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Original filing (PDF)20251007083426NAL0004318049001
VERMONT PRECISION TOOLS, INC.
Form 5500
FILING_RECEIVED
VERMONT PRECISION TOOLS, INC. 401K PLAN XL1-VT
401(k) retirement plan
Signals · 1
36% in single holding
Active participants
282
Accounts w/ balance
284
Plan assets (EOY)
$12.9M
Net assets (EOY)
$12.9M
How this plan invests
This plan
1 pooled trust
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "T. Rowe Price Capital Appreciation T .Rowe Price 0" is 36% of plan.
- 52 bps in Schedule C fees — 78% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VERMONT PRECISION TOOLS, INC..
Plan sponsor
Name
VERMONT PRECISION TOOLS, INC.
EIN
03-0221054
Address
10 PRECISION LANE · PO BOX 182 · SWANTON, VT · 05488
Phone
(802) 868-4246
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
KITTELL, BRANAGAN & SARGENT
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT GROUP, INC. | 27-2037969 | — | RECORDKEEPER | $17K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILMINGTON TRUST | — | WILMINGTON, DE | ADVISOR | $49K | — |
Investments
26 direct securities · 1 pooled fund· $13.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$13.1M
26 holdings
Common Collective Trust
$308K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Capital Appreciation T .Rowe Price 0 | — | — | — | $4.8M | 36.9% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $1.9M | 14.9% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $1.4M | 11.2% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $931K | 7.2% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $751K | 5.8% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $570K | 4.4% | |
| Vanguard Explorer Adm Vanguard 0 | — | — | — | $536K | 4.2% | |
| JPMorgan Large Cap Growth R6 JPMorgan 0 | — | — | — | $532K | 4.1% | |
| Federated Hermes Capital Pres I Federated 0 | — | — | — | $473K | 3.7% | |
| FEDERATED HERMES CAPITAL PRES I FEDERATED HERMES · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $308K | 2.4% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $185K | 1.4% | |
| MFS Mid Cap Value R6 MFS 0 | — | — | — | $148K | 1.1% | |
| PGIM Total Return Bond R6 PGIM 0 | — | — | — | $146K | 1.1% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $136K | 1.1% | |
| Fidelity Extended Market Index Fidelity 0 | — | — | — | $124K | 1.0% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $82K | 0.6% | |
| Fidelity 500 Index Fund Fidelity 0 | — | — | — | $80K | 0.6% | |
| BlackRock Mid-Cap Growth Equity K BlackRock 0 | — | — | — | $58K | 0.4% | |
| Fidelity Inflation-Protected Bond Ind Fidelity 0 | — | — | — | $56K | 0.4% | |
| American Funds New World R6 American Funds 0 | — | — | — | $40K | 0.3% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $33K | 0.3% | |
| MFS Value R6 MFS 0 | — | — | — | $30K | 0.2% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $30K | 0.2% | |
| JPMorgan Small Cap Value R6 JPMorgan 0 | — | — | — | $25K | 0.2% | |
| American Funds EuroPacific Gr R6 American Funds 0 | — | — | — | $14K | 0.1% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $5K | <0.1% | |
| BlackRock High Yield Portfolio K BlackRock 0 | — | — | — | $4K | <0.1% |
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