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Original filing (PDF)20250923125056NAL0008027571001
EXP WORLD HOLDINGS, INC.
Form 5500
FILING_RECEIVED
EXP 401(K) PLAN
401(k) retirement plan
Active participants
1,488
Accounts w/ balance
1,743
Plan assets (EOY)
$51.8M
Net assets (EOY)
$51.8M
How this plan invests
This plan
6 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 42 bps in Schedule C fees — 161% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EXP WORLD HOLDINGS, INC..
Plan sponsor
Name
EXP WORLD HOLDINGS, INC.
EIN
98-0681092
Address
2219 RIMLAND DRIVE, SUITE 301 · BELLINGHAM, WA · 98226
Phone
(360) 685-4206
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2E · Profit-sharing
2T · Default investment account (QDIA)
2G · Total participant-directed accounts
2F · ERISA section 404(c)
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SIKICH CPA LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $154K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $40K | — |
| MMA SECURITIES | 22-3570392 | — | ADVISOR | $22K | — |
Investments
31 direct securities · 6 pooled funds· $50.4M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$47.9M
30 holdings
Common Collective Trust
$2.3M
6 holdings
Mutual Funds
$177K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity Freedom Index 2045 Fund - IPR | — | — | — | $6.3M | 12.1% | |
| Fidelity Investments Fidelity Freedom Index 2040 Fund - IPR | — | — | — | $5.1M | 9.8% | |
| Fidelity Investments Fidelity Freedom Index 2055 Fund - IPR | — | — | — | $5.0M | 9.6% | |
| Fidelity Investments Fidelity Freedom Index 2050 Fund - IPR | — | — | — | $4.9M | 9.4% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $4.1M | 7.9% | |
| Fidelity Investments Fidelity Freedom Index 2035 Fund - IPR | — | — | — | $4.0M | 7.7% | |
| Fidelity Investments Fidelity Total Bond K6 | — | — | — | $2.7M | 5.2% | |
| Fidelity Investments Fidelity Freedom Index 2060 Fund - IPR | — | — | — | $2.7M | 5.2% | |
| T. Rowe Price T. Rowe Price Large Cap Growth I | — | — | — | $2.3M | 4.5% | |
| JPMorgan US Value R6 | — | — | — | $1.7M | 3.3% | |
| Fidelity Investments Fidelity Global EX U.S. Index Fund | — | — | — | $1.6M | 3.0% | |
| Shelton Capital Management Nasdaq-100 Index Fund Direct Shares | — | — | — | $1.4M | 2.8% | |
| Fidelity Investments Fidelity Freedom Index 2025 Fund - IPR | — | — | — | $1.3M | 2.5% | |
| JPMorgan Emerging Markets Equity Fund Class R6 | — | — | — | $984K | 1.9% | |
| MORLEY STABLE VALUE PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $956K | 1.8% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $727K | 1.4% | |
| SMALL CAP VAL III R1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $637K | 1.2% | |
| Fidelity Investments Fidelity Freedom Index 2065 Fund - IPR | — | — | — | $635K | 1.2% | |
| INTL GROWTH II R1 GREAT GRAY TRUST COMPANY · EIN 38-4139842 / PN 619 | Common Collective Trust | — | — | $634K | 1.2% | |
| Fidelity Investments Fidelity Freedom Index 2030 Fund - IPR | — | — | — | $593K | 1.1% | |
| Calvert US Large Cap Core Responsible Index Fund Class R6 | — | — | — | $336K | 0.6% | |
| Fidelity Investments Fidelity US Bond Index | — | — | — | $298K | 0.6% | |
| Fidelity Investments Fidelity Inflation-Prot Bd Index Fund | — | — | — | $215K | 0.4% | |
| Black Rock BlackRock High Yield Bond Portfolio Class K | — | — | — | $193K | 0.4% | |
| T. Rowe Price T. Rowe Price Diversified Mid Cap Growth Fund I Class | — | — | — | $182K | 0.4% | |
| Fidelity Investments Fidelity Freedom Index 2020 Fund - IPR | — | — | — | $177K | 0.3% | |
| American Century American Century Small Cap Growth R6 | Mutual Funds | — | — | $177K | 0.3% | |
| Franklin Utilities Fund Class R6 | — | — | — | $176K | 0.3% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $163K | 0.3% | |
| Fidelity Investments Fidelity Real Estate Index Fund | — | — | — | $163K | 0.3% | |
| MID CAP VALUE R1 GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $106K | 0.2% | |
| PIMCO Income Fund Institutional Class | — | — | — | $85K | 0.2% | |
| PGIM Global Total Return R6 | — | — | — | $17K | <0.1% | |
| Fidelity Investments Fidelity Freedom Index 2015 Fund - IPR | — | — | — | $5K | <0.1% | |
| Fidelity Investments Fidelity Freedom Index 2070 Fund - IPR | — | — | — | $2K | <0.1% | |
| SMALL CAP GR II R1 GREAT GRAY TRUST COMPANY · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $0 | <0.1% | |
| WA CORE PLUS BOND R1 GREAT GRAY TRUST COMPANY · EIN 82-4391232 / PN 374 | Common Collective Trust | — | — | $0 | <0.1% |
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