Original filing (PDF)20251015185746NAL0002789091001

THE COOPER HEALTH SYSTEM

Name: THE COOPER HEALTH SYSTEM — THE COOPER HEALTH SYSTEM 403(B) PLAN, Form 5500 (2024)
Creator: THE COOPER HEALTH SYSTEM

Form 5500

FILING_RECEIVED

THE COOPER HEALTH SYSTEM 403(B) PLAN

403(b) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

10,323

Accounts w/ balance

12,928

Plan assets (EOY)

$944.0M

Net assets (EOY)

$944.0M

How this plan invests

This plan

2 pooled trusts

Schedule D

237 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

9 bps in Schedule C fees — 57% above peer band of 6 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE COOPER HEALTH SYSTEM.

Plan sponsor

Name

THE COOPER HEALTH SYSTEM

EIN

21-0634462

Address

THREE COOPER PLAZA, SUITE 500 · CAMDEN, NJ · 081031438

Phone

(856) 342-2403

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2G · Total participant-directed accounts

2M · 403(b)(7) custodial accounts

2S · Automatic enrollment

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

ERNST & YOUNG LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	NONE	$734K	—
NEWPORT CAPITAL GROUP	86-1109193	—	NONE	$155K	—

Investments

236 direct securities · 2 pooled funds· $968.0M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$943.9M

