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Original filing (PDF)20251006133938NAL0001895859001
THE FIRST FINANCIAL FEDERAL CREDIT UNION
Form 5500
FILING_RECEIVED
THE FIRST FINANCIAL FEDERAL CREDIT UNION 401(K) PLAN AND TRUST
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
126
Accounts w/ balance
162
Plan assets (EOY)
$28.0M
Net assets (EOY)
$28.0M
How this plan invests
This plan
2 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard Growth Index Admiral Fund" is 26% of plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE FIRST FINANCIAL FEDERAL CREDIT UNION.
Plan sponsor
Name
THE FIRST FINANCIAL FEDERAL CREDIT UNION
EIN
95-2653867
Address
2900 BRADLEY ST · PASADENA, CA · 91107
Phone
(800) 537-8491
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
WRIGHT FORD YOUNG AND CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $15K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP | 23-1945930 | — | ADVISOR | $45K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CROWE HORWATH LLP | 35-0921680 | — | ACCOUNTANT/AUDITOR | $21K | — |
Investments
28 direct securities · 2 pooled funds· $28.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$27.0M
28 holdings
Common Collective Trust
$1.0M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Growth Index Admiral Fund | — | — | — | $7.3M | 26.3% | |
| Vanguard Value Index Admiral Fund | — | — | — | $4.1M | 14.8% | |
| party of interest, collateral, par, or maturity value Cost Current Value Self-Directed Brokerage Accounts * Fidelity Investments BrokerageLink | — | — | — | $2.1M | 7.6% | |
| Vanguard Mid Cap Index Fund - Admiral Fund | — | — | — | $2.0M | 7.1% | |
| Vanguard 500 Index Admiral Fund | — | — | — | $1.9M | 6.9% | |
| Vanguard International Growth Admiral Fund | — | — | — | $1.1M | 4.0% | |
| Vanguard Interim-Term Investment Grade Admiral Fund | — | — | — | $1.0M | 3.7% | |
| PIMCO STABLE INC 1 SEI TRUST COMPANY · EIN 45-4367155 / PN 036 | Common Collective Trust | — | — | $1.0M | 3.6% | |
| American Funds Target Date 2050 Retirement Fund | — | — | — | $782K | 2.8% | |
| American Funds Target Date 2035 Retirement Fund | — | — | — | $732K | 2.6% | |
| Registered Investment Companies PIMCO Total Return Institutional Fund | — | — | — | $658K | 2.4% | |
| Notes Receivable from Participants * Participant Loans Interest rates ranging from 4.25% - 9.50% - | — | — | — | $622K | 2.2% | |
| American Funds New World Fund | — | — | — | $592K | 2.1% | |
| American Funds Target Date 2045 Retirement Fund | — | — | — | $549K | 2.0% | |
| Vanguard Mid Cap Index Fund - Admiral Fund | — | — | — | $548K | 2.0% | |
| Hood River Small-Cap Growth Retirement Fund | — | — | — | $408K | 1.5% | |
| American Funds Target Date 2055 Retirement Fund | — | — | — | $365K | 1.3% | |
| American Funds Target Date 2040 Retirement Fund | — | — | — | $334K | 1.2% | |
| American Funds Target Date 2060 Retirement Fund | — | — | — | $329K | 1.2% | |
| MFS International Intrinsic Value Fund | — | — | — | $310K | 1.1% | |
| Vanguard Small Cap Value Index Admiral Fund | — | — | — | $275K | 1.0% | |
| American Funds Target Date 2030 Retirement Fund | — | — | — | $233K | 0.8% | |
| Vanguard Mid-Cap Growth Index Admiral Fund | — | — | — | $191K | 0.7% | |
| American Funds Target Date 2025 Retirement Fund | — | — | — | $175K | 0.6% | |
| DFA Global Real Estate Securities Fund | — | — | — | $79K | 0.3% | |
| JPMorgan International Equity Fund | — | — | — | $67K | 0.2% | |
| Vanguard Small-Cap Index Admiral Fund | — | — | — | $44K | 0.2% | |
| Money Market Fund * Fidelity Investments Money Market Fund | — | — | — | $9K | <0.1% | |
| American Funds Target Date 2070 Retirement Fund | — | — | — | $3K | <0.1% | |
| PIMCO STABLE INCOME 1 SEI TRUST (PIMCO) · EIN 45-4313627 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |