Back to filter
Original filing (PDF)20251021170641NAL0000838659001
FULLMER CONSTRUCTION
Form 5500
FILING_RECEIVED
FULLMER CONSTRUCTION 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
130
Accounts w/ balance
155
Plan assets (EOY)
$16.2M
Net assets (EOY)
$16.2M
How this plan invests
This plan
14 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 44 bps in Schedule C fees — 50% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FULLMER CONSTRUCTION.
Plan sponsor
Name
FULLMER CONSTRUCTION
EIN
95-2885538
Address
1725 SOUTH GROVE AVENUE · ONTARIO, CA · 917619565
Phone
(909) 947-9467
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-21
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SOREN MCADAM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RPA FINANCIAL, LLC | 83-1143379 | — | INVESTMENT ADVISORY | $36K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $35K | — |
Investments
16 direct securities · 14 pooled funds· $16.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.4M
15 holdings
Common Collective Trust
$6.5M
14 holdings
Mutual Funds
$1.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $2.8M | 17.0% | |
| Vanguard Equity Income Fund | Mutual Funds | — | — | $1.4M | 8.6% | |
| MFS Investment Management MFS International Diversification Fund | — | — | — | $1.4M | 8.4% | |
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $1.3M | 7.8% | |
| PIMCO Funds PIMCO Income Fund | — | — | — | $1.1M | 6.8% | |
| JP Morgan Investment Mgmt Inc. JPMorgan Large Cap Growth Fund | — | — | — | $1.1M | 6.7% | |
| PRIN LIFETIME HYBR 2025 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 004 | Common Collective Trust | — | — | $961K | 5.9% | |
| Fidelity Investments Fidelity US Bond Index | — | — | — | $917K | 5.7% | |
| PRIN LIFETIME HYBR 2055 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 010 | Common Collective Trust | — | — | $794K | 4.9% | |
| Vanguard Explorer Fund | — | — | — | $728K | 4.5% | |
| PRIN LIFETIME HYBR 2045 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 008 | Common Collective Trust | — | — | $628K | 3.9% | |
| America Funds Bond Fund of America | — | — | — | $597K | 3.7% | |
| PRIN LIFETIME HYBR 2035 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 006 | Common Collective Trust | — | — | $543K | 3.4% | |
| Dimensional Fund Advisors DFA US Targeted Value Portfolio | — | — | — | $476K | 2.9% | |
| Fidelity Investments Fidelity Mid Cap Index Fund | — | — | — | $311K | 1.9% | |
| Fidelity Investments Fidelity Small Cap Index Fund | — | — | — | $238K | 1.5% | |
| PRIN LIFETIME HYBR 2020 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 003 | Common Collective Trust | — | — | $221K | 1.4% | |
| Fidelity Investments Fidelity Total International Index Fund | — | — | — | $174K | 1.1% | |
| PRIN LIFETIME HYBR 2040 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 007 | Common Collective Trust | — | — | $159K | 1.0% | |
| PRIN LIFETIME HYBR 2030 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 005 | Common Collective Trust | — | — | $144K | 0.9% | |
| PRIN LIFETIME HYBR 2060 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 012 | Common Collective Trust | — | — | $119K | 0.7% | |
| PRIN LIFETIME HYBR INC CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 011 | Common Collective Trust | — | — | $81K | 0.5% | |
| PRIN LIFETIME HYBR 2050 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 009 | Common Collective Trust | — | — | $65K | 0.4% | |
| Participant loans Interest rates ranging between | — | — | — | $30K | 0.2% | |
| (E) | — | — | $23K | $30K | 0.2% | |
| PRIN LIFETIME HYBR 2065 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 013 | Common Collective Trust | — | — | $23K | 0.1% | |
| (E) | — | — | — | $18K | 0.1% | |
| Dimensional Fund Advisors DFA Global Real Estate Securities Portfolio | — | — | — | $18K | 0.1% | |
| PRIN LIFETIME HYBR 2015 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 002 | Common Collective Trust | — | — | $3K | <0.1% | |
| PRIN LIFETIME HYB 2070 CIT Z PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 26-6447574 / PN 014 | Common Collective Trust | — | — | $3K | <0.1% |
Related plans
Other plans using RPA FINANCIAL, LLC
VIASAT, INC.
VIASAT, INC. 401(K) PROFIT SHARING PLAN
$1.2B · 4,158 participants
PLATINUM EQUITY, LLC
PLATINUM EQUITY 401(K) PLAN
$313.1M · 484 participants
U.S. LUMBER GROUP LLC
U.S. LUMBER GROUP, LLC 401(K) PLAN
$214.0M · 3,926 participants
SA RECYCLING, LLC
SA RECYCLING, LLC 401(K) PROFIT SHARING PLAN
$190.5M · 3,083 participants
ATLANTIC CORPORATION OF WILMINGTON, INC.
ATLANTIC CORPORATION OF WILMINGTON, INC. 401(K) PROFIT SHARING PLAN
$177.8M · 1,144 participants
ATHENS SERVICES
ATHENS SERVICES 401(K) PROFIT SHARING PLAN
$121.9M · 2,368 participants
Similar-size Construction plans
EL SOL CONTRACTING & CONSTRUCTION CORP.
EL SOL CONTRACTING & CONSTRUCTION CORP. 401K PROFIT SHARING PLAN AND TRUST
$16.2M · 65 participants
LINCOLN BUILDERS, INC.
LINCOLN BUILDERS, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$16.2M · 59 participants
BRINKMAN CONSTRUCTION, INC.
BRINKMAN CONSTRUCTION, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$16.1M · 80 participants
ALLEGHENY MILLWORK
ALLEGHENY MILLWORK 401(K) PLAN
$16.1M · 253 participants
SHELCO, LLC
SHELCO, LLC 401(K) PLAN
$16.3M · 122 participants
MARK YOUNG CONSTRUCTION, LLC
MARK YOUNG CONSTRUCTION, LLC 401(K) PROFIT SHARING PLAN
$16.1M · 212 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B