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Original filing (PDF)20251015145927NAL0009899954001
EDUCATIONAL TESTING SERVICE
Form 5500
FILING_RECEIVED
PSI 401(K) PLAN
401(k) retirement plan
Active participants
1,302
Accounts w/ balance
747
Plan assets (EOY)
$36.9M
Net assets (EOY)
$36.9M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 57% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (2 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EDUCATIONAL TESTING SERVICE.
Plan sponsor
Name
EDUCATIONAL TESTING SERVICE
EIN
20-5910717
Address
660 ROSEDALE ROAD AND CARTER ROAD · PRINCETON, NJ · 08541
Phone
(609) 734-1988
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-08-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $6K | — |
Investments
32 direct securities · 1 pooled fund· $36.2M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$30.7M
31 holdings
Mutual Funds
$5.4M
1 holding
Common Collective Trust
$145K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| s * Fidelity Freedom Index 2040 Investor | Mutual Funds | — | — | $5.4M | 14.5% | |
| Fidelity Freedom Index 2045 Investor | — | — | — | $4.2M | 11.4% | |
| Fidelity Freedom Index 2030 Investor | — | — | — | $3.7M | 10.0% | |
| Fidelity Freedom Index 2035 Investor | — | — | — | $3.7M | 10.0% | |
| Fidelity 500 Index Fund | — | — | — | $3.4M | 9.3% | |
| Fidelity Blue Chip Growth Fund K6 | — | — | — | $2.7M | 7.2% | |
| Fidelity Freedom Index 2050 Investor | — | — | — | $2.5M | 6.9% | |
| Fidelity Freedom Index 2025 Investor | — | — | — | $2.2M | 5.9% | |
| Fidelity Freedom Index 2055 Investor | — | — | — | $1.4M | 3.9% | |
| American Funds American Funds American Mutual R6 | — | — | — | $910K | 2.5% | |
| Fidelity Global ex US Index Fund | — | — | — | $788K | 2.1% | |
| Fidelity Mid Cap Index Fund | — | — | — | $784K | 2.1% | |
| Fidelity Freedom Index 2020 Investor | — | — | — | $654K | 1.8% | |
| Fidelity Freedom Index 2060 Investor | — | — | — | $616K | 1.7% | |
| Fidelity Total Bond Fund K6 | — | — | — | $464K | 1.3% | |
| RBC Emerging Markets Equity Fund R6 | — | — | — | $367K | 1.0% | |
| MFS Mid Cap Growth R6 | — | — | — | $286K | 0.8% | |
| Fidelity US Bond Index Fund | — | — | — | $282K | 0.8% | |
| Fidelity International Capital Appreciation Fund K6 | — | — | — | $260K | 0.7% | |
| Fidelity Small Cap Index Fund | — | — | — | $257K | 0.7% | |
| Fidelity Freedom Index 2065 Investor | — | — | — | $194K | 0.5% | |
| Franklin High Income Fund R6 | — | — | — | $169K | 0.5% | |
| JPM JP Morgan Government Bond Fund R6 | — | — | — | $164K | 0.4% | |
| AB Small Cap Growth Z | — | — | — | $162K | 0.4% | |
| Collective Trust * Fidelity Managed Income Portfolio Class 2 | — | — | — | $145K | 0.4% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $145K | 0.4% | |
| C&S Cohen & Steers Realty Shares Z | — | — | — | $145K | 0.4% | |
| Fidelity Freedom Index 2015 Investor | — | — | — | $102K | 0.3% | |
| Fidelity Inflation-Protected Bond Index Fund | — | — | — | $99K | 0.3% | |
| Fidelity Government Money Market Fund | — | — | — | $31K | <0.1% | |
| Fidelity Freedom Index Income Investor | — | — | — | $16K | <0.1% | |
| Fidelity Freedom Index 2010 Investor | — | — | — | $10K | <0.1% | |
| Fidelity Freedom Index 2070 Investor | — | — | — | $2K | <0.1% |