Original filing (PDF)20250627085338NAL0005247347001

ARCOS LLC

Name: ARCOS LLC — ARCOS LLC 401(K) PROFIT SHARING PLAN, Form 5500 (2024)
Creator: ARCOS LLC

Form 5500

FILING_RECEIVED

ARCOS LLC 401(K) PROFIT SHARING PLAN

401(k) retirement plan

Active participants

129

Accounts w/ balance

188

Plan assets (EOY)

$12.5M

Net assets (EOY)

$12.5M

How this plan invests

This plan

12 pooled trusts

Schedule D

52 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

41 bps in Schedule C fees — modestly above peer band of 29 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ARCOS LLC.

Plan sponsor

Name

ARCOS LLC

EIN

20-3787596

Address

8800 LYRA DRIVE, 200 · COLUMBUS, OH · 43240

Phone

(614) 396-5500

Industry

All Other Professional Services· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-06-27

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

LUTZ & COMPANY, P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$21K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING LLC	84-4519624	—	ADVISOR	$31K	—

Investments

51 direct securities · 12 pooled funds· $15.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$7.7M

12 holdings

Uncategorized

$7.5M

51 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
FID FRDM INX 2050 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 084	Common Collective Trust	—	—	$1.7M	13.7%
[DFE: FIAM GROUP TRUST FOR EMPLOYEE BENEFIT PLANS FIDELITY FREEDOM INDEX 2045 COMMINGLED POOL (extraction pending)]	—	—	—	$1.2M	9.4%
FID FRDM INX 2045 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 083	Common Collective Trust	—	—	$1.2M	9.4%
FID FRDM INX 2055 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 112	Common Collective Trust	—	—	$1.1M	9.0%
[DFE: FIAM GROUP TRUST FOR EMPLOYEE BENEFIT PLANS FIDELITY FREEDOM INDEX 2035 COMMINGLED POOL (extraction pending)]	—	—	—	$972K	7.8%
FID FRDM INX 2035 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 081	Common Collective Trust	—	—	$972K	7.8%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$932K	7.4%
[DFE: FIAM GROUP TRUST FOR EMPLOYEE BENEFIT PLANS FIDELITY FREEDOM INDEX 2040 COMMINGLED POOL (extraction pending)]	—	—	—	$841K	6.7%
FID FRDM INX 2040 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 082	Common Collective Trust	—	—	$841K	6.7%
FID FRDM INX 2030 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 080	Common Collective Trust	—	—	$776K	6.2%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$617K	4.9%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$608K	4.9%
FID FRDM INX 2025 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 079	Common Collective Trust	—	—	$537K	4.3%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$403K	3.2%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$276K	2.2%
FID FRDM INX 2060 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 146	Common Collective Trust	—	—	$243K	1.9%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$205K	1.6%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$183K	1.5%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$170K	1.4%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$157K	1.3%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$132K	1.1%
PGIM TOT RET BOND LP GREAT GRAY TRUST COMPANY · EIN 38-4097323 / PN 471	Common Collective Trust	—	—	$125K	1.0%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$112K	0.9%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$87K	0.7%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$86K	0.7%
FID FRDM INX 2020 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 078	Common Collective Trust	—	—	$82K	0.7%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$68K	0.5%
FID FRDM INX 2065 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 169	Common Collective Trust	—	—	$58K	0.5%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$56K	0.4%
FIAM TARGET DATE 5+ YEAR INFLATION-	—	—	—	$50K	0.4%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$45K	0.4%
FIAM TARGET DATE 5+ YEAR INFLATION-	—	—	—	$40K	0.3%
FIAM INTL DEVMK BD A	—	—	—	$38K	0.3%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$35K	0.3%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$31K	0.2%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$27K	0.2%
FIAM INTL DEVMK BD A	—	—	—	$26K	0.2%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$22K	0.2%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$22K	0.2%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$21K	0.2%
FIAM INTL DEVMK BD A	—	—	—	$17K	0.1%
FID FRDM INX 2015 B FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 077	Common Collective Trust	—	—	$15K	0.1%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$14K	0.1%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$12K	<0.1%
FIAM INTL DEVMK BD A	—	—	—	$11K	<0.1%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$10K	<0.1%
FIAM TARGET DATE 5+ YEAR INFLATION-	—	—	—	$6K	<0.1%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$5K	<0.1%
FIAM INTL DEVMK BD A	—	—	—	$4K	<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION	—	—	—	$3K	<0.1%
SPARTAN TOTAL MARKET INDEX POOL A	—	—	—	$3K	<0.1%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$3K	<0.1%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$3K	<0.1%
FIAM INTL DEVMK BD A	—	—	—	$2K	<0.1%
FIAM U.S. BOND INDEX COMMINGLED POO	—	—	—	$2K	<0.1%
SPARTAN GLOBAL EX US INDEX POOL A	—	—	—	$2K	<0.1%
FIAM TARGET DATE TREASURY BILL INDE	—	—	—	$2K	<0.1%
FIAM TARGET DATE 0-5 YEAR INFLATION	—	—	—	$1K	<0.1%
FIAM TARGET DATE TREASURY BILL INDE	—	—	—	$777	<0.1%
FIAM INTL DEVMK BD A	—	—	—	$741	<0.1%
FIAM TARGET DATE 5+ YEAR INFLATION-	—	—	—	$713	<0.1%
FIAM INTL DEVMK BD A	—	—	—	$568	<0.1%
FIAM TARGET DATE LONG TERM TREASURY	—	—	—	$517	<0.1%