236 holdings

Pooled Separate Account

$24.1M

2 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Freedom 2040 Fund Mutual fund	—	—	—	$77.1M	8.2%
Fidelity Freedom 2035 Fund Mutual fund	—	—	—	$67.2M	7.1%
Fidelity Freedom 2030 Fund Mutual fund	—	—	—	$65.8M	7.0%
Fidelity 500 Index Fund Mutual fund	—	—	—	$63.9M	6.8%
Fidelity Freedom 2045 Fund Mutual fund	—	—	—	$62.9M	6.7%
Fidelity Freedom 2050 Fund Mutual fund	—	—	—	$62.2M	6.6%
Fidelity Contrafund Fund K Mutual fund	—	—	—	$60.5M	6.4%
Fidelity Growth Company Fund K Mutual fund	—	—	—	$52.7M	5.6%
Fidelity Freedom 2025 Fund Mutual fund	—	—	—	$51.2M	5.4%
Fidelity Freedom 2055 Fund Mutual fund	—	—	—	$43.5M	4.6%
Fidelity Freedom 2020 Fund Mutual fund	—	—	—	$29.1M	3.1%
Fidelity Balanced Fund K Mutual fund	—	—	—	$25.6M	2.7%
Fidelity BrokerageLink Self-directed brokerage accounts	—	—	—	$23.2M	2.5%
AXA EQUITABLE LIFE INS. CO. POOLED AXA EQUITABLE LIFE INSURANCE COMPANY · EIN 13-5570651 / PN 000	Pooled Separate Account	—	—	$22.3M	2.4%
Fidelity Freedom 2060 Fund Mutual fund	—	—	—	$21.9M	2.3%
Fidelity Total Bond Fund Mutual fund	—	—	—	$14.4M	1.5%
Fidelity Management Trust Company (Continued) * MetLife Stable Value, Contract No. 37475 Guaranteed investment contract	—	—	—	$13.0M	1.4%
Vanguard Val Index Inst Mutual fund	—	—	—	$12.9M	1.4%
TCHSTN Large Cap Foc Y Mutual fund	—	—	—	$12.3M	1.3%
CREF Growth Account R2 Variable annuity	—	—	—	$11.9M	1.3%
TIAA-CREF, Contract #367533 * TIAA Traditional Account – Benefit Responsive Guaranteed Annuity Contracts	—	—	—	$11.9M	1.3%
CREF Stock Account R2 Variable annuity	—	—	—	$11.7M	1.2%
MFS Mid Cap Value R6 Mutual fund	—	—	—	$10.4M	1.1%
9.50%	—	—	—	$8.9M	0.9%
Fidelity Extended Market Index Mutual fund	—	—	—	$7.7M	0.8%
CREF Equity Index Account R2 Variable annuity	—	—	—	$7.1M	0.8%
Fidelity International Index Mutual fund	—	—	—	$6.2M	0.7%
Fidelity Freedom 2065 Fund Mutual fund	—	—	—	$6.2M	0.7%
Fidelity Small Cap Value Fund Mutual fund	—	—	—	$6.2M	0.7%
Fidelity Freedom 2015 Fund Mutual fund	—	—	—	$6.0M	0.6%
BlackRock High Yield Bond Inst Fund Mutual fund	—	—	—	$5.6M	0.6%
MFS Inst Intl Equity Mutual fund	—	—	—	$5.6M	0.6%
MFS Mid Cap Growth R6 Mutual fund	—	—	—	$5.3M	0.6%
EQ/Equity 500 Index Separate account	—	—	—	$5.3M	0.6%
Fidelity Freedom Income Fund Mutual fund	—	—	—	$4.1M	0.4%
Loomis Small Cap Growth IS Mutual fund	—	—	—	$3.9M	0.4%
CREF Global Equities Account R2 Variable annuity	—	—	—	$3.8M	0.4%
Equitable, Contract #812609-0001 * Guaranteed Interest Account Guaranteed interest option	—	—	—	$3.8M	0.4%
Fidelity Freedom 2010 Fund Mutual fund	—	—	—	$3.5M	0.4%
PIMCO Real Return Inst Mutual fund	—	—	—	$2.6M	0.3%
Fidelity Management Trust Company C&S Real Estate I Mutual fund	—	—	—	$2.6M	0.3%
Cullen EM High Dividend Fund I Mutual fund	—	—	—	$2.6M	0.3%
MetLife, Contract #1071020 * MetLife Fixed Interest Option Guaranteed interest accounts	—	—	—	$2.5M	0.3%
EQ/Com Stck Index Separate account	—	—	—	$2.3M	0.2%
MetLife Stock Index Portfolio Separate account	—	—	—	$2.0M	0.2%
TIAA REAL ESTATE ACCOUNT TEACHERS INSURANCE & ANNUITY · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$1.8M	0.2%
CREF Core Bond R2 Variable annuity	—	—	—	$1.8M	0.2%
Responsive * TIAA Real Estate Account Variable annuity	—	—	—	$1.7M	0.2%
Equitable, Contract #704219-0001 * Guaranteed Interest Account Guaranteed interest option	—	—	—	$1.4M	0.1%
JPMorgan Smartretirement 2030A Mutual fund	—	—	—	$1.3M	0.1%
