Back to filter
Original filing (PDF)20250820193846NAL0003560481001
AQUA ENGINEERS, INC.
Form 5500
FILING_RECEIVED
AQUA ENGINEERS, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
91
Accounts w/ balance
107
Plan assets (EOY)
$16.8M
Net assets (EOY)
$16.8M
How this plan invests
This plan
13 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (9 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AQUA ENGINEERS, INC..
Plan sponsor
Name
AQUA ENGINEERS, INC.
EIN
99-0202762
Address
3560 KOLOA ROAD · KALAHEO, HI · 967419160
Phone
(808) 332-7381
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-20
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
N&K CPAS, INC.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $16K | — |
Investments
18 direct securities · 13 pooled funds· $16.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$13.3M
11 holdings
Uncategorized
$3.3M
18 holdings
Pooled Separate Account
$233K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRINCIPAL LT 2035 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 010 | Common Collective Trust | — | $0 | $3.2M | 19.1% | |
| PRINCIPAL LT 2030 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 003 | Common Collective Trust | — | $0 | $3.1M | 18.5% | |
| PRINCIPAL LT 2045 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 011 | Common Collective Trust | — | $0 | $1.9M | 11.2% | |
| PRINCIPAL LT 2025 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 009 | Common Collective Trust | — | $0 | $1.8M | 10.5% | |
| PRINCIPAL LT 2050 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 005 | Common Collective Trust | — | $0 | $1.5M | 9.2% | |
| Fidelity 500 Index Fund | — | — | $0 | $1.0M | 6.3% | |
| PRINCIPAL LT 2055 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 012 | Common Collective Trust | — | $0 | $586K | 3.5% | |
| PRINCIPAL LT 2020 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 002 | Common Collective Trust | — | $0 | $531K | 3.2% | |
| PRINCIPAL LT 2040 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 004 | Common Collective Trust | — | $0 | $475K | 2.8% | |
| Fidelity US Bond Index Fund | — | — | $0 | $439K | 2.6% | |
| Prin Core Fix Inc Sep Acct-Z | — | — | $0 | $382K | 2.3% | |
| Fidelity Sm Cap Index Fund | — | — | $0 | $252K | 1.5% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $192K | 1.1% | |
| Prin MidCap Value I SA-Z | — | — | $0 | $192K | 1.1% | |
| JP Morgan Large Cap Gr R6 Fd | — | — | $0 | $166K | 1.0% | |
| PIMCO Income Institutional Fd | — | — | $0 | $160K | 1.0% | |
| PRINCIPAL LT 2060 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 007 | Common Collective Trust | — | $0 | $154K | 0.9% | |
| Fidelity Mid Cp Index Fund | — | — | $0 | $154K | 0.9% | |
| Fidelity International Idx Fd | — | — | $0 | $151K | 0.9% | |
| BlackRock Md-Cp Gr Eq K Fd | — | — | $0 | $91K | 0.5% | |
| Amer Century Sml Cap Val R6 Fd | — | — | $0 | $68K | 0.4% | |
| PRINCIPAL LT 2065 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 013 | Common Collective Trust | — | $0 | $44K | 0.3% | |
| TIAA-CREF Real Est Sec Inst Fd | — | — | $0 | $40K | 0.2% | |
| PRIN MIDCAP VALUE I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 043 | Pooled Separate Account | — | — | $40K | 0.2% | |
| Am Fds EuroPacific Grth R6 Fd | — | — | $0 | $39K | 0.2% | |
| Principal LT 2070 CIT Tier I | — | — | $0 | $36K | 0.2% | |
| AB Small Cap Grwth Port Z Fd | — | — | $0 | $18K | 0.1% | |
| Columbia Div Income I3 Fund | — | — | $0 | $13K | <0.1% | |
| Participant loans | — | — | — | $10K | <0.1% | |
| Principal Guaranteed Option | — | — | $0 | $2K | <0.1% | |
| PRINCIPAL LT 2070 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 014 | Common Collective Trust | — | — | $2K | <0.1% |
Related plans
Other plans using PRINCIPAL LIFE INSURANCE COMPANY
BOARD OF TRUSTEES OF THE I.A.M. NATIONAL PENSION FUND
IAM NATIONAL PENSION FUND
$15.0B · 102,863 participants
CHEVRON CORPORATION
CHEVRON MASTER PENSION TRUST
$12.2B
AMERICAN EXPRESS COMPANY AND ITS PARTICIPATING SUBSIDIARIES
AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
$9.1B · 25,049 participants
LOWE'S COMPANIES, INC.
LOWES 401(K) PLAN
$8.6B · 263,650 participants
HDR, INC.
HDR, INC. BEST PLAN AND ESOP
$7.7B · 12,137 participants
BURNS & MCDONNELL, INC
BURNS & MCDONNELL, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$5.5B · 10,567 participants
Similar-size Utilities plans
TOTAL WATER TREATMENT SYSTEMS, INC.
TOTAL WATER TREATMENT SYSTEMS, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$16.8M · 145 participants
THE YORK WATER COMPANY
THE YORK WATER COMPANY 401(K) PLAN
$16.5M · 124 participants
BONITA SPRINGS UTILITIES, INC.
BONITA SPRINGS UTILITIES, INC. 401(K) PROFIT SHARING PLAN
$15.8M · 125 participants
MARLO INCORPORATED OF RACINE, WISCONSIN
MARLO INCORPORATED OF RACINE, WISCONSIN 401(K) PROFIT SHARING PLAN
$15.3M · 107 participants
EPCOR USA, INC.
EPCOR WATER (USA), INC. PENSION PLAN
$15.1M · 40 participants
WMS SALES, INC.
WMS SALES, INC. 401 (K) PLAN
$18.5M · 28 participants
Large plans in Hawaii
THE QUEEN'S HEALTH SYSTEMS
THE QUEEN'S HEALTH SYSTEMS RETIREMENT SAVINGS PLAN
$2.0B · 9,266 participants
HAWAIIAN ELECTRIC INDUSTRIES, INC.
RETIREMENT PLAN FOR EMPLOYEES OF HAWAIIAN ELECTRIC INDUSTRIES, INC. AND PARTICIPATING SUBSIDIARIES
$1.9B · 2,139 participants
HAWAI'I PACIFIC HEALTH
HAWAI'I PACIFIC HEALTH 403(B) SAVINGS PLAN
$1.5B · 7,654 participants
HAWAIIAN ELECTRIC INDUSTRIES, INC.
HAWAIIAN ELECTRIC INDUSTRIES RETIREMENT SAVINGS PLAN AND AMERICAN SAVINGS BANK 401(K) PLAN MASTER TRUST
$967.1M
BANK OF HAWAII
BANK OF HAWAII RETIREMENT SAVINGS PLAN
$819.9M · 1,861 participants
HAWAIIAN ELECTRIC INDUSTRIES, INC.
HAWAIIAN ELECTRIC INDUSTRIES RETIREMENT SAVINGS PLAN
$780.7M · 2,688 participants