Original filing (PDF)20251006162930NAL0006953008001

BLUE JAY TRANSIT INC.

Name: BLUE JAY TRANSIT INC. — BLUE JAY TRANSIT INC 401(K), Form 5500 (2024)
Creator: BLUE JAY TRANSIT INC.

Form 5500

FILING_RECEIVED

BLUE JAY TRANSIT INC 401(K)

401(k) retirement plan

Signals · 1

29% in single holding

Active participants

447

Accounts w/ balance

762

Plan assets (EOY)

$14.0M

Net assets (EOY)

$14.0M

How this plan invests

This plan

40 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Vanguard Total Stock Market ETF Exchange traded funds" is 29% of plan.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BLUE JAY TRANSIT INC..

Plan sponsor

Name

BLUE JAY TRANSIT INC.

EIN

99-2059684

Address

382 NE 191ST ST · #20388 · MIAMI, FL · 331793899

Phone

(866) 205-2442

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

HALLOWELL 401(K) ASSURANCE, LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
BETTERMENT FOR BUSINESS, LLC	47-4872674	NEW YORK, NY	RECORDKEEPER	$45K	—

Investments

40 direct securities· $14.0M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Total Stock Market ETF Exchange traded funds	—	—	—	$4.1M	29.0%
Vanguard FTSE Developed Markets Exchange traded funds	—	—	—	$3.1M	22.3%
Schwab U.S. Mid-Cap ETF Exchange traded funds 129 b SPDR S&P Emerging Markets ETF Exchange traded funds 7 b SPDR Portfolio S&P 500 ETF Exchange traded funds	—	—	—	$1.9M	13.5%
Vanguard Large-Cap ETF - DNQ Exchange traded funds ** 846 b Vanguard FTSE Emerging Markets Exchange traded funds	—	—	—	$1.1M	8.0%
iShares Core Total US Bond Market ETF Exchange traded funds	—	—	—	$1.1M	8.0%
SPDR Portfolio S&P 400 Mid Cap Exchange traded funds	—	—	—	$734K	5.3%
SPDR Portfolio S&P 600 Small Cap ETF Exchange traded funds	—	—	—	$551K	3.9%
iShares Trust iShares USD Green Bond ETF Exchange traded funds ** 95 b Vanguard Total International Bond ETF Exchange traded funds	—	—	—	$231K	1.6%
SPDR MSCI Emerging Markets Fossil Fuel Free ETF Exchange traded funds 20 b SPDR MSCI EAFE Fossil Fuel Free ETF Exchange traded funds 140 b iShares Emerging Markets USD Bond ETF Exchange traded funds	—	—	—	$215K	1.5%
Vanguard Value ETF Exchange traded funds	—	—	—	$175K	1.3%
iShares ESG Aware MSCI USA ETF Exchange traded funds	—	—	—	$119K	0.9%
Goldman Sachs TreasuryAccess 01 Year ETF Exchange traded funds	—	—	—	$87K	0.6%
Goldman Sachs ActiveBeta US Large Cap Equity Exchange traded funds	—	—	—	$74K	0.5%
As of December 31, 2024 b Vanguard Small-Cap Stock ETF Exchange traded funds ** 127 b Vanguard Small-Cap Value ETF Exchange traded funds	—	—	—	$68K	0.5%
Vanguard Mid-Cap Value ETF Exchange traded funds	—	—	—	$66K	0.5%
Vanguard U.S. Large-Cap Growth Equity ETF Exchange traded funds	—	—	—	$41K	0.3%
JPMorgan Ultra-Short Income Exchange traded funds	—	—	—	$39K	0.3%
iShares ESG Aware MSCI EAFE ETF Exchange traded funds	—	—	—	$38K	0.3%
SPDR S&P 500 Fossil Fuel Reserves Free ETF Exchange traded funds ** 208 b iShares 0-5 Year TIPS Bond ETF Exchange traded funds	—	—	—	$27K	0.2%
Goldman Sachs ActiveBeta International Equity Exchange traded funds	—	—	—	$24K	0.2%
SPDR S&P Kensho New Economies Composite ETF Exchange traded funds	—	—	—	$18K	0.1%
iShares ESG Aware MSCI EM ETF Exchange traded funds	—	—	—	$16K	0.1%
Year Transferred Late to Plan (1) Not Corrected Outside VFCP 2002-51 2021 15,443 -	—	—	—	$15K	0.1%
TCW Transform 500 ETF Exchange traded funds	—	—	—	$14K	0.1%
iShares MSCI ACWI Low Carbon Target ETF Exchange traded funds ** 519 b iShares ESG Aware U.S. Aggregate Bond ETF Exchange traded funds	—	—	—	$13K	<0.1%
Schwab U.S. REIT ETF Exchange traded funds	—	—	—	$10K	<0.1%
iShares ESG Aware MSCI USA Small-Cap ETF Exchange traded funds	—	—	—	$10K	<0.1%
Participant Loans bearingbinterest rate -	—	—	—	$9K	<0.1%
Vanguard Global ex-U.S. Real Estate ETF Exchange traded funds	—	—	—	$8K	<0.1%
Vanguard Short-Term Inflation-Protected Securities ETF Exchange traded funds	—	—	—	$7K	<0.1%
Goldman Sachs Access U.S. Aggregate Bond ETF Exchange traded funds ** 491 b Goldman Sachs ActiveBeta Emerging Markets Equity Exchange traded funds	—	—	—	$7K	<0.1%
Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange traded funds	—	—	—	$6K	<0.1%
Vanguard LongTerm Government Bond Exchange traded funds ** 540 b Vanguard Dividend Appreciation ETF Exchange traded funds	—	—	—	$6K	<0.1%
GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF Exchange traded funds	—	—	—	$6K	<0.1%
Goldman Sachs ActiveBeta Europe Equity ETF Exchange traded funds	—	—	—	$5K	<0.1%
Goldman Sachs Access Inflation Protected USD Bond ETF Exchange traded funds ** 98 b iShares Core MSCI EAFE ETF Exchange traded funds	—	—	—	$5K	<0.1%
iShares ESG Aware USD Corporate Bond ETF Exchange traded funds	—	—	—	$4K	<0.1%
Goldman Sachs ActiveBeta Japan Equity ETF Exchange traded funds	—	—	—	$2K	<0.1%
iShares Core MSCI Emerging Markets ETF Exchange traded funds	—	—	—	$1K	<0.1%
iShares Short Duration Bond Active ETF Exchange traded funds 3 b Invesco Emerging Markets Sovereign Debt ETF Exchange traded funds 105 b Schwab U.S. Broad Market ETF Exchange traded funds	—	—	—	$1K	<0.1%