AXA Moderate Allocation Separate account	—	—	—	$1.3M	0.1%
EQ/Equity 500 Index Separate account	—	—	—	$1.3M	0.1%
AXA Lg Cap Val Managed Vol Separate account	—	—	—	$1.2M	0.1%
CREF Social Choice Account R2 Variable annuity	—	—	—	$1.2M	0.1%
JPMorgan Smartretirement 2025A Mutual fund	—	—	—	$1.1M	0.1%
EQ/Com Stck Index Separate account	—	—	—	$946K	0.1%
AXA AB Small Cap Growth Separate account	—	—	—	$931K	<0.1%
Vanguard Mid Cap Value Index Fund Mutual fund	—	—	—	$828K	<0.1%
AXA Lg Cap Grw Managed Vol Separate account	—	—	—	$814K	<0.1%
AXA Aggressive Allocation Separate account	—	—	—	$722K	<0.1%
MetLife Aggregate Bond Index Separate account	—	—	—	$684K	<0.1%
AXA/Lg Cap Core Managed Vol Separate account	—	—	—	$666K	<0.1%
JPMorgan Smartretirement 2035A Mutual fund	—	—	—	$644K	<0.1%
AXA Moderate – Plus All Separate account	—	—	—	$642K	<0.1%
Multimanager Aggressive Equity Separate account	—	—	—	$639K	<0.1%
CREF Global Equities Account R2 Variable annuity	—	—	—	$616K	<0.1%
JPMorgan Smartretirement 2020A Mutual fund	—	—	—	$603K	<0.1%
MetLife, Contract #1013316 JPMorgan Smartretirement Income A Mutual fund	—	—	—	$490K	<0.1%
JPMorgan Smartretirement 2040A Mutual fund	—	—	—	$488K	<0.1%
AXA Mid Cap Val Managed Vol Separate account	—	—	—	$431K	<0.1%
CREF Inflation-Linked Bond Account R2 Variable annuity	—	—	—	$361K	<0.1%
CREF Stock Account R2 Variable annuity	—	—	—	$348K	<0.1%
JPMorgan Smartretirement 2045A Mutual fund	—	—	—	$340K	<0.1%
TIAA Traditional Account – Non-Benefit Guaranteed Annuity Contracts	—	—	—	$329K	<0.1%
MetLife MSCI EAFE Index Portfolio Separate account	—	—	—	$325K	<0.1%
EQ/JPMorgan Val Opportunities Separate account	—	—	—	$324K	<0.1%
Strategic Value Annuity (Fixed Option) Guaranteed interest accounts	—	—	—	$305K	<0.1%
Fidelity VIP Growth Portfolio Separate account	—	—	—	$304K	<0.1%
Franklin S&P 500 Index A Mutual fund	—	—	—	$303K	<0.1%
TIAA-CREF, Contract #390040 * TIAA Traditional Account – Non-Benefit Guaranteed Annuity Contracts	—	—	—	$290K	<0.1%
AXA Moderate Allocation Separate account	—	—	—	$254K	<0.1%
Multimanager Technology Separate account	—	—	—	$252K	<0.1%
AXA/Lg Cap Value Managed Vol Separate account	—	—	—	$245K	<0.1%
MetLife, Contract #1071020 (continued) Morgan Stanley Discovery Portfolio Separate account	—	—	—	$243K	<0.1%
Harris Oakmark International Portfolio Separate account 754 American Funds Growth Fund Separate account	—	—	—	$229K	<0.1%
AXA/Mid Cap Value Managed Vol Separate account	—	—	—	$218K	<0.1%
Fidelity Government Money Market Fund Mutual fund	—	—	—	$210K	<0.1%
American Funds Growth Fund of America R3 Mutual fund	—	—	—	$209K	<0.1%
MFS Total Return Portfolio Separate account	—	—	—	$183K	<0.1%
AXA Lg Cap Core Managed Vol Separate account 17 * EQ/Capital Guardian Research Separate account	—	—	—	$182K	<0.1%
EQ/American Centry Mid Cap Val Separate account	—	—	—	$181K	<0.1%
T. Rowe Price Small Cap Growth Portfolio Separate account	—	—	—	$176K	<0.1%
AXA/AB Small Cap Growth Separate account	—	—	—	$175K	<0.1%
EQ/Mid Cap Index Separate account	—	—	—	$166K	<0.1%
AXA Int Core Managed Vol Separate account	—	—	—	$159K	<0.1%
MetLife Mid Cap Stock Index Portfolio Separate account	—	—	—	$157K	<0.1%
AXA Int Val Managed Vol Separate account	—	—	—	$154K	<0.1%
Multimanager Aggressive Equity Separate account	—	—	—	$150K	<0.1%
EQ/Intermediate Government Bnd Separate account 2 * EQ/International Equity Index Separate account	—	—	—	$146K	<0.1%
EQ/AB Small Cap Growth Separate account	—	—	—	$144K	<0.1%
