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Original filing (PDF)20260114131237NAL0017702915001
MMS HOLDINGS INC.
Form 5500
FILING_RECEIVED
MMS HOLDINGS INC. 401(K) PROFIT SHARING PLAN AND TRUST
401(k) retirement plan
Signals · 1
Late filing · 1.9 mo
Active participants
145
Accounts w/ balance
91
Plan assets (EOY)
$13.7M
Net assets (EOY)
$13.7M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
92
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- Filed 1.9 months past the 10.5-month grace window.
- 63% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MMS HOLDINGS INC..
Plan sponsor
Name
MMS HOLDINGS INC.
EIN
20-3236367
Address
6880 COMMERCE BOULEVARD · CANTON, MI · 48187
Phone
(734) 245-0310
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-01-14
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HARDING, SHYMANSKI & COMPANY, PSC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYCHEX SECURITIES CORPORATION | 16-1486352 | — | RECORDKEEPER | $19K | — |
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $2K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MMA SECURITIES LLC | — | NEW YORK, NY | INVESTMENT ADVISOR | $13K | — |
| J SMITH LANIER A MARSH MCLENNAN AGE | — | DALLAS, TX | INVESTMENT ADVISOR | $0 | — |
Investments
27 direct securities· $13.6M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2045 Fund Mutual Fund | — | — | — | $2.4M | 17.5% | |
| Vanguard Target Retirement 2040 Fund Mutual Fund | — | — | — | $1.9M | 14.0% | |
| Vanguard Target Retirement 2055 Fund Mutual Fund | — | — | — | $1.9M | 13.8% | |
| Vanguard Target Retirement 2035 Fund Mutual Fund | — | — | — | $1.8M | 13.4% | |
| Vanguard Target Retirement 2050 Fund Mutual Fund | — | — | — | $1.6M | 12.1% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $607K | 4.4% | |
| Vanguard Target Retirement 2025 Fund Mutual Fund | — | — | — | $533K | 3.9% | |
| Vanguard Intermediate-Term Bond Index Fund Admiral Shares Mutual Fund | — | — | — | $445K | 3.3% | |
| Federated Hermes Government Obligations Fund Advisor Money Market Fund | — | — | — | $404K | 3.0% | |
| Fidelity Advisor Equity Growth Fund - Class M Mutual Fund | — | — | — | $342K | 2.5% | |
| Vanguard Developed Markets Index Fund Admiral Shares Mutual Fund | — | — | — | $297K | 2.2% | |
| Vanguard Target Retirement 2060 Fund Mutual Fund | — | — | — | $261K | 1.9% | |
| PIMCO Global Bond Opportunities Fund (U.S. Dollar-Hedged) Class A Mutual Fund | — | — | — | $204K | 1.5% | |
| Dodge & Cox Stock Fund Class I Mutual Fund | — | — | — | $194K | 1.4% | |
| Vanguard High-Yield Corporate Fund Admiral Shares Mutual Fund | — | — | — | $175K | 1.3% | |
| Vanguard Mid-Cap Value Index Fund Admiral Shares Mutual Fund | — | — | — | $101K | 0.7% | |
| JPMorgan Mid Cap Growth Fund Class R5 Mutual Fund | — | — | — | $85K | 0.6% | |
| American Funds New World Fund Class R-6 Mutual Fund | — | — | — | $77K | 0.6% | |
| Vanguard Small Cap Value Index Fund Admiral Shares Mutual Fund | — | — | — | $71K | 0.5% | |
| American Funds New Perspective Fund Class R-1 Mutual Fund | — | — | — | $37K | 0.3% | |
| Vanguard Total Bond Market Index Fund Admiral Shares Mutual Fund | — | — | — | $25K | 0.2% | |
| Vanguard Target Retirement 2065 Fund Mutual Fund | — | — | — | $22K | 0.2% | |
| Vanguard Mid-Cap Index Fund Admiral Shares Mutual Fund | — | — | — | $20K | 0.1% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $14K | 0.1% | |
| Vanguard Short-Term Federal Fund Investor Shares Mutual Fund | — | — | — | $4K | <0.1% | |
| BlackRock Inflation Protected Bond Fund Class K Mutual Fund | — | — | — | $4K | <0.1% | |
| Vanguard Wellesley Income Fund Admiral Shares Mutual Fund | — | — | — | $3K | <0.1% |