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Original filing (PDF)20251015171557NAL0007020064001

ST.JOSEPH HEALTH SYSTEM

Form 5500
FILING_RECEIVED
ST. JOSEPH AND COVENANT HEALTH SYSTEMS 401(K) PLAN
401(k) retirement plan
Signals · 2
1 failed disclosure99% in single holding
Active participants
30,166
Accounts w/ balance
38,816
Plan assets (EOY)
$4.5B
Net assets (EOY)
$4.5B
How this plan invests
This plan
1 pooled trust
Schedule D
2 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
  • 1 Schedule C provider failed to disclose compensation.
  • Top holding "Interest Held in Master Trust Various (includes Registered" is 99% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ST.JOSEPH HEALTH SYSTEM.
Plan sponsor
Name
ST.JOSEPH HEALTH SYSTEM
EIN
95-3589356
Address
1801 LIND AVENUE SW · RENTON, WA · 98057
Phone
(888) 687-3753
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2X · Other multiple-employer DC plan
Audit & trust (Schedule H)
Auditor
CLARK NUBER, P.S.
Trustee / custodian
Trustee phone

Service providers (Schedule C)

5 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVESTMENTS INSTITUTIONAL04-2647786RECORDKEEPER$1.3M
Advisor / Consultant
3
NameEINLocationRelationDirect compIndirect comp
STRATEGIC ADVISORS, INC.04-2654524ADVISOR$965K
SEVEN SIMPLE MACHINES20-4028622CONSULTANT$173K
MILLIMAN INC.91-0675641CONSULTANT$144K
Accountant / Auditor
1
NameEINLocationRelationDirect compIndirect comp
CLARK NUBER, P.S.91-1194016ACCOUNTANT/AUDITOR$49K

Failed / refused disclosures (Sched C Part 2)

ProviderNondisclosure info

Investments

2 direct securities · 1 pooled fund· $8.7B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$4.4B
2 holdings
Master Trust
$4.3B
1 holding
PIInvestmentTypeShares / unitsCostCurrent value% of plan
Interest Held in Master Trust Various (includes Registered$4.3B96.6%
PROVIDENCE ST JOSEPH HEALTH MT
PROVIDENCE HEALTH & SERVICES · EIN 84-3087403 / PN 001
Master Trust
$4.3B96.6%
Participant Loans Participant Loans$54.8M1.2%