Back to filter
Original filing (PDF)20250925050940NAL0008838832001
BOWERS AND KUBOTA CONSULTING
Form 5500
FILING_RECEIVED
BOWERS & KUBOTA CONSULTING 401K PROFIT SHARING & RETIREMENT PLAN
401(k) retirement plan
Signals · 1
31% in single holding
Active participants
284
Accounts w/ balance
340
Plan assets (EOY)
$59.5M
Net assets (EOY)
$59.5M
How this plan invests
This plan
45 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "VANGUARD 500 INDEX FUND - ADM" is 31% of plan.
Helping the score
- Below-peer total fees (4 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOWERS AND KUBOTA CONSULTING.
Plan sponsor
Name
BOWERS AND KUBOTA CONSULTING
EIN
99-0201320
Address
94 408 AKOKI ST 201 A · WAIPAHU, HI · 96797
Phone
(808) 836-7787
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CW ASSOCIATES CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $6K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GENEOS WEALTH MANAGEMENT, INC. | 02-0580939 | — | INVESTMENT/FINANCIAL ADVI | $15K | — |
Investments
45 direct securities· $59.0M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $18.1M | 30.5% | |
| VANGUARD BAL IDX - ADM | Registered Investment Companies | — | — | $9.1M | 15.3% | |
| FIDELITY ADVISOR GROWTH OPPS A | Registered Investment Companies | — | — | $7.5M | 12.5% | |
| PIMCO INCOME FUND - INSTL | Registered Investment Companies | — | — | $2.8M | 4.8% | |
| MFS CONS ALLOC - R4 | Registered Investment Companies | — | — | $2.4M | 4.1% | |
| VANGUARD INFO TECH IDX ADMIRAL | Registered Investment Companies | — | — | $2.4M | 4.0% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $1.7M | 2.9% | |
| VANGUARD FEDERAL MM INV | Registered Investment Companies | — | — | $1.6M | 2.6% | |
| WESTERN ASSET INTERM BD I | Registered Investment Companies | — | — | $1.3M | 2.2% | |
| TROWEPRICE RETIREMENT 2040 INV | Registered Investment Companies | — | — | $1.1M | 1.9% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $1.0M | 1.7% | |
| VANGUARD WELLESLEY INCOME-ADMR | Registered Investment Companies | — | — | $946K | 1.6% | |
| FEDERATED TOTAL RETURN BOND R6 | Registered Investment Companies | — | — | $855K | 1.4% | |
| AMERICAN MUTUAL R4 | Registered Investment Companies | — | — | $809K | 1.4% | |
| MFS INTERNATIONAL GROWTH R4 | Registered Investment Companies | — | — | $715K | 1.2% | |
| INVESCO GLOBAL Y | Registered Investment Companies | — | — | $651K | 1.1% | |
| BLACKROCK HIGH YIELD INST | Registered Investment Companies | — | — | $638K | 1.1% | |
| MFS GRTH ALLOC R4 | Registered Investment Companies | — | — | $523K | 0.9% | |
| TROWEPRICE RETIREMENT 2050 INV | Registered Investment Companies | — | — | $455K | 0.8% | |
| VANGUARD MATERIALS INDEX ADM | Registered Investment Companies | — | — | $421K | 0.7% | |
| VANGUARD UTIL IDX ADM | Registered Investment Companies | — | — | $407K | 0.7% | |
| MFS INTL INTRINSIC VALUE - R4 | Registered Investment Companies | — | — | $395K | 0.7% | |
| TROWE PRICE HEALTH SCIENCES | Registered Investment Companies | — | — | $390K | 0.7% | |
| AMERICAN FUNDS NEW WRLD - R4 | Registered Investment Companies | — | — | $380K | 0.6% | |
| COHEN & STEERS PRF SEC & INC I | Registered Investment Companies | — | — | $235K | 0.4% | |
| VANGUARD MIDCAP GROWTH IDX ADM | Registered Investment Companies | — | — | $217K | 0.4% | |
| VANGUARD FTSE SOCIAL INDEX ADM | Registered Investment Companies | — | — | $175K | 0.3% | |
| TCW METWEST LOW DUR BOND I | Registered Investment Companies | — | — | $170K | 0.3% | |
| T.ROWE PRICE RETIRE BALANCED | Registered Investment Companies | — | — | $163K | 0.3% | |
| MFS INTL DIVERSIFICATION R4 | Registered Investment Companies | — | — | $160K | 0.3% | |
| FIRST EAGLE GOLD R6 | Registered Investment Companies | — | — | $154K | 0.3% | |
| VAN GLOBAL EQUITY - INV | Registered Investment Companies | — | — | $148K | 0.2% | |
| VANGUARD SM CP GR IDX -ADMIRAL | Registered Investment Companies | — | — | $122K | 0.2% | |
| TROWEPRICE RETIREMENT 2030 INV | Registered Investment Companies | — | — | $115K | 0.2% | |
| VANGUARD PACIFIC STOCK IDX ADM | Registered Investment Companies | — | — | $111K | 0.2% | |
| TROWEPRICE RETIREMENT 2060 INV | Registered Investment Companies | — | — | $105K | 0.2% | |
| VANGUARD EUROPEAN STK IDX ADM | Registered Investment Companies | — | — | $80K | 0.1% | |
| TROWEPRICE RETIRE 2020 INV | Registered Investment Companies | — | — | $67K | 0.1% | |
| TROWEPRICE RETIREMENT 2015 INV | Registered Investment Companies | — | — | $62K | 0.1% | |
| VANGUARD REAL ESTATE INDEX ADM | Registered Investment Companies | — | — | $55K | <0.1% | |
| PIMCO REAL RETURN FUND - INSTL | Registered Investment Companies | — | — | $52K | <0.1% | |
| ALLSPRING SPECIAL MC VAL ADM | Registered Investment Companies | — | — | $40K | <0.1% | |
| FRANKLIN SMALL CAP VALUE - ADV | Registered Investment Companies | — | — | $21K | <0.1% | |
| PIONEER MULTI ASSET INCOME Y | Registered Investment Companies | — | — | $2K | <0.1% | |
| PIMCO INTL BOND USD HDGD I | Registered Investment Companies | — | — | $1K | <0.1% |