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Original filing (PDF)20251003172911NAL0003943490001
SCANDINAVIAN HOME, INC.
Form 5500
FILING_RECEIVED
SCANDINAVIAN HOME DC PLAN
403(b) retirement plan
Signals · 1
~123 bps in Sched C fees
Active participants
22
Accounts w/ balance
110
Plan assets (EOY)
$3.4M
Net assets (EOY)
$3.4M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 123 bps in Schedule C fees — 136% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SCANDINAVIAN HOME, INC..
Plan sponsor
Name
SCANDINAVIAN HOME, INC.
EIN
05-0262584
Address
1811 BROAD STREET · CRANSTON, RI · 029053533
Phone
(401) 461-1433
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CITRIN COOPERMAN & COMPANY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANDARD RETIREMENT SERVICES | 25-1838406 | — | CUSTODIAN | $0 | — |
Recordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | RECORDKEEPER | $29K | — |
| METROPOLITAN LIFE INSURANCE COMPANY | 13-5581829 | — | RECORDKEEPER | $84 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL CORPORATION RPCP | 04-3046611 | — | ADVISOR | $13K | — |
Investments
26 direct securities· $3.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral | — | — | — | $431K | 12.6% | |
| Vanguard Growth Index ADM | — | — | — | $381K | 11.1% | |
| Investments at contract value * Standard Stable value fund, Stable Asset Fund A | — | — | — | $272K | 8.0% | |
| Dodge & Cox Income | — | — | — | $260K | 7.6% | |
| Vanguard Developed Markets IDX Admiral | — | — | — | $231K | 6.7% | |
| American Funds 2030 Target Date Retire R6 | — | — | — | $227K | 6.6% | |
| American Funds 2035 Target Date Retire R6 | — | — | — | $210K | 6.1% | |
| Vanguard Value Index ADM | — | — | — | $201K | 5.9% | |
| American Funds 2045 Target Date Retire R6 | — | — | — | $178K | 5.2% | |
| American Funds 2040 Target Date Retire R6 | — | — | — | $139K | 4.1% | |
| Pioneer Strategic Income Y | — | — | — | $102K | 3.0% | |
| American Funds 2010 Target Date Retire R6 | — | — | — | $96K | 2.8% | |
| Blackrock Mid-Cap Growth Equity Portfolio Class K | — | — | — | $95K | 2.8% | |
| Vanguard Small Cap Index ADM | — | — | — | $95K | 2.8% | |
| Vanguard Mid-Cap Value Index Admiral | — | — | — | $93K | 2.7% | |
| American Funds 2025 Target Date Retire R6 | — | — | — | $89K | 2.6% | |
| Cash Interest -bearing cash 451 * Participant loans Outstanding participant loans (interest rate | — | — | — | $77K | 2.2% | |
| American Funds 2020 Target Date Retire R6 | — | — | — | $71K | 2.1% | |
| Vanguard Small Cap Growth Index Admiral | — | — | — | $45K | 1.3% | |
| Vanguard Small Cap Value Index Admiral | — | — | — | $43K | 1.3% | |
| American Funds New Perspective R6 | — | — | — | $28K | 0.8% | |
| American Funds 2050 Target Date Retire R6 | — | — | — | $20K | 0.6% | |
| American Funds 2055 Target Date Retire R6 173 American Funds 2060 Target Date Retire R6 | — | — | — | $15K | 0.4% | |
| Vanguard Balanced Index Admiral | — | — | — | $13K | 0.4% | |
| Metropolitan Life Insurance Fixed interest account, investment contract | — | — | — | $8K | 0.2% | |
| Invesco Developing Markets Fund | — | — | — | $3K | <0.1% |
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