How big is The Whole Child's plan?

The Whole Child's plan reported $5.7M in assets and 146 participants for 2023.

Original filing (PDF)20251103130147NAL0005567523001

The Whole Child

Name: The Whole Child — The Whole Child 401(k) Plan, Form 5500 (2023)
Creator: The Whole Child
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

The Whole Child 401(k) Plan

401(k) retirement plan · The Whole Child's The Whole Child 401(k) Plan held $5.7M in plan assets for 146 participants in 2023, with Empower as recordkeeper.

Signals · 2

Late filing · 5.6 moPossibly inadequate fidelity bond

Active participants

146

Accounts w/ balance

143

Plan assets (EOY)

$5.7M

Net assets (EOY)

$5.7M

Plan identifiers

The Whole Child's EIN is 95-2031148.

EIN 95-2031148

Plan number 001

Plan year 2023

ACK ID 20251103130147NAL0005567523001

Official Form 5500 document

Download the official 2023 Form 5500 (PDF) for The Whole Child from the U.S. Department of Labor's EFAST2 system.

Download the official 2023 Form 5500 (PDF)

Plan features

The Whole Child's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for THE WHOLE CHILD.

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How this plan invests

This plan

1 pooled trust

Schedule D

26 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Filed 5.6 months past the 10.5-month grace window.
Fidelity bond appears below the 10%-of-assets requirement.

Helping the score

Below-peer total plan cost (90th percentile).

Plan sponsor

Name

THE WHOLE CHILD

EIN

all filings

Address

10155 COLIMA ROAD · WHITTIER, CA · 90603

Phone

(562) 692-0383

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-07-01

Tax period

2024-06-30

Filed

2025-11-03

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INS. CO. AMERICA	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$1K	—
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$199	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
INCENTIVE BENEFITS, INC.

Investments

26 direct securities · 1 pooled fund· $11.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Pooled Separate Account

$5.4M

1 holding

Other securities

$5.1M

18 holdings

Mutual Funds

$252K

6 holdings

Common Collective Trusts

$146K

1 holding

Participant loans

$115K

1 holding

					% of plan
SEPARATE ACCOUNT SCAI MASSMUTUAL LIFE INSURANCE CO. · EIN 04-1590850 / PN 000	Pooled Separate Account	—	—	$5.4M	95.8%
JPMORGAN SMARTRETIREMENT 2040 R2 VARIABLE ANNUITIES	Other securities	—	—	$1.3M	22.5%
JPMORGAN SMARTRETIREMENT 2050 R2 VARIABLE ANNUITIES	Other securities	—	—	$1.2M	20.6%
AMERICAN CENTURY EQUITY GROWTH R VARIABLE ANNUITIES	Other securities	—	—	$851K	15.0%
JPMORGAN SMARTRETIREMENT 2025 R2 VARIABLE ANNUITIES 128 * JPMORGAN SMARTRETIREMENT 2030 R2 VARIABLE ANNUITIES	Other securities	—	—	$656K	11.6%
JPMORGAN SMARTRETIREMENT 2055 R2 VARIABLE ANNUITIES	Other securities	—	—	$294K	5.2%
MASSMUTUAL 6040 ALLOCATION R3 VARIABLE ANNUITIES	Other securities	—	—	$257K	4.5%
JPMORGAN SMARTRETIREMENT 2060 R2 VARIABLE ANNUITIES	Other securities	—	—	$172K	3.0%
JPMORGAN SMARTRETIREMENT 2045 R2 VARIABLE ANNUITIES	Other securities	—	—	$156K	2.8%
MM S&P 500 INDEX R3 VARIABLE ANNUITIES	Common Collective Trusts	—	—	$146K	2.6%
FRANKLIN GROWTH R VARIABLE ANNUITIES	Mutual Funds	—	—	$133K	2.4%
PARTICIPANT LOANS VARIABLE ANNUITIES	Participant loans	—	—	$115K	2.0%
GENERAL ACCOUNT FIXED ANNUITIES	Other securities	—	—	$91K	1.6%
JPMORGAN SMARTRETIREMENT 2035 R2 VARIABLE ANNUITIES	Other securities	—	—	$47K	0.8%
FIDELITY ADVISOR TOTAL BOND M VARIABLE ANNUITIES	Mutual Funds	—	—	$40K	0.7%
INVESCO SMALL CAP GROWTH R VARIABLE ANNUITIES	Mutual Funds	—	—	$39K	0.7%
HARTFORD SCHRODERS INTL MULTICP VAL VARIABLE ANNUITIES	Other securities	—	—	$36K	0.6%
HARTFORD MIDCAP R3 VARIABLE ANNUITIES	Other securities	—	—	$34K	0.6%
JPMORGAN SMARTRETIREMENT 2020 R2 VARIABLE ANNUITIES	Other securities	—	—	$26K	0.5%
MFS VALUE R2 VARIABLE ANNUITIES	Mutual Funds	—	—	$19K	0.3%
VICTORY SYCAMORE EST VALUE R VARIABLE ANNUITIES	Other securities	—	—	$19K	0.3%
INVESCO INTL DIVERSIFIED R VARIABLE ANNUITIES	Mutual Funds	—	—	$18K	0.3%
JPMORGAN SMARTRETIREMENT INCOME R2 VARIABLE ANNUITIES	Other securities	—	—	$14K	0.2%
MASSMUTUAL BALANCED R3 VARIABLE ANNUITIES	Other securities	—	—	$12K	0.2%
FORFEITURES VARIABLE ANNUITIES	Other securities	—	—	$12K	0.2%
MASSMUTUAL 2080 ALLOCATION R3 VARIABLE ANNUITIES	Other securities	—	—	$8K	0.1%
TEMPLETON GLOBAL BOND R VARIABLE ANNUITIES	Mutual Funds	—	—	$2K	<0.1%