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Original filing (PDF)20251013161212NAL0002369024001
EMERALD X, LLC
Form 5500
FILING_RECEIVED
EMERALD X, LLC 401(K) PLAN
401(k) retirement plan
Active participants
676
Accounts w/ balance
927
Plan assets (EOY)
$92.9M
Net assets (EOY)
$92.9M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (9 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EMERALD X, LLC.
Plan sponsor
Name
EMERALD X, LLC
EIN
13-3754838
Address
31910 DEL OBISPO, SUITE 200 · SAN JUAN CAPISTRANO, CA · 92675
Phone
(949) 226-5747
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $9K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $33K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERCER INVESTMENTS LLC | 30-0282430 | — | PLAN SPONSOR | $40K | — |
Investments
32 direct securities · 1 pooled fund· $96.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$93.1M
32 holdings
Common Collective Trust
$2.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity FID 500 INDEX | — | — | — | $9.8M | 10.5% | |
| Fidelity FID GROWTH CO K | — | — | — | $8.7M | 9.3% | |
| Fidelity FID FDM IDX 2035 IPR | — | — | — | $7.4M | 8.0% | |
| Fidelity FID FDM IDX 2040 IPR | — | — | — | $6.9M | 7.5% | |
| Fidelity FID FDM IDX 2045 IPR | — | — | — | $6.7M | 7.2% | |
| Fidelity FID FDM IDX 2030 IPR | — | — | — | $6.1M | 6.6% | |
| Fidelity FID FDM IDX 2050 IPR | — | — | — | $5.7M | 6.1% | |
| T. Rowe Price TRP BLUE CHIP GRTH | — | — | — | $5.3M | 5.7% | |
| Fidelity FID FDM IDX 2025 IPR | — | — | — | $5.0M | 5.4% | |
| Fidelity FID FDM IDX 2055 IPR | — | — | — | $4.2M | 4.5% | |
| Putnam PUTN LG CAP VAL R6 | — | — | — | $3.5M | 3.7% | |
| Fidelity MIP CL 1 | — | — | — | $3.1M | 3.3% | |
| MIP CL 1 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $2.9M | 3.1% | |
| Fidelity FID INTL INDEX | — | — | — | $2.4M | 2.6% | |
| PIMCO PIM TOTAL RT INST | — | — | — | $2.4M | 2.5% | |
| Fidelity FID FDM IDX 2060 IPR | — | — | — | $2.1M | 2.3% | |
| Federated Hermes FH UST CASH RSV IS | — | — | — | $2.0M | 2.1% | |
| INV * Fidelity FID DIVERSIFD INTL K | — | — | — | $1.7M | 1.8% | |
| Fidelity FID FDM IDX 2020 IPR | — | — | — | $1.6M | 1.7% | |
| DFA EMRG MKT CORE | — | — | — | $1.2M | 1.3% | |
| Vanguard VANG TOT BD MKT ADM | — | — | — | $1.2M | 1.3% | |
| Hartford HRTFRD MIDCAP HLS IA | — | — | — | $1.0M | 1.1% | |
| Fidelity FID EXTD MKT IDX | — | — | — | $903K | 1.0% | |
| EQ MGL MID CP GR I | — | — | — | $847K | 0.9% | |
| Conestoga SM CAP | — | — | — | $746K | 0.8% | |
| Fidelity FID FDM IDX INC IPR | — | — | — | $681K | 0.7% | |
| Participant Loans Interest rates ranging from $0 | — | — | — | $582K | 0.6% | |
| American Beacon ABF SM CAP VAL R5 | — | — | — | $536K | 0.6% | |
| Fidelity FID FDM IDX 2065 IPR | — | — | — | $411K | 0.4% | |
| PIMCO PIM REAL RETURN INST | — | — | — | $386K | 0.4% | |
| Northern Trust NTN GLB STNBLTY IDX | — | — | — | $255K | 0.3% | |
| Fidelity FID FDM IDX 2005 IPR ** - * Fidelity FID FDM IDX 2010 IPR | — | — | — | $15K | <0.1% | |
| Fidelity FID FDM IDX 2015 IPR | — | — | — | $6K | <0.1% |
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