Responsive * TIAA Real Estate Account Variable annuity	—	—	—	$137K	<0.1%
MetLife Russell 2000 Index Portfolio Separate account	—	—	—	$135K	<0.1%
EQ/BlackRock Basic Value Eqty Separate account	—	—	—	$125K	<0.1%
Frontier Mid Cap Growth Portfolio Separate account	—	—	—	$125K	<0.1%
CREF Growth Account R2 Variable annuity	—	—	—	$123K	<0.1%
CREF Money Market Account R2 Variable annuity	—	—	—	$117K	<0.1%
EQ/BlackRock Basic Value Eqty Separate account	—	—	—	$115K	<0.1%
Target 2035 Allocation Separate account	—	—	—	$108K	<0.1%
Invesco Main St All Cap A Mutual fund	—	—	—	$94K	<0.1%
Target 2025 Allocation Separate account	—	—	—	$94K	<0.1%
Multimanager Core Bond Separate account 160 * EQ/JPMorgan Val Opportunities Separate account	—	—	—	$91K	<0.1%
EQ/Capital Guardian Research Separate account	—	—	—	$89K	<0.1%
EQ/Large Cap Growth Index Separate account	—	—	—	$88K	<0.1%
Baillie International Stock Separate account	—	—	—	$87K	<0.1%
EQ/JPMorgan Growth Stock Separate account	—	—	—	$87K	<0.1%
PIMCO Total Return Fund – R Mutual fund	—	—	—	$86K	<0.1%
6.00%	—	—	—	$85K	<0.1%
Putnam Growth Opportunities Class A Mutual fund	—	—	—	$82K	<0.1%
LVIP Dim US Core Equity Separate account	—	—	—	$82K	<0.1%
Blackrock Bond Income Portfolio Separate account	—	—	—	$81K	<0.1%
AXA/Horizon Small Cap Value Separate account	—	—	—	$80K	<0.1%
Charter Multi Sector Bond Separate account 142 * EQ/International Equity Index Separate account	—	—	—	$79K	<0.1%
AB Growth Fund A Mutual fund	—	—	—	$79K	<0.1%
American Funds Growth-Income Fund Separate account	—	—	—	$78K	<0.1%
Lincoln Fixed Account Guaranteed interest accounts	—	—	—	$78K	<0.1%
AXA Moderate Plus Allocation Separate account	—	—	—	$76K	<0.1%
American Funds Fundamental Investors R3 Mutual fund	—	—	—	$75K	<0.1%
T. Rowe Price Mid Cap Growth Portfolio Separate account	—	—	—	$71K	<0.1%
EQ/Clearbridge LG CAP Growth ESG Separate account	—	—	—	$64K	<0.1%
Equitable, Contract #812609-0000 * Guaranteed Interest Account Guaranteed interest option	—	—	—	$64K	<0.1%
AXA/Int Core Managed Vol Separate account	—	—	—	$63K	<0.1%
BH/W Large Cap RRCH Separate account	—	—	—	$61K	<0.1%
AB Discovery Value A Mutual fund	—	—	—	$60K	<0.1%
Calvert VP SRI Balanced Portfolio Separate account	—	—	—	$58K	<0.1%
PGIM Quant Solutions Large-Cap Index Z Mutual fund	—	—	—	$57K	<0.1%
AXA Conserv-Plus Allocation Separate account	—	—	—	$56K	<0.1%
Target 2045 Allocation Separate account	—	—	—	$56K	<0.1%
Neuberger Berman Genesis Portfolio Separate account	—	—	—	$55K	<0.1%
EQ/Calvert Socially Responsible Separate account	—	—	—	$55K	<0.1%
Keeley Small Cap Dividend Value A Mutual fund	—	—	—	$54K	<0.1%
SIO-S&P 500 Index 1 yr – 10% buffer Separate account	—	—	—	$54K	<0.1%
Western Asset Management Strategic Bond Opp. Separate account	—	—	—	$54K	<0.1%
AMG GW&K Small Mid-Cap Fund N Mutual fund	—	—	—	$54K	<0.1%
Loomis Sayles Small Cap Growth Portfolio Separate account	—	—	—	$53K	<0.1%
AXA/Aggressive Allocation Separate account	—	—	—	$49K	<0.1%
Target 2035 Allocation Separate account	—	—	—	$48K	<0.1%
EQ/Lazard Emerging Mrkts Eqty Separate account 768 * EQ/MFS International AL Val Separate account	—	—	—	$48K	<0.1%
MetLife, Contract #1071020 (continued) BT/Artisan Mid Cap Value Portfolio Separate account	—	—	—	$44K	<0.1%
EQ/MFS Technology Separate account 93 * EQ/Janus Enterprise Separate account	—	—	—	$43K	<0.1%
Equitable, Contract #812609-0001 (continued) * EQ/Invesco Comstock Separate account	—	—	—	$43K	<0.1%
