Original filing (PDF)20251014150220NAL0004327312001

CENTER FOR RESPONSIVE SCHOOLS, INC.

Name: CENTER FOR RESPONSIVE SCHOOLS, INC. — CENTER FOR RESPONSIVE SCHOOLS, INC. 403(B) PLAN, Form 5500 (2024)
Creator: CENTER FOR RESPONSIVE SCHOOLS, INC.

Form 5500

FILING_RECEIVED

CENTER FOR RESPONSIVE SCHOOLS, INC. 403(B) PLAN

403(b) retirement plan

Active participants

Accounts w/ balance

132

Plan assets (EOY)

$7.4M

Net assets (EOY)

$7.4M

How this plan invests

This plan

2 pooled trusts

Schedule D

55 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTER FOR RESPONSIVE SCHOOLS, INC..

Plan sponsor

Name

CENTER FOR RESPONSIVE SCHOOLS, INC.

EIN

04-2733471

Address

85 AVENUE A · PO BOX 718 · TURNERS FALLS, MA · 013760718

Phone

(413) 863-8288

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

M.P.P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$20K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
EDWARD D JONES & CO LP	—	ST LOUIS, MO	INVESTMENT ADVISOR	$9K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
THE ANGELL PENSION GROUP INC	—	EAST PROVIDENCE, RI	CONTRACT ADMIN	$1K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$363	—

Investments

55 direct securities · 2 pooled funds· $7.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$6.9M

52 holdings

Guaranteed Income / GIC

$458K

1 holding

Pooled Separate Accounts

$66K

1 holding

Pooled Separate Account

$66K

2 holdings

Mutual Funds

$11K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
CREF Social Choice R1	—	—	—	$925K	12.4%
American Funds 2020 TRGT DATE RETIRE R6 ** 1 American Funds 2025 TRGT DATE RETIRE R6	—	—	—	$750K	10.1%
CREF Growth R1	—	—	—	$624K	8.4%
American Funds 2045 Trgt Date Retire R6	—	—	—	$581K	7.8%
TIAA Traditional Benefit Responsive	—	—	—	$490K	6.6%
American Funds 2040 Trgt Date Retire R6	—	—	—	$482K	6.5%
* TIAA Traditional Non Benefit Responsive	Guaranteed Income / GIC	—	—	$458K	6.2%
Registered Investment Companies Variable Annuity Contracts * CREF Stock R1	—	—	—	$416K	5.6%
CREF Global Equities R1	—	—	—	$409K	5.5%
American Funds 2050 Trgt Date Retire R6	—	—	—	$236K	3.2%
Blackrock ISHARES S&P 500 Index K	—	—	—	$223K	3.0%
CREF Equity Index R1	—	—	—	$210K	2.8%
CREF Money Market R1	—	—	—	$202K	2.7%
American Funds 2055 Trgt Date Retire R6	—	—	—	$177K	2.4%
TIAA Access Nuv Lifecycle 2015 T4	—	—	—	$144K	1.9%
American Funds 2035 Trgt Date Retire R6	—	—	—	$139K	1.9%
CREF Core Bond R1	—	—	—	$130K	1.7%
American Funds 2030 Trgt Date Retire R6	—	—	—	$81K	1.1%
TIAA Access Nuv Lg Cap Gr T4	—	—	—	$81K	1.1%
American Funds Preservation Port R-6	—	—	—	$81K	1.1%
* TIAA Real Estate	Pooled Separate Accounts	—	—	$66K	0.9%
CREF Inflation-Linked Bond R1	—	—	—	$59K	0.8%
Participant Loans (interest at 6.50% - 9.50%) -0-	—	—	—	$58K	0.8%
MassMutual Mid Cap Growth I	—	—	—	$57K	0.8%
American Funds 2060 Trgt Date Retire R6	—	—	—	$51K	0.7%
TIAA Access Nuv Sm Cap Bl Ix T4	—	—	—	$42K	0.6%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$38K	0.5%
TIAA Access Nuv Lifecycle 2050 T4	—	—	—	$33K	0.4%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$28K	0.4%
TIAA Access Nuv Intl Equity T4	—	—	—	$28K	0.4%
American Funds Capital World Growth and Income Fund R6	—	—	—	$26K	0.4%
TIAA Access Nuv Real Est Sec Sel T4	—	—	—	$14K	0.2%
American Century International Growth R6 ** 936 American Funds 2010 TRGT DATE RETIRE R6	—	—	—	$14K	0.2%
TIAA Access Nuv Core Equity T4	—	—	—	$14K	0.2%
American Funds Fundamental Investors R6	—	—	—	$13K	0.2%
s * TIAA Access Nuv Core Pl Bd T4	Mutual Funds	—	—	$11K	0.1%
Blackrock Total Return Fund K	—	—	—	$11K	0.1%
TIAA Access Nuv Large Cap Res Equity T4	—	—	—	$11K	0.1%
Fixed Annuity Contracts MassMutual General Account	—	—	—	$10K	0.1%
TIAA Access Nuv Lrg Cap Val T4	—	—	—	$9K	0.1%
Blackrock ISHARES Russell Small/Mid-Cap Index K	—	—	—	$9K	0.1%
Invesco International Diversified R6	—	—	—	$8K	0.1%
Blackrock ISHARES U.S. Aggregate Bond Index K	—	—	—	$8K	0.1%
Victory NASDAQ-100 Index R6	—	—	—	$6K	<0.1%
TIAA Access Nuv Mid Cap Val T4	—	—	—	$6K	<0.1%
Blackrock ISHARES Russell Mid-Cap Index K	—	—	—	$5K	<0.1%
Invesco Diversified Dividend R6	—	—	—	$4K	<0.1%
TIAA Access Nuv Mid Cap Grw T4	—	—	—	$3K	<0.1%
PIMCO Real Return Instl	—	—	—	$3K	<0.1%
DWS Reef Real Estate Securities R6	—	—	—	$3K	<0.1%
American Funds American Balanced R6	—	—	—	$2K	<0.1%
Blackrock ISHARES Russell 2000 Small Cap Index K	—	—	—	$2K	<0.1%
Calvert Bond I	—	—	—	$2K	<0.1%
TIAA Access Nuv Qt Sm Cp Eq T4	—	—	—	$1K	<0.1%
Blackrock Global Dividend K	—	—	—	$1K	<0.1%
Fidelity Contrafund K	—	—	—	$1K	<0.1%
AB Global Bond Z	—	—	—	$1K	<0.1%