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Original filing (PDF)20251015095836NAL0008628258001
RICK ENGINEERING COMPANY
Form 5500
FILING_RECEIVED
RICK ENGINEERING 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
394
Accounts w/ balance
516
Plan assets (EOY)
$63.0M
Net assets (EOY)
$63.0M
How this plan invests
This plan
15 pooled trusts
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 28 bps in Schedule C fees — 72% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RICK ENGINEERING COMPANY.
Plan sponsor
Name
RICK ENGINEERING COMPANY
EIN
95-1859899
Address
5620 FRIARS ROAD · SAN DIEGO, CA · 921102513
Phone
(619) 291-0707
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
ALDRICH CPA'S AND ADVISORS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORDKEEPER | $53K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ACCELERATE RETIREMENT | — | ALISO VIEJO, CA | INVESTMENT ADVISOR | $121K | — |
Broker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB & CO., INC | 94-1737782 | — | SECURITIES BROKER | $11 | — |
| NATIONAL FINANCIAL SERVICES | 04-3523567 | — | SECURITIES BROKER | $0 | — |
Investments
18 direct securities · 15 pooled funds· $63.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$40.8M
18 holdings
Common Collective Trust
$22.3M
15 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index - | — | — | — | $12.5M | 19.9% | |
| JPMorgan Lg Cap Gr R6 - | — | — | — | $9.0M | 14.3% | |
| MFS Val R3 - | — | — | — | $4.9M | 7.7% | |
| JPMorgan Small Cap Eq R5 - | — | — | — | $3.6M | 5.6% | |
| SMALL CAP VAL II I1 WILMINGTON TRUST · EIN 38-4126250 / PN 554 | Common Collective Trust | — | — | $2.7M | 4.3% | |
| WILMINGTON TR T. ROWE 2030 TR L1 WILMINGTON TRUST · EIN 38-7289834 / PN 001 | Common Collective Trust | — | — | $2.6M | 4.1% | |
| WILMINGTON TR T. ROWE 2040 TR L1 WILMINGTON TRUST · EIN 38-7289836 / PN 001 | Common Collective Trust | — | — | $2.2M | 3.5% | |
| RELIANCE/METLIFE STABLE 25053 CL 0 METLIFE · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $2.1M | 3.3% | |
| WILMINGTON TR T. ROWE 2035 TR L1 WILMINGTON TRUST · EIN 38-7289835 / PN 001 | Common Collective Trust | — | — | $2.0M | 3.1% | |
| WILMINGTON TR T. ROWE 2045 TR L1 WILMINGTON TRUST · EIN 38-7289837 / PN 001 | Common Collective Trust | — | — | $1.8M | 2.8% | |
| WILMINGTON TR T. ROWE 2055 TR L1 WILMINGTON TRUST · EIN 38-7289839 / PN 001 | Common Collective Trust | — | — | $1.6M | 2.5% | |
| WILMINGTON TR T. ROWE 2025 TR L1 WILMINGTON TRUST · EIN 38-7289833 / PN 001 | Common Collective Trust | — | — | $1.5M | 2.4% | |
| Vanguard FTSE All Wld ex-US Idx Adm - | — | — | — | $1.4M | 2.2% | |
| WILMINGTON TR T. ROWE 2050 TR L1 WILMINGTON TRUST · EIN 38-7289838 / PN 001 | Common Collective Trust | — | — | $1.3M | 2.1% | |
| WILMINGTON TR T. ROWE 2020 TR L1 WILMINGTON TRUST · EIN 38-7289832 / PN 001 | Common Collective Trust | — | — | $1.3M | 2.0% | |
| Vanguard Mid Cap Index Adm - | — | — | — | $1.2M | 2.0% | |
| Principal Core Fixed Inc Instl - | — | — | — | $1.2M | 1.9% | |
| WILMINGTON TR T. ROWE 2060 TR L1 WILMINGTON TRUST · EIN 38-7289840 / PN 001 | Common Collective Trust | — | — | $968K | 1.5% | |
| BNY Mellon Worldwide Gr I - | — | — | — | $880K | 1.4% | |
| WILMINGTON TR T. ROWE 2015 TR L1 WILMINGTON TRUST · EIN 38-7289831 / PN 001 | Common Collective Trust | — | — | $814K | 1.3% | |
| PIMCO Inc Instl - | — | — | — | $755K | 1.2% | |
| Vanguard Small Cap Index Adm - | — | — | — | $753K | 1.2% | |
| American Century American Century Gov't Bd R5 - | — | — | — | $713K | 1.1% | |
| Charles Schwab Instl Personal Choice Retirement Accounts - | — | — | — | $684K | 1.1% | |
| MID CAP GR FUND CLASS I1 WILMINGTON TRUST · EIN 34-4126247 / PN 549 | Common Collective Trust | — | — | $669K | 1.1% | |
| Participant Loans Interest rates from 5.25% to 10.50% - | — | — | — | $651K | 1.0% | |
| Vanguard Intl Gr Adm - | — | — | — | $632K | 1.0% | |
| Cohen & Steers Cohen & Steers Instl Realty Shares - | — | — | — | $613K | 1.0% | |
| MID CAP VAL FUND FEE CLASS R1 WILMINGTON TRUST · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $495K | 0.8% | |
| Macquarie Emerging Mkts R6 - | — | — | — | $477K | 0.8% | |
| Vanguard Short Term Inv Grade Adm - | — | — | — | $466K | 0.7% | |
| Vanguard Long Term Inv Grade Adm - | — | — | — | $406K | 0.6% | |
| WILMINGTON TR T. ROWE 2065 TR L1 WILMINGTON TRUST · EIN 38-7289841 / PN 001 | Common Collective Trust | — | — | $385K | 0.6% |
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