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Original filing (PDF)20251001073346NAL0005812867001
OTO DEVELOPMENT, LLC
Form 5500
FILING_RECEIVED
OTO DEVELOPMENT 401K PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,360
Accounts w/ balance
981
Plan assets (EOY)
$34.6M
Net assets (EOY)
$34.6M
How this plan invests
This plan
1 pooled trust
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- No recordkeeper disclosed on Schedule C.
- Only 42% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OTO DEVELOPMENT, LLC.
Plan sponsor
Name
OTO DEVELOPMENT, LLC
EIN
20-1021118
Address
100 DUNBAR ST · STE 402 · SPARTANBURG, SC · 29306
Phone
(864) 327-4045
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
GOSNELL MENARD ROBINSON INFANTE CPA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS LLC | 11-3665754 | — | NONE | $83K | — |
| ONE DIGITAL INVESTMENT ADVISORS | — | OVERLAND PARK, KS | NONE | $17K | — |
Investments
30 direct securities · 1 pooled fund· $34.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$34.1M
30 holdings
Common Collective Trust
$513K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2035 I T. Rowe Price 0 | — | — | — | $3.6M | 10.4% | |
| T. Rowe Price Retirement 2030 I T. Rowe Price 0 | — | — | — | $3.4M | 9.8% | |
| American Funds American Balanced R6 American Funds 0 | — | — | — | $3.0M | 8.6% | |
| T. Rowe Price Retirement 2060 I T. Rowe Price 0 | — | — | — | $2.8M | 8.2% | |
| T. Rowe Price Retirement 2040 I T. Rowe Price 0 | — | — | — | $2.8M | 8.2% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $2.7M | 7.9% | |
| T. Rowe Price Retirement 2050 I T. Rowe Price 0 | — | — | — | $2.2M | 6.5% | |
| T. Rowe Price Retirement 2045 I T. Rowe Price 0 | — | — | — | $2.0M | 5.9% | |
| T. Rowe Price Retirement 2055 I T. Rowe Price 0 | — | — | — | $1.9M | 5.5% | |
| T. Rowe Price Retirement 2025 I T. Rowe Price 0 | — | — | — | $1.4M | 3.9% | |
| Vanguard Equity Income Adm Vanguard 0 | — | — | — | $1.2M | 3.3% | |
| American Century Growth R6 American Century 0 | — | — | — | $961K | 2.8% | |
| Dodge & Cox Income Fund I Dodge & Cox 0 | — | — | — | $742K | 2.1% | |
| Fidelity Mid Cap Index Fidelity 0 | — | — | — | $662K | 1.9% | |
| T. Rowe Price Retirement 2020 I T. Rowe Price 0 | — | — | — | $636K | 1.8% | |
| MORLEY STABLE VALUE FUND FEE CLASS MORLEY FINANCIAL SERVICES, INC. · EIN 93-6274329 / PN 125 | Common Collective Trust | — | — | $513K | 1.5% | |
| Macquarie Mid Cap Growth R6 Macquarie 0 | — | — | — | $456K | 1.3% | |
| DFA U.S. Targeted Value Portfolio I DFA 0 | — | — | — | $425K | 1.2% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $421K | 1.2% | |
| (CL) Invesco Discovery R6 Invesco 0 | — | — | — | $417K | 1.2% | |
| T. Rowe Price Retirement 2005 I T. Rowe Price 0 | — | — | — | $383K | 1.1% | |
| JHancock International Growth R6 John Hancock 0 | — | — | — | $374K | 1.1% | |
| T. Rowe Price Retirement 2010 I T. Rowe Price 0 | — | — | — | $349K | 1.0% | |
| Fidelity International Index Fidelity 0 | — | — | — | $273K | 0.8% | |
| Fidelity RealEstate Investment Portf Fidelity 0 | — | — | — | $202K | 0.6% | |
| T. Rowe Price Retirement 2015 I T. Rowe Price 0 | — | — | — | $189K | 0.5% | |
| American Funds US Government Sec R6 American Funds 0 | — | — | — | $173K | 0.5% | |
| DFA International Value Portfolio I DFA 0 | — | — | — | $160K | 0.5% | |
| MFS Mid Cap Value R6 MFS 0 | — | — | — | $111K | 0.3% | |
| PIMCO Intl Bond (USDHedged) I PIMCO 0 | — | — | — | $110K | 0.3% | |
| Contribution Account Ascensus Trust Company 0 | — | — | — | $22K | <0.1% |