Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $17K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Mutual Funds | — | — | — | $3.7M | 27.2% | |
| Vanguard FTSE Developed Markets Mutual Funds | — | — | — | $3.0M | 22.0% | |
| Exhibit B – Schedule of Delinquent Participant Contributions Participant Total that Constitute Nonexempt Prohibited Transactions Total Fully Contributions Corrected Under Transferred Late VFCP and PTE to Plan | — | — | — | $2.6M | 19.2% | |
| SDRP Portfolio S&P 500 Mutual Funds | — | — |
| — |
| $1.9M |
| 14.0% |
| Vanguard FTSE Emerging Markets Mutual Funds | — | — | — | $1.1M | 7.8% |
| iShares Core Total US Bond Market Mutual Funds | — | — | — | $968K | 7.1% |
| SPDR Portfolio S&P 400 Mid Cap Mutual Funds | — | — | — | $724K | 5.3% |
| SPDR S&P 600 Small Cap Value Mutual Funds | — | — | — | $560K | 4.1% |
| Goldman Sachs ActiveBeta US Large Cap Mutual Funds | — | — | — | $249K | 1.8% |
| Late/Missed Year Contributions Loan Repayments Total 2024 | — | — | $3K | $219K | 1.6% |
| Vanguard Total International Bond Mutual Funds | — | — | — | $216K | 1.6% |
| iShares Emerging Markets USD Bond Mutual Funds | — | — | — | $193K | 1.4% |
| iShares ESG Aware MSCI USA Mutual Funds | — | — | — | $159K | 1.2% |
| iShares ESG Aware MSCI EAFE Mutual Funds | — | — | — | $75K | 0.6% |
| Goldman Sachs ActiveBeta International Mutual Funds | — | — | — | $57K | 0.4% |
| Invesco QQQ Trust Mutual Funds | — | — | — | $47K | 0.3% |
| Goldman Sachs ActiveBeta Europe Equity Mutual Funds | — | — | — | $35K | 0.3% |
| iShares ESG Aware MSCI EM Mutual Funds | — | — | — | $34K | 0.2% |
| Goldman Sachs ActiveBeta Emerging Markets Mutual Funds | — | — | — | $23K | 0.2% |
| Schwab U.S. Broad Market Mutual Funds | — | — | — | $22K | 0.2% |
| Vanguard Small-Cap Value Mutual Funds | — | — | — | $22K | 0.2% |
| SPDR S&P Kensho New Economies Mutual Funds | — | — | — | $21K | 0.2% |
| TCW Transform 500 Mutual Funds | — | — | — | $21K | 0.2% |
| GraniteShares Bloomberg Commodity Mutual Funds ** 710 * Invesco Emerging Mkt Sovereign Debt Mutual Funds ** 96 * iShares 0-5 Year TIPS Bond Mutual Funds | — | — | — | $19K | 0.1% |
| iShares ESG Aware U.S. Aggregate Mutual Funds | — | — | — | $17K | 0.1% |
| iShares ESG Aware MSCI USA SC Mutual Funds | — | — | — | $16K | 0.1% |
| Vanguard Value Mutual Funds | — | — | — | $16K | 0.1% |
| Cash Interest Bearing Cash | — | — | — | $15K | 0.1% |
| Goldman Sachs ActiveBeta Japan Equity Mutual Funds | — | — | — | $14K | 0.1% |
| iShares MSCI ACWI Low Carbon Mutual Funds | — | — | — | $13K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Mutual Funds | — | — | — | $13K | <0.1% |
| Vanguard Mid-Cap Value Mutual Funds | — | — | — | $12K | <0.1% |
| Goldman Sachs Access U.S. Aggregate Bond Mutual Funds | — | — | — | $12K | <0.1% |
| Schwab U.S. REIT Mutual Funds | — | — | — | $9K | <0.1% |
| Vanguard Dividend Appreciation Mutual Funds | — | — | — | $9K | <0.1% |
| Goldman Sachs Access Inv Grade Corporate Mutual Funds | — | — | — | $9K | <0.1% |
| Goldman Sachs Access Emerging Markets Mutual Funds | — | — | — | $8K | <0.1% |
| Goldman Sachs Treasury Access 01 Year Mutual Funds | — | — | — | $8K | <0.1% |
| Vanguard Short-Term Inflation Mutual Funds | — | — | — | $7K | <0.1% |
| Vanguard Small-Cap Stock Mutual Funds ** 25 * Vanguard LongTerm Government Bond Mutual Funds | — | — | — | $6K | <0.1% |
| iShares ESG Aware USD Corporate Mutual Funds | — | — | — | $6K | <0.1% |
| SPDR S&P 500 Fossil Fuel Reserves Mutual Funds | — | — | — | $5K | <0.1% |
| iShares Core MSCI Emerging Markets Mutual Funds ** 865 * JPMorgan Utltra-Short Income Mutual Funds | — | — | — | $5K | <0.1% |
| SPDR MSCI EAFE Fossil Fuel Free Mutual Funds | — | — | — | $3K | <0.1% |
| iShares Core MSCI EAFE Mutual Funds ** 591 * iShares Trust iShares USD Green Bond Mutual Funds | — | — | — | $3K | <0.1% |
| Vanguard Global ex-U.S. Real Estate Mutual Funds | — | — | — | $2K | <0.1% |
| SPDR MSCI Emerging Mkt Fossil Fuel Free Mutual Funds | — | — | — | $1K | <0.1% |
