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Original filing (PDF)20251015103424NAL0002251891001
JACK IN THE BOX INC.
Form 5500
FILING_RECEIVED
JACK IN THE BOX INC. RETIREMENT PLAN
Defined-benefit pension plan
Signals · 2
29% in single holding7 service providers
Active participants
625
Accounts w/ balance
—
Plan assets (EOY)
$279.2M
Net assets (EOY)
$279.2M
How this plan invests
This plan
13 pooled trusts
Schedule D
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
65
Vendor stack
75
Participation health
100
Knocking points off
- Top holding "Willis Towers Group" is 29% of plan.
- 30 bps in Schedule C fees — 204% above peer band of 10 bps.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for JACK IN THE BOX INC..
Plan sponsor
Name
JACK IN THE BOX INC.
EIN
95-2698708
Address
TAX DEPARTMENT · 9357 SPECTRUM CENTER BLVD. · SAN DIEGO, CA · 92123
Phone
(858) 571-2121
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AON CONSULTING, INC | — | IRVINE, CA | RECORDKEEPER | $154K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | ACTUARIAL, CONSULTING | $380K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHERN TRUST COMPANY | 36-1561860 | — | TRUSTEE | $148K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BDO USA, P.C. | 13-5381590 | — | AUDITOR | $35K | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JP MORGAN INVESTMENT MANAGEMENT INC | 13-3200244 | — | INVESTMENT MGMT | $95K | — |
| BLACKROCK INSTITUTIONAL TRUST CO | 30-0587659 | — | INVESTMENT MGMT | $19K | — |
| STATE STREET GLOBAL ADVISORS TRUST | 81-4017137 | — | INVESTMENT MGMT | $18K | — |
Investments
12 direct securities · 13 pooled funds· $550.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$279.2M
13 holdings
Uncategorized
$270.9M
12 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| WTW GRP TR LONG CREDIT FUND TOWERS WATSON INVESTMENT SERVICES, INC. · EIN 82-6695738 / PN 004 | Common Collective Trust | — | — | $80.9M | 29.0% | |
| Willis Towers Group | — | — | $76.7M | $80.9M | 29.0% | |
| SSGA | — | — | $75.4M | $70.5M | 25.2% | |
| SS LONG U.S. GOV BOND INDX NL FD STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 142 | Common Collective Trust | — | — | $70.5M | 25.2% | |
| Willis Towers Group | — | — | $27.4M | $35.7M | 12.8% | |
| WTW GRP TR DIVERSIFIED EQUITY FUND TOWERS WATSON INVESTMENT SERVICES, INC. · EIN 82-6695738 / PN 002 | Common Collective Trust | — | — | $35.7M | 12.8% | |
| Willis Towers Group | — | — | $28.0M | $32.7M | 11.7% | |
| WTW GRP TR DIVERSIFIED CREDIT FUND TOWERS WATSON INVESTMENT SERVICES, INC. · EIN 82-6695738 / PN 001 | Common Collective Trust | — | — | $32.7M | 11.7% | |
| Willis Towers Group | — | — | $18.0M | $18.2M | 6.5% | |
| WTW GRP TR REAL ASSETS FUND TOWERS WATSON INVESTMENT SERVICES, INC. · EIN 82-6695738 / PN 005 | Common Collective Trust | — | — | $18.2M | 6.5% | |
| SSGA | — | — | $8.2M | $8.7M | 3.1% | |
| SS INTRMED U.S. GOV BOND INDX NL FD STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-0025081 / PN 114 | Common Collective Trust | — | — | $8.7M | 3.1% | |
| CF JPMCB STRATEGIC PROPERTY FUND JP MORGAN INVESTMENT MANAGEMENT, INC. · EIN 13-6038770 / PN 001 | Common Collective Trust | — | $7.4M | $8.3M | 3.0% | |
| Blackrock | — | — | $8.3M | $6.0M | 2.1% | |
| TREASURY US 10YR KEY RATE DUR NL FD BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 47-4226866 / PN 001 | Common Collective Trust | — | — | $6.0M | 2.1% | |
| Blackrock | — | — | $9.2M | $5.5M | 2.0% | |
| TREASURY US 25+YR KEY RATE DUR NL F BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 45-3856224 / PN 001 | Common Collective Trust | — | — | $5.5M | 2.0% | |
| Blackrock | — | — | $4.9M | $4.2M | 1.5% | |
| TREASURY US 5YR KEY RATE DUR NL FD BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 47-4104495 / PN 001 | Common Collective Trust | — | — | $4.2M | 1.5% | |
| Blackrock | — | — | $6.5M | $4.2M | 1.5% | |
| TREASURY US 15YR KEY RATE DUR NL FD BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 45-3856099 / PN 001 | Common Collective Trust | — | — | $4.2M | 1.5% | |
| Northern Trust | — | — | $2.8M | $2.8M | 1.0% | |
| COLTV SHORT TERM INVESTMENT FUND NORTHERN TRUST INVESTMENTS, N.A. · EIN 45-6138589 / PN 084 | Common Collective Trust | — | — | $2.8M | 1.0% | |
| Blackrock | — | — | $2.5M | $1.6M | 0.6% | |
| TREASURY US 20YR KEY RATE DUR NL FD BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 45-3856189 / PN 001 | Common Collective Trust | — | — | $1.6M | 0.6% |