Original filing (PDF)20251014154410NAL0001605059001

I. KITAGAWA AND COMPANY, LIMITED

Name: I. KITAGAWA AND COMPANY, LIMITED — I. KITAGAWA AND COMPANY, LIMITED 401(K) RETIREMENT SAVINGS PLAN (003), Form 5500 (2024)
Creator: I. KITAGAWA AND COMPANY, LIMITED

Form 5500

FILING_RECEIVED

I. KITAGAWA AND COMPANY, LIMITED 401(K) RETIREMENT SAVINGS PLAN (003)

401(k) retirement plan

Signals · 4

Late participant contributions26% in single holdingCorrective distributions issuedHigh average account balance

Active participants

147

Accounts w/ balance

121

Plan assets (EOY)

$7.8M

Net assets (EOY)

$7.8M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 5K (1% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

High average account balance (91st percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for I. KITAGAWA AND COMPANY, LIMITED.

Plan sponsor

Name

I. KITAGAWA AND COMPANY, LIMITED

EIN

99-0045046

Address

400 E KAWILI ST · HILO, HI · 967205045

Phone

(808) 934-5200

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$8K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
ALPHAPOINT INC	—	CORONA DEL MAR, CA	INVESTMENT ADVISOR	$5K	—

Investments

28 direct securities· $7.6M(97% of reported assets)

Other securities

$7.4M

27 holdings

Participant loans

$222K

1 holding

					% of plan
Oakmark Equity & Income Investor 55,583 units	Other securities	—	$56K	$2.0M	25.7%
Franklin DynaTech Fund - A 4,957 units	Other securities	—	$5K	$866K	11.1%
Manning & Napier Pro-Blend Cons. Term S 58,177 units	Other securities	—	$58K	$748K	9.6%
Key Guaranteed Portfolio Fund 1.450 interest rate	Other securities	—	—	$490K	6.3%
Vanguard 500 Index Admiral 758 units	Other securities	—	—	$412K	5.3%
American Funds EuroPacific Gr R3 6,955 units	Other securities	—	$7K	$363K	4.7%
Columbia Dividend Income Instl 9,903 units	Other securities	—	$10K	$327K	4.2%
Janus Henderson Balanced T 5,351 units	Other securities	—	$5K	$244K	3.1%
Participant Loans 4.250 - 9.500 -	Participant loans	—	—	$222K	2.9%
T. Rowe Price 2055 Adv 11,065 units	Other securities	—	$11K	$218K	2.8%
T. Rowe Price 2025 Adv 11,866 units	Other securities	—	$12K	$195K	2.5%
T. Rowe Price 2040 Adv 6,415 units	Other securities	—	$6K	$193K	2.5%
AB Small Cap Growth A 2,679 units	Other securities	—	$3K	$170K	2.2%
T. Rowe Price 2050 Adv 8,386 units	Other securities	—	$8K	$156K	2.0%
Buffalo Mid Cap Discovery 6,604 units	Other securities	—	$7K	$153K	2.0%
T. Rowe Price 2035 Adv 7,200 units	Other securities	—	$7K	$150K	1.9%
JPMorgan Mid Cap Value A 3,426 units	Other securities	—	$3K	$121K	1.6%
Doubleline Core Fixed Income N 12,288 units	Other securities	—	$12K	$112K	1.4%
T. Rowe Price 2030 Adv 3,506 units	Other securities	—	$4K	$89K	1.1%
T. Rowe Price 2045 Adv 3,688 units	Other securities	—	$4K	$81K	1.0%
PIMCO Real Return Admin 6,566 units	Other securities	—	$7K	$65K	0.8%
Invesco Developing Markets A 1,671 units	Other securities	—	$2K	$65K	0.8%
Neuberger Berman Real Estate A 4,196 units	Other securities	—	$4K	$59K	0.8%
Forfeiture/Asset Holding Account -	Other securities	—	—	$46K	0.6%
Federated Hermes Sus High-Income Bond A 2,686 units	Other securities	—	$3K	$18K	0.2%
Eaton Vance Income Fund of Boston A 1,694 units	Other securities	—	$2K	$9K	0.1%
T. Rowe Price Retirement 2065 Advisor 271 units	Other securities	—	—	$3K	<0.1%
T. Rowe Price 2020 Adv 186 units	Other securities	—	—	$3K	<0.1%