — | — | $6.0M | 1.0% | |
| Dodge & Cox International Stock Fund N/A | Mutual Funds | — | — | $5.8M | 0.9% | |
| T. Rowe Price Retirement 2015 Fund N/A | Mutual Funds | — | — | $5.6M | 0.9% | |
| Vanguard Total International Stock, Admiral N/A | Mutual Funds | — | — | $5.4M | 0.9% | |
| Vanguard Treasury Money Market N/A | Mutual Funds | — | — | $5.0M | 0.8% | |
| Vanguard Mid-Cap Index Fund, Admiral N/A | Mutual Funds | — | — | $4.1M | 0.7% | |
| Vanguard Small-Cap Index Fund, Admiral N/A | Mutual Funds | — | — | $3.9M | 0.6% | |
| Blackrock Midcap Growth Equity Instl N/A | Mutual Funds | — | — | $3.2M | 0.5% | |
| Fidelity Value Fund K N/A | Mutual Funds | — | — | $3.0M | 0.5% | |
| T. Rowe Price QM US Small-Cap Growth Equity Mutual Fund N/A | — | — | — | $2.8M | 0.4% | |
| American Funds EuroPacific Growth Fund N/A | Mutual Funds | — | — | $2.7M | 0.4% | |
| Neuberger Berman Genesis Fund, Instl N/A | Mutual Funds | — | — | $1.5M | 0.2% | |
| American Beacon Small Cap Value Fund R5 N/A | Mutual Funds | — | — | $1.0M | 0.2% | |
| T. Rowe Price Retirement 2010 Fund N/A | Mutual Funds | — | — | $921K | 0.1% | |
| T. Rowe Price Retirement 2005 Fund N/A | Mutual Funds | — | — | $703K | 0.1% | |
| T. Rowe Price Retirement Balanced Fund N/A | Mutual Funds | — | — | $314K | <0.1% | |
| TRP STABLE VALUE COMMON TRUST FUND T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| MORLEY STABLE VALUE FUND PRINCIPAL GLOBAL INVESTORS TRUST COMPANY · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |