Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $34K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange Traded Fund N/A | — | — | — | $2.2M | 20.6% | |
| Vanguard FTSE Developed Markets Exchange Traded Fund N/A | — | — | — | $2.0M | 18.0% | |
| iShares Core Total US Bond Market ETF Exchange Traded Fund N/A | — | — | — | $1.7M | 15.4% | |
| SPDR Portfolio S&P 500 ETF Exchange Traded Fund N/A | — | — | — | $1.2M |
| 11.0% |
| Vanguard FTSE Emerging Markets Exchange Traded Fund N/A | — | — | — | $694K | 6.4% |
| SPDR Portfolio S&P 400 Mid Cap Exchange Traded Fund N/A | — | — | — | $531K | 4.9% |
| Vanguard Total International Bond ETF Exchange Traded Fund N/A | — | — | — | $386K | 3.5% |
| SPDR Portfolio S&P 600 Small Cap ETF Exchange Traded Fund N/A | — | — | — | $375K | 3.4% |
| iShares Emerging Markets USD Bond ETF Exchange Traded Fund N/A | — | — | — | $338K | 3.1% |
| iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund N/A | — | — | — | $216K | 2.0% |
| Notes receivable from participants Maturing 2025-2033 at interest rates of 5.25% to 9.50% $ - | — | — | — | $191K | 1.8% |
| Similar Party Par, or Maturity Value Cost Value Goldman Sachs TreasuryAccess 01 Year ETF Exchange Traded Fund N/A | — | — | — | $165K | 1.5% |
| Jpmorgan Ultra-Short Income Exchange Traded Fund N/A | — | — | — | $161K | 1.5% |
| Vanguard Value ETF Exchange Traded Fund N/A | — | — | — | $146K | 1.3% |
| Vanguard LongTerm Government Bond Exchange Traded Fund N/A 56 Vanguard Mid-Cap Value ETF Exchange Traded Fund N/A | — | — | — | $99K | 0.9% |
| Xtrackers USD High Yield Corporate Bond Exchange Traded Fund N/A | — | — | — | $91K | 0.8% |
| iShares Trust iShares 5-10 Yr Inv. Grade Corp Bond ETF Exchange Traded Fund N/A | — | — | — | $81K | 0.7% |
| Vanguard Dividend Appreciation ETF Exchange Traded Fund N/A | — | — | — | $76K | 0.7% |
| iShares National AMT-Free Muni Bond ETF Exchange Traded Fund N/A | — | — | — | $59K | 0.5% |
| SPDR S&P Kensho New Economies Composite ETF Exchange Traded Fund N/A | — | — | — | $30K | 0.3% |
| Vanguard U.S. Large-cap Growth Equity ETF Exchange Traded Fund N/A | — | — | — | $29K | 0.3% |
| Vanguard Short-Term Inflation-Protected Securities ETF Exchange Traded Fund N/A | — | — | — | $28K | 0.3% |
| Vanguard Global ex-U.S. Real Estate ETF Exchange Traded Fund N/A | — | — | — | $25K | 0.2% |
| Vanguard Small-Cap Value ETF Exchange Traded Fund N/A | — | — | — | $20K | 0.2% |
| Schwab U.S. REIT ETF Exchange Traded Fund N/A | — | — | — | $14K | 0.1% |
