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Original filing (PDF)20251014084550NAL0002431793001
GARDAWORLD CASH SERVICES, INC.
Form 5500
FILING_RECEIVED
GARDAWORLD CASH SERVICES, INC. 401(K) SAVINGS AND RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
5,082
Accounts w/ balance
5,680
Plan assets (EOY)
$109.6M
Net assets (EOY)
$109.6M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 38 bps in Schedule C fees — 284% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GARDAWORLD CASH SERVICES, INC..
Plan sponsor
Name
GARDAWORLD CASH SERVICES, INC.
EIN
95-4556431
Address
2000 NW CORPORATE BLVD · BOCA RATON, FL · 33431
Phone
(800) 883-8305
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
LERROSARBEY, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MMA SECURITIES LLC | 22-3570392 | — | INVESTMENT ADVISORY | $58K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $363K | — |
Investments
29 direct securities · 1 pooled fund· $109.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$104.7M
29 holdings
Pooled Separate Account
$4.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Funds Target Date 2030 Portfolio | — | — | — | $17.3M | 15.8% | |
| Principal Funds Target Date 2035 Portfolio | — | — | — | $14.7M | 13.4% | |
| Principal Funds Target Date 2025 Portfolio | — | — | — | $12.4M | 11.3% | |
| Principal Funds Target Date 2040 Portfolio | — | — | — | $9.9M | 9.0% | |
| Principal Funds Target Date 2045 Portfolio | — | — | — | $7.8M | 7.1% | |
| Principal Funds Target Date 2060 Portfolio | — | — | — | $7.8M | 7.1% | |
| Principal Funds Target Date 2055 Portfolio | — | — | — | $6.1M | 5.6% | |
| Principal Funds Target Date 2050 Portfolio | — | — | — | $5.7M | 5.2% | |
| MASS MUTUAL DIVERSIFIED SAGIC II MASSACHUSETTS MUTUAL · EIN 90-0342299 / PN 209 | Pooled Separate Account | — | — | $4.9M | 4.4% | |
| Principal Funds Target Date 2020 Portfolio | — | — | — | $4.1M | 3.8% | |
| Vanguard Group Vanguard 500 Index Fund | — | — | — | $4.1M | 3.8% | |
| Participant Loans Interest rates range from 5.25% to 10.50% | — | — | — | $3.4M | 3.1% | |
| Principal Funds Target Date 2015 Portfolio | — | — | — | $1.5M | 1.3% | |
| Principal Global Investors Blue Chip R6 Fund+ | — | — | — | $1.4M | 1.3% | |
| JP Morgan Funds JP Morgan Equity Income R6 Fund | — | — | — | $1.2M | 1.1% | |
| JP Morgan Funds JP Morgan Mid Cap Growth R6 Fund | — | — | — | $1.1M | 1.0% | |
| Vanguard Group Vanguard Mid Cap Index Fund | — | — | — | $1.1M | 1.0% | |
| Principal Funds Target Date Retirement Income Portfolio | — | — | — | $872K | 0.8% | |
| Fund BlackRock High Yield Bond | — | — | — | $797K | 0.7% | |
| American Funds American Funds EuroPacific Growth Fund | — | — | — | $655K | 0.6% | |
| Allspring Global Investments Allspring Special Mid Cap Value R6 | — | — | — | $498K | 0.5% | |
| SmallCap Funds SmallCap Growth I R6 Fund+ | — | — | — | $445K | 0.4% | |
| JP Morgan Funds JP Morgan Core Bond R6 Fund | — | — | — | $407K | 0.4% | |
| SmallCap Funds SmallCap Value Fund II Institutional Class | — | — | — | $293K | 0.3% | |
| Hatford Schroders Fund Hartford Schroders International Stock Fund | — | — | — | $288K | 0.3% | |
| BlackRock Inflation Protected Bond Fund | — | — | — | $214K | 0.2% | |
| Fidelity Focused Emerging Markets Fund Fidelity | — | — | — | $206K | 0.2% | |
| Class Z American Century Investments American Century Global Real Estate Fund | — | — | — | $171K | 0.2% | |
| American Funds American Cap World Bond R6 Fund | — | — | — | $89K | <0.1% | |
| (E) | — | — | — | $89K | <0.1% |