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Original filing (PDF)20251014114523NAL0001326579001
BAKER ELECTRIC & RENEWABLES LLC
Form 5500
FILING_RECEIVED
BAKER ELECTRIC 401(K) RETIREMENT SAVINGS PLAN V
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
313
Accounts w/ balance
359
Plan assets (EOY)
$20.3M
Net assets (EOY)
$20.3M
How this plan invests
This plan
15 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 62 bps in Schedule C fees — 112% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BAKER ELECTRIC & RENEWABLES LLC.
Plan sponsor
Name
BAKER ELECTRIC & RENEWABLES LLC
EIN
95-1853701
Address
1298 PACIFIC OAKS PL · ESCONDIDO, CA · 920292900
Phone
(760) 745-2001
Industry
Electrical Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INDEPENDENT FINANCIAL GROUP LLC | 71-0927304 | — | INVESTMENT ADVISORY | $0 | — |
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $125K | — |
Investments
18 direct securities · 15 pooled funds· $19.8M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$15.3M
13 holdings
Uncategorized
$4.4M
18 holdings
Pooled Separate Account
$15K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRINCIPAL LT 2030 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 003 | Common Collective Trust | — | — | $3.5M | 17.1% | |
| PRINCIPAL LT 2025 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 009 | Common Collective Trust | — | — | $3.1M | 15.2% | |
| PRINCIPAL LT 2035 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 010 | Common Collective Trust | — | — | $2.8M | 14.0% | |
| PRINCIPAL LT 2040 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 004 | Common Collective Trust | — | — | $2.6M | 12.7% | |
| Fidelity 500 Index Fund Registered Investment Company | — | — | — | $1.2M | 6.1% | |
| PRINCIPAL LT 2045 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 011 | Common Collective Trust | — | — | $1.2M | 5.7% | |
| PRINCIPAL LT 2050 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 005 | Common Collective Trust | — | — | $1.0M | 5.2% | |
| PRINCIPAL LT 2055 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 012 | Common Collective Trust | — | — | $734K | 3.6% | |
| JP Morgan Large Cap Gr R6 Fd Registered Investment Company | — | — | — | $664K | 3.3% | |
| Vic Triv Intl Small Cap R6 Fd Registered Investment Company | — | — | — | $467K | 2.3% | |
| Am Fds EuroPacific Grth R6 Fd Registered Investment Company | — | — | — | $462K | 2.3% | |
| PRINCIPAL LT 2020 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 002 | Common Collective Trust | — | — | $319K | 1.6% | |
| BlackRock Md-Cp Gr Eq K Fd Registered Investment Company | — | — | — | $304K | 1.5% | |
| Self-Directed Brokerage Acct Registered Investment Company | — | — | — | $244K | 1.2% | |
| Amer Century Sml Cap Val R6 Fd Registered Investment Company | — | — | — | $177K | 0.9% | |
| maturing through March 2038 0 | — | — | — | $161K | 0.8% | |
| Principal Guranteed Option Investment Contract | — | — | — | $151K | 0.7% | |
| JP Morgan US Res En Eq R6 Fd Registered Investment Company | — | — | — | $141K | 0.7% | |
| Columbia Div Income I3 Fund Registered Investment Company | — | — | — | $132K | 0.7% | |
| Fidelity Mid Cp Index Fund Registered Investment Company | — | — | — | $102K | 0.5% | |
| PRINCIPAL LT 2060 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 007 | Common Collective Trust | — | — | $94K | 0.5% | |
| AB Small Cap Grwth Port Z Fd Registered Investment Company | — | — | — | $90K | 0.4% | |
| Fidelity Sm Cap Index Fund Registered Investment Company | — | — | — | $77K | 0.4% | |
| PRINCIPAL LT 2015 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 008 | Common Collective Trust | — | — | $37K | 0.2% | |
| PRINCIPAL LT 2065 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 013 | Common Collective Trust | — | — | $13K | <0.1% | |
| Core Fixed Income Separate Account-Z Pooled Separate Account | — | — | — | $12K | <0.1% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $12K | <0.1% | |
| Nuveen Real Estate Sec Sel R6 Registered Investment Company | — | — | — | $9K | <0.1% | |
| PIMCO Income Institutional Fd Registered Investment Company | — | — | — | $6K | <0.1% | |
| Fidelity US Bond Index Fund Registered Investment Company | — | — | — | $3K | <0.1% | |
| PRIN MIDCAP VALUE I SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 043 | Pooled Separate Account | — | — | $3K | <0.1% | |
| PRINCIPAL LT 2070 CIT TIER I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 014 | Common Collective Trust | — | — | $2K | <0.1% | |
| PRINCIPAL LT STR INC CIT TR I PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 27-5280363 / PN 006 | Common Collective Trust | — | — | $0 | <0.1% |
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