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Original filing (PDF)20251014185506NAL0001775123001
BOARD OF TRUSTEES, SOUTHERN CALIFORNIA FLOOR COVERING
Form 5500
FILING_RECEIVED
SOUTHERN CALIFORNIA FLOOR COVERING HEALTH AND WELFARE TRUST FUND
Health & welfare plan
Signals · 4
37% in single holding~288 bps in Sched C feesNo recordkeeper disclosed6 service providers
Active participants
593
Accounts w/ balance
—
Plan assets (EOY)
$9.6M
Net assets (EOY)
$4.2M
How this plan invests
This plan
5 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Short-Term Investment-Grade Fund Admiral Shares" is 37% of plan.
- 288 bps in Schedule C fees — 454% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES, SOUTHERN CALIFORNIA FLOOR COVERING.
Plan sponsor
Name
BOARD OF TRUSTEES, SOUTHERN CALIFORNIA FLOOR COVERING
DBA
HEALTH AND WELFARE TRUST FUND
EIN
95-6096726
Address
1055 PARK VIEW DR STE 111 · COVINA, CA · 91724
Phone
(626) 279-3022
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
575
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4Q · Other
Audit & trust (Schedule H)
Auditor
MILLER KAPLAN ARASE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PACIFIC SOUTHWEST ADMINISTRATORS | 46-4942970 | — | NONE | $147K | — |
| WOHLNER KAPLON CUTLER HALFORD | 95-4177931 | — | NONE | $44K | — |
| OXFORD INSURANCE & RISK MANAGEMENT | 95-1997338 | — | NONE | $30K | — |
| MILLER KAPLAN ARASE LLP | 95-2036255 | — | NONE | $24K | — |
| RAEL & LETSON | 94-1701048 | — | NONE | $16K | — |
| VERUS ADVISORY, INC. | 91-1320111 | — | NONE | $15K | — |
Investments
5 direct securities· $5.9M(61% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Short-Term Investment-Grade Fund Admiral Shares | — | — | $2.1M | $2.2M | 22.6% | |
| Metropolitan West Total Return Bond | — | — | $1.0M | $1.2M | 12.6% | |
| No. of Shares Mutual Funds 84,521 Dodge & Cox Income Fund | — | — | $1.0M | $1.1M | 11.9% | |
| E.I.N. 95-6096726; PLAN NO. 575 DECEMBER 31, 2024 Face Fair Value Money Market Fund Value Cost $ 902,781 First American Treasury Obligations Fund Class Z | — | — | $903K | $903K | 9.4% | |
| Vanguard 500 Index Admiral | — | — | $891K | $448K | 4.7% |