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Original filing (PDF)20251013064906NAL0000333747001
WESTERN DIVERSIFIED PLASTICS, LLC
Form 5500
FILING_RECEIVED
WESTERN DIVERSIFIED PLASTICS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
532
Accounts w/ balance
580
Plan assets (EOY)
$9.0M
Net assets (EOY)
$9.0M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 64 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WESTERN DIVERSIFIED PLASTICS, LLC.
Plan sponsor
Name
WESTERN DIVERSIFIED PLASTICS, LLC
EIN
04-3807855
Address
53150 NORTH MAIN ST · MATTAWAN, MI · 49071
Phone
(269) 668-3393
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KRUGGEL LAWTON & COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $57K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
27 direct securities · 1 pooled fund· $7.4M(82% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$7.3M
27 holdings
Common Collective Trust
$72K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2030 I # | — | — | — | $1.7M | 19.1% | |
| T. Rowe Price Retirement 2025 I # | — | — | — | $920K | 10.3% | |
| T. Rowe Price Retirement 2055 I # | — | — | — | $912K | 10.2% | |
| T. Rowe Price Retirement 2035 I # | — | — | — | $840K | 9.4% | |
| T. Rowe Price Retirement 2040 I # | — | — | — | $722K | 8.0% | |
| T. Rowe Price Retirement 2045 I # | — | — | — | $672K | 7.5% | |
| T. Rowe Price Retirement 2050 I # | — | — | — | $491K | 5.5% | |
| T. Rowe Price Retirement 2020 I # | — | — | — | $275K | 3.1% | |
| Fidelity 500 Index # | — | — | — | $138K | 1.5% | |
| Fidelity Management Income Portfolio Class 2 # | — | — | — | $72K | 0.8% | |
| MIP CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $72K | 0.8% | |
| Thornburg International Value R6 # 333 JP Morgan Large Cap Growth R6 # | — | — | — | $65K | 0.7% | |
| Janus Henderson Enterprise N # | — | — | — | $59K | 0.7% | |
| T. Rowe Price Retirement 2015 I # | — | — | — | $56K | 0.6% | |
| Franklin Small Cap Value R6 # | — | — | — | $49K | 0.6% | |
| Columbia Emerging Markets Bond I3 # 233 BlackRock High Yield K # | — | — | — | $46K | 0.5% | |
| TCW Metropolitan West Total Return Bond P # 739 JP Morgan Equity Income R6 # | — | — | — | $46K | 0.5% | |
| Fidelity Low-Priced Stock K6 # | — | — | — | $37K | 0.4% | |
| DFA Real Estate Securities I # | — | — | — | $33K | 0.4% | |
| T. Rowe Price Retirement 2010 I # | — | — | — | $33K | 0.4% | |
| Fidelity Money Market # | — | — | — | $29K | 0.3% | |
| Fidelity Contrafund K6 # | — | — | — | $27K | 0.3% | |
| Principal Small Cap Growth I R6 # | — | — | — | $25K | 0.3% | |
| Vanguard Short-Term Federal Admiral # 186 Vanguard Emerging Markets Stock Index Admiral # | — | — | — | $24K | 0.3% | |
| Vanguard Mid-Cap Value Index Admiral # | — | — | — | $23K | 0.3% | |
| T. Rowe Price Retirement 2005 I # | — | — | — | $12K | 0.1% | |
| Fidelity Small Cap Index # | — | — | — | $2K | <0.1% | |
| Fidelity Mid Cap Index # | — | — | — | $2K | <0.1% |
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