Original filing (PDF)20251021170333NAL0001619872001

STEP UP ON SECOND STREET, INC.

Name: STEP UP ON SECOND STREET, INC. — STEP UP ON SECOND, INC. 403(B) RETIREMENT PLAN, Form 5500 (2024)
Creator: STEP UP ON SECOND STREET, INC.

Form 5500

FILING_RECEIVED

STEP UP ON SECOND, INC. 403(B) RETIREMENT PLAN

401(k) retirement plan

Active participants

456

Accounts w/ balance

226

Plan assets (EOY)

$6.9M

Net assets (EOY)

$6.9M

How this plan invests

This plan

51 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

Knocking points off

Only 50% as many balances as active participants — suggests many active employees aren't deferring.

Helping the score

Below-peer total fees (25 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STEP UP ON SECOND STREET, INC..

Plan sponsor

Name

STEP UP ON SECOND STREET, INC.

EIN

95-4109386

Address

1328 2ND ST · SANTA MONICA, CA · 90401

Phone

(310) 576-1308

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-21

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2L · 403(b)(1) annuity

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

WINDES

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
VALIC	74-1625348	HOUSTON, TN	RECORDKEEPER FINANCIAL	$17K	—

Investments

51 direct securities· $6.9M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Science & Technology Fund Interest in sub-accounts of VAC	—	—	—	$1.5M	21.3%
Nasdaq-100(R) Index Fund Interest in sub-accounts of VAC	—	—	—	$1.2M	16.7%
Fixed Account Plus Annuity contract	—	—	—	$541K	7.8%
Systematic Growth Fund Interest in sub-accounts of VAC	—	—	—	$501K	7.2%
Mid Cap Strategic Gwth Interest in sub-accounts of VAC	—	—	—	$431K	6.2%
Short Term Fixed Account Annuity contract	—	—	—	$341K	4.9%
Small Cap Growth Fund Interest in sub-accounts of VAC	—	—	—	$286K	4.1%
Loan Collateral Fund Annuity contract	—	—	—	$209K	3.0%
Stock Index Fund Interest in sub-accounts of VAC	—	—	—	$199K	2.9%
Intl Socially Responsible Fund Interest in sub-accounts of VAC	—	—	—	$196K	2.8%
Mid Cap Index Fund Interest in sub-accounts of VAC $	—	—	—	$164K	2.4%
T Rowe Price Retirmnt 2040 Adv Interest in sub-accounts of VAC	—	—	—	$125K	1.8%
US Socially Responsible Fund Interest in sub-accounts of VAC	—	—	—	$121K	1.8%
Ariel Fund Interest in sub-accounts of VAC	—	—	—	$108K	1.6%
International Growth Fund Interest in sub-accounts of VAC	—	—	—	$88K	1.3%
Small Cap Index Fund Interest in sub-accounts of VAC	—	—	—	$85K	1.2%
Mid Cap Value Fund Interest in sub-accounts of VAC	—	—	—	$74K	1.1%
Core Bond Fund Interest in sub-accounts of VAC	—	—	—	$70K	1.0%
Emerging Economies Interest in sub-accounts of VAC	—	—	—	$70K	1.0%
Asset Allocation Fund Interest in sub-accounts of VAC	—	—	—	$64K	0.9%
Internatl Equities Index Fund Interest in sub-accounts of VAC	—	—	—	$57K	0.8%
Growth Fund Interest in sub-accounts of VAC	—	—	—	$55K	0.8%
Large Capital Growth Interest in sub-accounts of VAC	—	—	—	$53K	0.8%
Aggressive Growth Lifestyle Interest in sub-accounts of VAC	—	—	—	$38K	0.5%
Moderate Growth Lifestyle Interest in sub-accounts of VAC	—	—	—	$36K	0.5%
T Rowe Price Retirmnt 2060 Adv Interest in sub-accounts of VAC	—	—	—	$36K	0.5%
Vanguard Wellington Fund Inc Interest in sub-accounts of VAC	—	—	—	$30K	0.4%
T Rowe Price Retirmnt 2045 Adv Interest in sub-accounts of VAC	—	—	—	$29K	0.4%
VC I Capital Appreciation Interest in sub-accounts of VAC	—	—	—	$27K	0.4%
T Rowe Price Retirmnt 2055 Adv Interest in sub-accounts of VAC	—	—	—	$26K	0.4%
Vanguard Windsor II Interest in sub-accounts of VAC	—	—	—	$26K	0.4%
T Rowe Price Retirmnt 2050 Adv Interest in sub-accounts of VAC	—	—	—	$24K	0.3%
GS Vit Gov Money Mkt Fd Inst Interest in sub-accounts of VAC	—	—	—	$19K	0.3%
T Rowe Price Retirmnt 2035 Adv Interest in sub-accounts of VAC	—	—	—	$16K	0.2%
Intl Opportunities Interest in sub-accounts of VAC	—	—	—	$16K	0.2%
T Rowe Price Retirmnt 2025 Adv Interest in sub-accounts of VAC	—	—	—	$16K	0.2%
Dividend Value Interest in sub-accounts of VAC	—	—	—	$15K	0.2%
Amer Bea Man Lrg Cp Gr Inv Cl Interest in sub-accounts of VAC	—	—	—	$15K	0.2%
T Rowe Price Retirmnt 2030 Adv Interest in sub-accounts of VAC	—	—	—	$14K	0.2%
Small Cap Value Fund Interest in sub-accounts of VAC	—	—	—	$10K	0.1%
Small Cap Special Value Fund Interest in sub-accounts of VAC	—	—	—	$10K	0.1%
Systematic Core Fund Interest in sub-accounts of VAC	—	—	—	$8K	0.1%
Ariel Appreciation Fund Interest in sub-accounts of VAC	—	—	—	$7K	0.1%
Global Real Estate Fund Interest in sub-accounts of VAC	—	—	—	$6K	<0.1%
International Value Fund Interest in sub-accounts of VAC	—	—	—	$4K	<0.1%
Invesco Bal Risk Commod Str R5 Interest in sub-accounts of VAC	—	—	—	$4K	<0.1%
Global Strategy Interest in sub-accounts of VAC	—	—	—	$3K	<0.1%
VC I Conserv Growth Lifestyle Interest in sub-accounts of VAC	—	—	—	$2K	<0.1%
Vanguard Long-Term Treasury Interest in sub-accounts of VAC	—	—	—	$2K	<0.1%
Systematic Value Interest in sub-accounts of VAC 862 Inflation Protected Fund Interest in sub-accounts of VAC	—	—	—	$2K	<0.1%
High Yield Bond Fund Interest in sub-accounts of VAC	—	—	—	$1K	<0.1%