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Original filing (PDF)20250729185725NAL0003822721001
ADELFI CREDIT UNION
Form 5500
FILING_RECEIVED
ADELFI CU 401(K) PLAN
401(k) retirement plan
Active participants
92
Accounts w/ balance
167
Plan assets (EOY)
$28.0M
Net assets (EOY)
$28.0M
How this plan invests
This plan
15 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (11 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ADELFI CREDIT UNION.
Plan sponsor
Name
ADELFI CREDIT UNION
EIN
95-6111723
Address
955 WEST IMPERIAL HIGHWAY SUITE 100 · BREA, CA · 92821
Phone
(714) 671-5700
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
TURNER, WARREN, HWANG & CONRAD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $23K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $7K | — |
Investments
15 direct securities · 15 pooled funds· $28.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$14.6M
15 holdings
Uncategorized
$13.4M
15 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FLEXPATH+MOD RET R1 GREAT GRAY TRUST COMPANY · EIN 47-2851418 / PN 001 | Common Collective Trust | — | — | $5.3M | 19.0% | |
| Fidelity Management Trust Co. Fidelity Growth CO K6 | — | — | — | $3.7M | 13.3% | |
| FLEXPATH+MOD 2035 R1 GREAT GRAY TRUST COMPANY · EIN 47-3002484 / PN 001 | Common Collective Trust | — | — | $2.4M | 8.4% | |
| FLEXPATH+MOD 2045 R1 GREAT GRAY TRUST COMPANY · EIN 47-3071639 / PN 001 | Common Collective Trust | — | — | $2.3M | 8.1% | |
| FLEXPATH+CON RET R1 GREAT GRAY TRUST COMPANY · EIN 47-2916729 / PN 001 | Common Collective Trust | — | — | $2.0M | 7.1% | |
| Fidelity Management Trust Co. Fidelity 500 Index Fund Advance | — | — | — | $1.9M | 6.8% | |
| Columbia Mid Cap Value Index Fund | — | — | — | $1.5M | 5.2% | |
| Fidelity Management Trust Co. Fidelity Total Market Index Fund Advance | — | — | — | $1.2M | 4.4% | |
| Fidelity Management Trust Co. Fidelity OTC K6 Fund | — | — | — | $1.2M | 4.3% | |
| STABLE VALUE FUND I1 GREAT GRAY TRUST COMPANY · EIN 85-4031707 / PN 653 | Common Collective Trust | — | — | $1.0M | 3.6% | |
| FLEXPATH+MOD 2055 R1 GREAT GRAY TRUST COMPANY · EIN 47-3188067 / PN 001 | Common Collective Trust | — | — | $857K | 3.1% | |
| Hartford International Opportunities Fund Class R5 | — | — | — | $754K | 2.7% | |
| Vanguard Small Cap Index Adm | — | — | — | $601K | 2.1% | |
| LARGE CP VALUE I1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $583K | 2.1% | |
| Vanguard Total Bond Mkt Index Signal Fund | — | — | — | $520K | 1.9% | |
| Fidelity Management Trust Co. Fidelity Low-Priced Stock K Fund | — | — | — | $448K | 1.6% | |
| Fidelity Management Trust Co. Fidelity Real Estate Investment Portfolio | — | — | — | $386K | 1.4% | |
| Victory Capital Victory Government Securities Fund | — | — | — | $348K | 1.2% | |
| Fidelity Management Trust Co. Brokerage Link Stock Fund | — | — | — | $258K | 0.9% | |
| Fidelity Management Trust Co. Fidelity International Index Fund | — | — | — | $231K | 0.8% | |
| TCW Metropolitan West Total Return Bond Fund M | — | — | — | $217K | 0.8% | |
| Participant loans Interest at rates ranging from 5.25% to 10.50% -0- | — | — | — | $111K | 0.4% | |
| FLEXPATH+CON 2035 R1 GREAT GRAY TRUST COMPANY · EIN 47-3018134 / PN 001 | Common Collective Trust | — | — | $83K | 0.3% | |
| FLEXPATH+AGR RET R1 GREAT GRAY TRUST COMPANY · EIN 47-2836296 / PN 001 | Common Collective Trust | — | — | $36K | 0.1% | |
| FLEXPATH+CON 2055 R1 GREAT GRAY TRUST COMPANY · EIN 47-3216409 / PN 001 | Common Collective Trust | — | — | $35K | 0.1% | |
| FLEXPATH+AGR 2055 R1 GREAT GRAY TRUST COMPANY · EIN 47-3170652 / PN 001 | Common Collective Trust | — | — | $26K | <0.1% | |
| FLEXPATH+AGR 2035 R1 GREAT GRAY TRUST COMPANY · EIN 47-2987118 / PN 001 | Common Collective Trust | — | — | $12K | <0.1% | |
| FLEXPATH+MOD 2025 R1 GREAT GRAY TRUST COMPANY · EIN 47-2950747 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH+CON 2025 R1 GREAT GRAY TRUST COMPANY · EIN 47-2961375 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH+AGR 2025 R1 GREAT GRAY TRUST COMPANY · EIN 47-2935740 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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