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Original filing (PDF)20251015111437NAL0009271138001
BOARD OF TRUSTEES, AIRCONDITIONING AND REFRIGERATION
Form 5500
FILING_RECEIVED
AIRCONDITIONING AND REFRIGERATION INDUSTRY HEALTH AND WELFARE TRUST FUND
Health & welfare plan
Signals · 4
61% in single holding~198 bps in Sched C feesNo recordkeeper disclosed20 service providers
Active participants
1,748
Accounts w/ balance
—
Plan assets (EOY)
$79.5M
Net assets (EOY)
$59.3M
How this plan invests
This plan
2 pooled trusts
Schedule D
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: STATE STREET U.S. TREASURY INFLATION PROTECTED SECURITIES (TIPS) INDEX NON-LENDING COMMON TRUST FUND (extraction pending)]" is 61% of plan.
- 198 bps in Schedule C fees — 1139% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES, AIRCONDITIONING AND REFRIGERATION.
Plan sponsor
Name
BOARD OF TRUSTEES, AIRCONDITIONING AND REFRIGERATION
DBA
INDUSTRY HEALTH AND WELFARE TRUST
EIN
95-6041105
Address
3500 W ORANGEWOOD AVE · ORANGE, CA · 92868
Phone
(714) 917-6100
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4L · Death Benefits (other than life insurance)
4Q · Other
Audit & trust (Schedule H)
Auditor
MILLER KAPLAN ARASE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
20 rowsOther
20| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CALIFORNIA PHYSICIANS' SERVICE | 94-0360524 | — | NONE | $345K | — |
| MILLER KAPLAN ARASE LLP | 95-2036255 | — | NONE | $242K | — |
| DELTA DENTAL OF CALIFORNIA | 94-1461312 | — | NONE | $146K | — |
| HORIZON ACTUARIAL SERVICE, LLC | 26-1370698 | — | NONE | $145K | — |
| EMPLOYEE 3 | 95-6041105 | — | NONE | $92K | — |
| SEYFARTH SHAW, LLP | 36-2152202 | — | NONE | $78K | — |
| JACK WILKERSON | — | ORANGE, CA | NONE | $75K | — |
| EMPLOYEE 7 | 95-6041105 | — | NONE | $74K | — |
| VSP | 94-1632821 | — | NONE | $51K | — |
| EMPLOYEE 1 | 95-6041105 | — | NONE | $50K | — |
| CRYSTAL CLEAR RX | — | PARKER, CO | NONE | $48K | — |
| MERIPLEX | — | CAMARILLO, CA | NONE | $39K | — |
| EMPLOYEE 2 | 95-6041105 | — | NONE | $37K | — |
| CA COALITION OF EMPLOYEE BENEFIT PL | 80-0479742 | — | NONE | $35K | — |
| EMPLOYEE 8 | 95-6041105 | — | NONE | $31K | — |
| WOHLNER, KAPLON, PHILLIPS ET AL | 95-4177931 | — | NONE | $27K | — |
| NAVITUS HEALTH SERVICES | 04-3608530 | — | NONE | $22K | — |
| MEKETA INVESTMENT GROUP | 04-2659023 | — | NONE | $22K | — |
| COMERICA BANK | 42-1741646 | — | NONE | $10K | — |
| STATE STREET GLOBAL ADVISOR TR CO | 81-4017137 | — | NONE | $8K | — |
Investments
1 direct security · 2 pooled funds· $39.6M(50% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$24.6M
2 holdings
Uncategorized
$15.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| [DFE: STATE STREET U.S. TREASURY INFLATION PROTECTED SECURITIES (TIPS) INDEX NON-LENDING COMMON TRUST FUND (extraction pending)] | — | — | — | $15.1M | 19.0% | |
| STATE ST TRSRY INFL PRTCTD SEC FUND STATE STREET BANK AND TRUST COMPANY · EIN 02-6138231 / PN 001 | Common Collective Trust | — | — | $15.1M | 19.0% | |
| STATE STREET S&P 500 INDEX FUND STATE STREET BANK AND TRUST COMPANY · EIN 04-6625099 / PN 001 | Common Collective Trust | — | — | $9.5M | 12.0% |