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Original filing (PDF)20251002105012NAL0000566320001
UNIVERSITY CREDIT UNION
Form 5500
FILING_RECEIVED
UNIVERSITY CREDIT UNION 401(K) PLAN AND TRUST
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
134
Accounts w/ balance
201
Plan assets (EOY)
$16.2M
Net assets (EOY)
$16.2M
How this plan invests
This plan
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (3 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNIVERSITY CREDIT UNION.
Plan sponsor
Name
UNIVERSITY CREDIT UNION
EIN
95-1715669
Address
1500 S SEPULVEDA BLVD · LOS ANGELES, CA · 900253312
Phone
(310) 477-6628
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TURNER, WARREN, HWANG AND CONRAD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CMFG LIFE INSURANCE COMPANY | 39-0230590 | — | NONE | $5K | — |
Investments
39 direct securities· $15.8M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TruStage CMFG Stable Value | — | — | — | $1.8M | 11.2% | |
| Fidelity Fid LCap Grw Idx | — | — | — | $1.5M | 8.9% | |
| Fidelity 500 Index | — | — | — | $1.4M | 8.4% | |
| BlackRock BR LIFEPATH INDEX 2055 K | — | — | — | $1.2M | 7.6% | |
| Vanguard VANG LSTRAT MODRT GRW INV | — | — | — | $938K | 5.8% | |
| BlackRock BR LIFEPATH INDEX 2050 K | — | — | — | $780K | 4.8% | |
| BlackRock BR LIFEPATH INDEX 2040 K | — | — | — | $740K | 4.6% | |
| BlackRock BR LIFEPATH INDEX 2045 K | — | — | — | $735K | 4.5% | |
| Fidelity Fid LgCap Val Idx | — | — | — | $704K | 4.3% | |
| Jensen Quality Growth I | — | — | — | $695K | 4.3% | |
| Fidelity Mid Cap Index | — | — | — | $609K | 3.7% | |
| BlackRock BR LIFEPATH INDEX 2030 K | — | — | — | $569K | 3.5% | |
| BlackRock BR LP INDEX RETIRE K | — | — | — | $424K | 2.6% | |
| Fidelity Fid Intl Idx | — | — | — | $262K | 1.6% | |
| Dodge & Cox Dodge & Cox Income I | — | — | — | $256K | 1.6% | |
| BlackRock BR LIFEPATH INDEX 2035 K | — | — | — | $245K | 1.5% | |
| Putnam High Yield Y | — | — | — | $239K | 1.5% | |
| Dodge & Cox Dodge & Cox Stock I | — | — | — | $222K | 1.4% | |
| Vanguard VAN INTRMDT INV GR ADM | — | — | — | $193K | 1.2% | |
| Vanguard VAN DIVIDEND APP INDX ADM | — | — | — | $190K | 1.2% | |
| PIMCO REAL RETURN INST | — | — | — | $187K | 1.1% | |
| Vanguard VNGARD MCAP GWTH INDX ADM | — | — | — | $173K | 1.1% | |
| Fidelity Small Cap Index | — | — | — | $158K | 1.0% | |
| Vanguard Van FTSE Social Index Adm | — | — | — | $156K | 1.0% | |
| DFA INTL CRE EQ 2 I | — | — | — | $154K | 0.9% | |
| BlackRock BR LIFEPATH INDEX 2060 K | — | — | — | $152K | 0.9% | |
| Participant loans Interest at rates ranging from 4.25% to 9.5% -0- | — | — | — | $150K | 0.9% | |
| Vanguard VAN LIFESTRATEGY INC INV | — | — | — | $138K | 0.8% | |
| Vanguard VANG LIFESTRAT GROWTH INV | — | — | — | $131K | 0.8% | |
| Vanguard RL EST INDX ADM | — | — | — | $109K | 0.7% | |
| Vanguard VANG LSTRAT CONSR GRW INV | — | — | — | $107K | 0.7% | |
| DFA US SCAP I | — | — | — | $95K | 0.6% | |
| Fidelity U.S. Bond Index | — | — | — | $91K | 0.6% | |
| Federated Hermes FED H TTL RTRN BND INST | — | — | — | $79K | 0.5% | |
| Fidelity Fid Glb ex US Indx IDX | — | — | — | $73K | 0.4% | |
| DFA US SMALL CAP VAL I | — | — | — | $69K | 0.4% | |
| BlackRock BR LIFEPATH INDEX 2065 K | — | — | — | $63K | 0.4% | |
| Vanguard VAN MID-CAP INDEX ADM | — | — | — | $46K | 0.3% | |
| Vanguard Van DVLPD MRKTS INX ADM | — | — | — | $13K | <0.1% |