PGIM Jennison Value Fund Class A Mutual fund	—	—	—	$43K	<0.1%
CREF Inflation-Linked Bond Account R2 Variable annuity	—	—	—	$42K	<0.1%
MFS Value Portfolio Separate account	—	—	—	$42K	<0.1%
Fidelity VIP Equity-Income Portfolio Separate account	—	—	—	$39K	<0.1%
All Asset Growth ALT Twenty Separate account	—	—	—	$39K	<0.1%
Calvert VP SRI Mid Cap Growth Portfolio Separate account 12 Western Asset Management U.S. Gov. Separate account 232 MFS Research International Portfolio Separate account	—	—	—	$38K	<0.1%
AXA/Loomis Sayles Growth Separate account	—	—	—	$37K	<0.1%
American Funds EuroPacific Growth Fd R3 Mutual fund	—	—	—	$37K	<0.1%
PIMCO Inflation Protected Bond Portfolio Separate account	—	—	—	$36K	<0.1%
SIO-S&P 500 index 1 yr – 10% Buffer Separate account	—	—	—	$35K	<0.1%
Loomis Sayles Growth Portfolio Separate account	—	—	—	$35K	<0.1%
Equitable, Contract #704219-0001 (continued) * EQ/Large Cap Growth Index Separate account	—	—	—	$34K	<0.1%
Invesco Equity & Income Fund – R Mutual fund	—	—	—	$33K	<0.1%
EQ GAMCO Small Company Value Separate account	—	—	—	$33K	<0.1%
EQ/PIMCO Global Real Return Separate account	—	—	—	$32K	<0.1%
Invesco Main St Midcap A Mutual fund	—	—	—	$31K	<0.1%
AXA/Moderate-Plus Allocation Separate account	—	—	—	$30K	<0.1%
Blackrock Small Cap Growth Equity Inv A Mutual fund	—	—	—	$30K	<0.1%
EQ/American Centry Mid Cap Val Separate account	—	—	—	$30K	<0.1%
Multimanager Technology Separate Account	—	—	—	$29K	<0.1%
CREF Core Bond R2 Variable annuity	—	—	—	$29K	<0.1%
EQ/Mid Cap Index Separate account	—	—	—	$28K	<0.1%
Fidelity VIP II Investment Grade Bond Separate account	—	—	—	$28K	<0.1%
BH/Well CREQIOPPR Separate account	—	—	—	$28K	<0.1%
BNY Mellon Midcap Index Inv Mutual fund	—	—	—	$27K	<0.1%
Equitable, Contract #812609-0001 (continued) * EQ/Goldman Sachs Mid Cap Value Separate account 499 * EQ/Wellington Energy Separate account	—	—	—	$27K	<0.1%
T. Rowe Price Large Cap Growth Portfolio Separate account	—	—	—	$26K	<0.1%
MFS Growth Fund Class A Mutual fund	—	—	—	$26K	<0.1%
EQ/High Yield Bond Separate account	—	—	—	$26K	<0.1%
Fidelity US Bond Index Mutual fund	—	—	—	$25K	<0.1%
AXA/Int Val Managed Vol Separate account	—	—	—	$24K	<0.1%
Vanguard Total Int’l Stock Index Fund Mutual fund	—	—	—	$23K	<0.1%
EQ/Small Company Index Separate account	—	—	—	$22K	<0.1%
EQ/Quality Bond PLUS Separate account	—	—	—	$22K	<0.1%
EQ/Quality Bond PLUS Separate account	—	—	—	$21K	<0.1%
Invesco Global Equity Portfolio Separate account	—	—	—	$21K	<0.1%
Target 2045 Allocation Separate account	—	—	—	$20K	<0.1%
Fidelity Freedom 2070 Fund K Mutual fund	—	—	—	$20K	<0.1%
Fidelity VIP Growth Separate account 8 * LVIP Blended Lg Cap Growth Mngd Vol Separate account	—	—	—	$18K	<0.1%
EQ/GAMCO Small Co Val Separate account 613 * EQ/Large Cap Value Index Separate account	—	—	—	$18K	<0.1%
BH/Wellington Balanced Separate account	—	—	—	$17K	<0.1%
American Funds Insurance Srs Bond Separate account	—	—	—	$17K	<0.1%
AXA/GLB Equity Managed Vol Separate account	—	—	—	$17K	<0.1%
AXA/Lg Cap Core Managed Vol Separate account	—	—	—	$16K	<0.1%
Victory SYCMR Mid-Cap Value Portfolio Separate account	—	—	—	$16K	<0.1%
EQ/GAMCO Mergers & Acq Separate account	—	—	—	$15K	<0.1%
EQ/MFS International Growth Separate account	—	—	—	$14K	<0.1%
6.00%	—	—	—	$14K	<0.1%
Target 2035 Allocation Separate account	—	—	—	$13K	<0.1%
EQ/Core Bond Index Separate account	—	—	—	$12K	<0.1%