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Original filing (PDF)20250703140753NAL0001101024001
T.B. PENICK & SONS, INC.
Form 5500-SF
FILING_RECEIVED
T.B. PENICK & SONS, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No auditor on file
Active participants
129
Accounts w/ balance
67
Plan assets (EOY)
$7.0M
Net assets (EOY)
$7.0M
Plan health score (directional)
74
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
60
Concentration risk
75
Total plan cost
75
Vendor stack
100
Participation health
80
Knocking points off
- No independent qualified public accountant (IQPA) named.
- 52% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for T.B. PENICK & SONS, INC..
Plan sponsor
Name
T.B. PENICK & SONS, INC.
EIN
95-2056465
Address
13280 EVENING CREEK DRIVE SOUTH · SUITE 100 · SAN DIEGO, CA · 92128
Phone
(858) 558-1800
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-03
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Small plan (5500-SF) — Schedule H data not available.