Original filing (PDF)20251014102041NAL0002507569001

UMH PROPERTIES, INC.

Name: UMH PROPERTIES, INC. — UMH PROPERTIES, INC. 401(K) PLAN, Form 5500 (2024)
Creator: UMH PROPERTIES, INC.

Form 5500

FILING_RECEIVED

UMH PROPERTIES, INC. 401(K) PLAN

401(k) retirement plan

Signals · 3

36% in single holding36% employer stockNo recordkeeper disclosed

Active participants

496

Accounts w/ balance

563

Plan assets (EOY)

$34.2M

Net assets (EOY)

$34.2M

How this plan invests

This plan

17 pooled trusts

Schedule D

50 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade B

Above-average plan

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

Participation health

100

Knocking points off

Top holding "S SHARES * UMH Properties, Inc." is 36% of plan.
36% of plan in employer / sponsor stock.
58 bps in Schedule C fees — 101% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UMH PROPERTIES, INC..

Plan sponsor

Name

UMH PROPERTIES, INC.

EIN

22-1890929

Address

3499 ROUTE 9 SUITE 3-C · FREEHOLD, NJ · 077283277

Phone

(732) 577-9997

Industry

Real Estatesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2H · Partial participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3I · Requires investment in employer securities

Audit & trust (Schedule H)

Auditor

PKF O'CONNOR DAVIES, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
NEWPORT CAPITAL GROUP	86-1109193	—	INVESTMENT ADVISORY	$0	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$199K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L	36-4317381	—	INV ADV, PARTICIPANTS	$0	—

Investments

46 direct securities · 17 pooled funds· $45.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$17.0M

43 holdings

Common Collective Trust

$13.3M

14 holdings

Common Stocks

$12.1M

1 holding

Mutual Funds

$1.6M

1 holding

Pooled Separate Account

$993K

3 holdings

Common Collective Trusts

$860K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
S SHARES * UMH Properties, Inc.	Common Stocks	—	$640K	$12.1M	35.3%
Principal Trust Target 2030 Fund R5	—	—	$89K	$3.7M	10.7%
PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005	Common Collective Trust	—	—	$3.7M	10.7%
Principal Trust Target 2025 Fund R5	—	—	$43K	$1.6M	4.7%
PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004	Common Collective Trust	—	—	$1.6M	4.7%
S SHARES JPMorgan US Equity Fund	Mutual Funds	—	$64K	$1.6M	4.7%
Principal Trust Target 2035 Fund R5	—	—	$31K	$1.4M	4.0%
PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006	Common Collective Trust	—	—	$1.4M	4.0%
T Rowe Price Blue Chip Growth Fund Inc	—	—	$7K	$1.3M	3.8%
Principal Trust Target 2045 Fund R5	—	—	$23K	$1.2M	3.5%
PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008	Common Collective Trust	—	—	$1.2M	3.5%
Principal Trust Target 2055 Fund R5	—	—	$19K	$1.0M	3.0%
PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010	Common Collective Trust	—	—	$1.0M	3.0%
S UNITS * Principal Trust Income Fund R5	Common Collective Trusts	—	$39K	$860K	2.5%
PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011	Common Collective Trust	—	—	$860K	2.5%
Eaton Vance Atlanta Capital SMID-Cap Fund	—	—	$20K	$846K	2.5%
Cohen & Steers Real Estate Securities Fund	—	—	$41K	$712K	2.1%
9.50% with maturities through 2029	—	—	—	$663K	1.9%
Principal Trust Target 2060 Fund R5	—	—	$25K	$655K	1.9%
PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012	Common Collective Trust	—	—	$655K	1.9%
Principal Trust Target 2050 Fund R5	—	—	$12K	$625K	1.8%
PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009	Common Collective Trust	—	—	$625K	1.8%
Principal Trust Target 2040 Fund R5	—	—	$12K	$595K	1.7%
PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007	Common Collective Trust	—	—	$595K	1.7%
PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001	Common Collective Trust	—	$22K	$570K	1.7%
PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016	Pooled Separate Account	—	$2K	$565K	1.7%
Principal Trust Target 2015 Fund R5	—	—	$16K	$490K	1.4%
PRIN LIFETIME HYBR 2015 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002	Common Collective Trust	—	—	$490K	1.4%
Principal Trust Target 2020 Fund R5	—	—	$13K	$440K	1.3%
PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003	Common Collective Trust	—	—	$440K	1.3%
PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028	Pooled Separate Account	—	$3K	$347K	1.0%
BlackRock High Yield Portfolio	—	—	$46K	$326K	1.0%
Smallcap World Fund Inc	—	—	$4K	$307K	0.9%
American Century Growth Fund	—	—	$3K	$210K	0.6%
Vanguard Mid-Cap Value Index Fund/Open-end fund	—	—	$2K	$190K	0.6%
Columbia Dividend Income Fund	—	—	$5K	$178K	0.5%
PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013	Common Collective Trust	—	—	$121K	0.4%
Principal Trust Target 2065 Fund R5	—	—	$7K	$121K	0.4%
Invesco Oppenheimer International Growth Fund	—	—	$4K	$113K	0.3%
PRIN CORE PLUS BOND SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 005	Pooled Separate Account	—	—	$81K	0.2%
JPMorgan Government Bond Fund	—	—	$8K	$75K	0.2%
Industrial Logistics Properties Trust	—	—	$14K	$53K	0.2%
International Money Express Inc.	—	—	$2K	$47K	0.1%
Hanes Brands Inc.	—	—	$5K	$42K	0.1%
National Health Investors Inc. 525	—	—	—	$36K	0.1%
Jewett-Cameron Trading Company Ltd.	—	—	$6K	$30K	<0.1%
(D)Cost	—	—	$4K	$8K	<0.1%
Stanley Black & Decker Inc. 100	—	—	—	$8K	<0.1%
(D)Cost	—	—	$6K	$6K	<0.1%
(E)	—	—	—	$6K	<0.1%
Fidelity Inflation Protected Bond Index Fund 700	—	—	—	$6K	<0.1%
RMR Group Inc. 300	—	—	—	$6K	<0.1%
Fidelity US Bond Index 601	—	—	—	$6K	<0.1%
INTEREST-BEARING CASH SHARES Charles Schwab Money Market Fund	—	—	$6K	$6K	<0.1%
Tandy Leather Factory Inc.	—	—	$1K	$5K	<0.1%
Office Properties Income Trust	—	—	$5K	$5K	<0.1%
ARK Restaurants Corp. 369	—	—	—	$4K	<0.1%
Principal Trust Target 2070 Fund R5 207	—	—	—	$3K	<0.1%
(E)	—	—	—	$3K	<0.1%
PRIN LIFETIME HYB 2070 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014	Common Collective Trust	—	—	$3K	<0.1%
$ (D)Cost	—	—	—	$3K	<0.1%
SCHEDULE H,Line 4j - SCHEDULE OF REPORTABLE TRANSACTIONSPLAN NAME: UMH Properties, Inc. 401(k) PlanEIN: 221890929PLAN NUMBER: 001PLAN YEAR: 01/01/2024 to 12/31/2024UMH Properties Inc* Schedule is prepared using the alternative way of reporting (iii) series transactions under DOL Regulation 2520.103-6(d)(2).	—	—	—	$3K	<0.1%
Hecla Mining Company 300	—	—	—	$1K	<0.1%