How big is EXP World Holdings, Inc.'s plan?

EXP World Holdings, Inc.'s plan reported $51.8M in assets and 1,488 participants for 2024.

Original filing (PDF)20250923125056NAL0008027571001

EXP World Holdings, Inc.

Name: EXP World Holdings, Inc. — EXP 401(k) Plan, Form 5500 (2024)
Creator: EXP World Holdings, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

EXP 401(k) Plan

401(k) retirement plan · EXP World Holdings, Inc.'s EXP 401(k) Plan held $51.8M in plan assets for 1,488 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

1,488

Accounts w/ balance

1,743

Plan assets (EOY)

$51.8M

Net assets (EOY)

$51.8M

People on this filing

LORI HELD signed EXP World Holdings, Inc.'s 2024 Form 5500 as plan administrator.

LORI HELD — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

EXP World Holdings, Inc.'s EIN is 98-0681092.

EIN 98-0681092

Plan number 001

Plan year 2024

ACK ID 20250923125056NAL0008027571001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for EXP World Holdings, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

EXP World Holdings, Inc.'s plan includes profit-sharing, a default investment (QDIA), ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment.

Decision-maker contacts

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How this plan invests

This plan

6 pooled trusts

Schedule D

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (16th percentile).

Plan sponsor

Name

EXP WORLD HOLDINGS, INC.

EIN

all filings

Address

2219 RIMLAND DRIVE, SUITE 301 · BELLINGHAM, WA · 98226

Phone

(360) 685-4206

Industry

Real Estate

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-23

Pension benefit codes

2E · Profit-sharing

2T · Default investment account (QDIA)

2G · Total participant-directed accounts

2F · ERISA section 404(c)

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$154K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISORS, INC.	04-2654524	—	ADVISOR	$40K	—
MMA SECURITIES	22-3570392

Investments

31 direct securities · 6 pooled funds· $50.4M(97% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$34.0M

17 holdings

Common Collective Trusts

$8.7M

8 holdings

Other securities

$5.4M

6 holdings

Common Collective Trust

$2.3M

6 holdings

					% of plan
Fidelity Investments Fidelity Freedom Index 2045 Fund - IPR	Mutual Funds	—	—	$6.3M	12.1%
Fidelity Investments Fidelity Freedom Index 2040 Fund - IPR	Mutual Funds	—	—	$5.1M	9.8%
Fidelity Investments Fidelity Freedom Index 2055 Fund - IPR	Mutual Funds	—	—	$5.0M	9.6%
Fidelity Investments Fidelity Freedom Index 2050 Fund - IPR	Mutual Funds	—	—	$4.9M	9.4%
Fidelity Investments Fidelity 500 Index Fund	Common Collective Trusts	—	—	$4.1M	7.9%
Fidelity Investments Fidelity Freedom Index 2035 Fund - IPR	Mutual Funds	—	—	$4.0M	7.7%
Fidelity Investments Fidelity Total Bond K6	Mutual Funds	—	—	$2.7M	5.2%
Fidelity Investments Fidelity Freedom Index 2060 Fund - IPR	Mutual Funds	—	—	$2.7M	5.2%
T. Rowe Price T. Rowe Price Large Cap Growth I	Other securities	—	—	$2.3M	4.5%
JPMorgan US Value R6	Other securities	—	—	$1.7M	3.3%
Fidelity Investments Fidelity Global EX U.S. Index Fund	Common Collective Trusts	—	—	$1.6M	3.0%
Shelton Capital Management Nasdaq-100 Index Fund Direct Shares	Common Collective Trusts	—	—	$1.4M	2.8%
Fidelity Investments Fidelity Freedom Index 2025 Fund - IPR	Mutual Funds	—	—	$1.3M	2.5%
JPMorgan Emerging Markets Equity Fund Class R6	Other securities	—	—	$984K	1.9%
MORLEY STABLE VALUE PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001	Common Collective Trust	—	—	$956K	1.8%
Fidelity Investments Fidelity Mid Cap Index Fund	Common Collective Trusts	—	—	$727K	1.4%
SMALL CAP VAL III R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289846 / PN 001	Common Collective Trust	—	—	$637K	1.2%
Fidelity Investments Fidelity Freedom Index 2065 Fund - IPR	Mutual Funds	—	—	$635K	1.2%
INTL GROWTH II R1 GREAT GRAY TRUST COMPANY · EIN 38-4139842 / PN 619	Common Collective Trust	—	—	$634K	1.2%
Fidelity Investments Fidelity Freedom Index 2030 Fund - IPR	Mutual Funds	—	—	$593K	1.1%
Calvert US Large Cap Core Responsible Index Fund Class R6	Common Collective Trusts	—	—	$336K	0.6%
Fidelity Investments Fidelity US Bond Index	Mutual Funds	—	—	$298K	0.6%
Fidelity Investments Fidelity Inflation-Prot Bd Index Fund	Common Collective Trusts	—	—	$215K	0.4%
Black Rock BlackRock High Yield Bond Portfolio Class K	Other securities	—	—	$193K	0.4%
T. Rowe Price T. Rowe Price Diversified Mid Cap Growth Fund I Class	Other securities	—	—	$182K	0.4%
Fidelity Investments Fidelity Freedom Index 2020 Fund - IPR	Mutual Funds	—	—	$177K	0.3%
American Century American Century Small Cap Growth R6	Mutual Funds	—	—	$177K	0.3%
Franklin Utilities Fund Class R6	Mutual Funds	—	—	$176K	0.3%
Fidelity Investments Fidelity Small Cap Index Fund	Common Collective Trusts	—	—	$163K	0.3%
Fidelity Investments Fidelity Real Estate Index Fund	Common Collective Trusts	—	—	$163K	0.3%
MID CAP VALUE R1 GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616	Common Collective Trust	—	—	$106K	0.2%
PIMCO Income Fund Institutional Class	Mutual Funds	—	—	$85K	0.2%
PGIM Global Total Return R6	Other securities	—	—	$17K	<0.1%
Fidelity Investments Fidelity Freedom Index 2015 Fund - IPR	Mutual Funds	—	—	$5K	<0.1%
Fidelity Investments Fidelity Freedom Index 2070 Fund - IPR	Mutual Funds	—	—	$2K	<0.1%
SMALL CAP GR II R1 GREAT GRAY TRUST COMPANY · EIN 38-4126288 / PN 592	Common Collective Trust	—	—	$0	<0.1%
WA CORE PLUS BOND R1 GREAT GRAY TRUST COMPANY · EIN 82-4391232 / PN 374	Common Collective Trust	—	—	$0	<0.1%